Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Which is why they should have been cut out of the middle.
They didn't twist Obama's arm though and make him lie about what Obamacare is though.
Quote:
Originally Posted by eye state your name
How does that work? A federally backed insurance plan, which is run by the entity establishing the rules and regulations for the industry and using tax dollars that can be increased through legislation to compete against private insurance companies? Yeah, that would really work well.
You are so right. Better by far to get the private insurance companies out of the healthcare business altogether. They have demonstrated over and over again their utter disregard for anything but profits, by denying coverage to sick people, cancelling their coverage arbitrarily, and bankrupting thousands of families who were guilty of nothing except being sick with serious illnesses.
I am no fan of socialism or further government control over our lives. But the insurance industry has forfeited its right to control medical care in our country through decades of callousness and greed. It is time to force the people running the medical insurance monopoly to seek gainful employment for a change. Maybe they could train to be grief counselors for insurance company stockholders.
You are so right. Better by far to get the private insurance companies out of the healthcare business altogether. They have demonstrated over and over again their utter disregard for anything but profits, by denying coverage to sick people, cancelling their coverage arbitrarily, and bankrupting thousands of families who were guilty of nothing except being sick with serious illnesses.
I am no fan of socialism or further government control over our lives. But the insurance industry has forfeited its right to control medical care in our country through decades of callousness and greed. It is time to force the people running the medical insurance monopoly to seek gainful employment for a change. Maybe they could train to be grief counselors for insurance company stockholders.
Then you just have a monopoly insurer that employs federal workers at all levels who are compensated better than you.
And it'll pass along the same costs that are being passed along to you now, only in the form of ever higher taxes and national debt. The providers still rule the roost, and the single insurer left--in your case Big Government--will still pass satisfied provider and hospital corp. and drug pusher and device manufacturer rates onto you.
You keep trying to avoid that forcing individuals to guarantee a sector's income stream at any cost only results in rising rates.
Higher deductibles was a surprise to many. That was not part of the big town hall campaigns.
They only focused on the lower premiums which were subsidized.
My grandfathered high deductible has a lower deductible than Obamacare policies.
Oh, c'mon! Surely you remember back before the ACA, everyone was ga-ga about these high deductible plans. People were carrying on here on CD saying that's what they wanted. (Until they had to pay up to the deductible.)
Oh, c'mon! Surely you remember back before the ACA, everyone was ga-ga about these high deductible plans. People were carrying on here on CD saying that's what they wanted. (Until they had to pay up to the deductible.)
The people that could not afford premiums were not ga-ga over high deductible plans.
Wasn't that the group that Obamacare was supposed to address ?
If you cannot afford premiums you certainly cannot afford a high deductible plan.
I have a high deductible plan. It's grandfathered and my out of pocket costs are $5K.
Then again I also have high deductible car insurance and high deductible home owner's insurance.
To have high deductible plans one must have money in the bank to cover it.
The people who could not afford premiums certainly didn't have money in the bank.
Oh, c'mon! Surely you remember back before the ACA, everyone was ga-ga about these high deductible plans. People were carrying on here on CD saying that's what they wanted. (Until they had to pay up to the deductible.)
The wanted their catastrophic-only. They wanted only plans that covered things that aren't imaginary.
Location: East of Seattle since 1992, 615' Elevation, Zone 8b - originally from SF Bay Area
44,576 posts, read 81,186,228 times
Reputation: 57813
As long as the expenses are fairly normal, the HD plan is not too bad. I just checked today on mine, and have only paid out about a thousand so far, a little over a third of the deductible, but all with pre-tax dollars. What will be painful is a real illness or injury where I have to pay up to the $2,800 deductible, and 20% of the rest until hitting $6,000. I found that you need to shop around. My regular doctor is charging over $300 for a shingles vaccination, Costco is only $213 so I'll go there.
Then you just have a monopoly insurer that employs federal workers at all levels who are compensated better than you.
And it'll pass along the same costs that are being passed along to you now, only in the form of ever higher taxes and national debt. The providers still rule the roost, and the single insurer left--in your case Big Government--will still pass satisfied provider and hospital corp. and drug pusher and device manufacturer rates onto you.
You keep trying to avoid that forcing individuals to guarantee a sector's incomes stream at any cost only results in rising rates.
So many operating systems out there in other countries proving you wrong but, hey; what do they all know and have known for at least 60 years while you were floundering around with a sizable proportion of your population going for generations without any kind of insurance at all?
What would they know and have known for decades with no one denying themselves a visit to a doctor because they simply couldn't afford to have that black lung cough dealt with until it was far too late?
What do they all know and have known for decades while you dealt with denial of claims becoming the norm so the Insurance CEO got his bonus?
What would they all know and have known for decades that you have been dealing with this "deductible", "user fees", "compendium of coverage" hurdles trying to navigate through your cancer treatments being denied because you once had a bunion removed and failed to report it.
What do they know and have known for decades while you were being outright denied coverage due to some unrelated pre-existing conditions?
Yeah ignore all that contrary proof of lower costs getting better results because you favour the lemon flavoured koolade you've been stupidly gulping down for those past 60 years or more.
The wanted their catastrophic-only. They wanted only plans that covered things that aren't imaginary.
Only people under 30 can get catastrophic plans. Otherwise you have to file for a hardship.
What families have are not catastrophic plans. Those only sold outside of the Obamacare marketplace.
No subsidies and out of pocket is $6K for an individual.
People with Bronze coverage from the marketplace with high deductibles is not a catastrophic plan.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
