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Saw this article, a firefighter with cancer, can't work anymore and lost medical coverage because. I don't know all the laws or options available so I am asking. Because this could be any of us. Most of work and that gets us insurance, but what happens when you can't work to pay for coverage?
Does "Obamacare" come into play with this? Will she continue to get treatment? What exactly are the federal and various state laws on this? What do you do when you are faced with massive amounts of medical debt, with no way to no longer earn a income to pay for insurance? Most people don't have hundreds of thousands of dollars saved to pay for treatment.
Well, my ex was diagnosed three years ago, and he went through 2 rounds of chemotherapy. When he was diagnosed, he was only 35. He is 9 years older than me.
He was and is still a software engineer. He could have quit his job, but without medical insurance, quitting the job is not an option. I don't know exactly how much money he has saved, but I know for a fact that he had at least $1 million dollars saved, he also had stock options and two houses worth 3 million dollars from inheritance.
He worked everyday while on chemotherapy because he desperately wanted to save his insurance coverage.
Quite honestly, at age of 35 (at the time he was diagnosed), quitting the job without a medical insurance was not an option for him. He received his treatment from Cedars-Sinai medical center.
I guess there are other options, like COBRA or a HIPAA plan.
ACA 2010 and Ted's HMO Act of 1973 will probably want to treat that before considering the cancer. There might have been money to treat the cancer afterward depending on how much her depression treatment will cost.
Well, my ex was diagnosed three years ago, and he went through 2 rounds of chemotherapy. When he was diagnosed, he was only 35. He is 9 years older than me.
He was and is still a software engineer. He could have quit his job, but without medical insurance, quitting the job is not an option. I don't know exactly how much money he has saved, but I know for a fact that he had at least $1 million dollars saved, he also had stock options and two houses worth 3 million dollars from inheritance.
He worked everyday while on chemotherapy because he desperately wanted to save his insurance coverage.
Quite honestly, at age of 35 (at the time he was diagnosed), quitting the job without a medical insurance was not an option for him. He received his treatment from Cedars-Sinai medical center.
I guess there are other options, like COBRA or a HIPAA plan.
That's an interesting conundrum.
. He obviously could get COBRA, but I believe that an ACA plan implies that you have to run out COBRA before you sign up for it.
. Dunno how good ACA plans (even the Platinum Diamond variety) are.
. Should someone with 4+ million dollars in assets be expected to pay for their own health care. I expect that most people would say 'yes'.
Should someone with 4+ million dollars in assets be expected to pay for their own health care. I expect that most people would say 'yes'.
Isn't that what rainy day funds are for?
Am I being forced to contribute to increasingly-inflated comprehensive 'health' insurance plans every April at the muzzle of state firepower so that other people can use pent up assets for only fun stuff?
That's where people in Canada, France, or the UK are ahead. Their medical expenses are free.
No it's not free. The exorbitant taxes that are paid by the Canadians fund those programs with sin taxes on alcohol and tobacco.
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