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Old 12-02-2015, 03:18 PM
 
22,769 posts, read 26,233,440 times
Reputation: 14558

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Quote:
Originally Posted by earthlyfather View Post
Then get people, maybe yourself included, (certainly not moi), off their fat azzes, moving, taking in fewer carbs, cutting out refined foods, not smoking, moderate to minimal alcohol, zero on the street and pharmaceutical drug abuse = Terrific health outcomes. Simple. And requires zero government intervention. Zero.
We both know that's an absurd way to look at healthcare.

People are born every day with disorders and problems that are beyond their control. People develop them, too. People have accidents happen. Often these are combined with a job loss and financial trouble.

"Tell the fat people to stop eating so much" is a glib way to approach something very, very important, and kind of tells me you aren't at all serious about this.
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Old 12-02-2015, 03:29 PM
 
39,306 posts, read 20,390,256 times
Reputation: 12770
Quote:
Originally Posted by steven_h View Post
They expected to tie the hands of their rolls, funneling in millions of new customers (by force) and billions in subsidies.[/b]
Obviously they don't understand human nature. When people are young and healthy they think their super girls and boys, and they don't need healthcare insurance especially if it's expensive. So Democrats thought they would force people to get insurance by making them pay pay a fine, I mean tax based on income. It just wasn't a good deal and they couldn't afford a monthly premium as apposed to a one time tax.

Now being older, in the work force longer and higher income with increased chance of healthcare issues, the insurance was still expensive compared to the fine.

Being even older and at the highest income but a much higher risk of healthcare issues you get insurance. Many already sick signed up and their healthcare costs were not offset by the young banging at the doors to sign up.
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Old 12-02-2015, 03:31 PM
 
39,306 posts, read 20,390,256 times
Reputation: 12770
Quote:
Originally Posted by Dane_in_LA View Post
Pardon me for not feeling sorry for them if their business model is based on providing health care funding for those who aren't sick. Their profits look quite sound from where I'm sitting.
A good company never puts all their eggs in one basket especially as risky as Obamacare.

In a press release, UnitedHealth CEO Stephen J. Hemsley said:

“We continue to be pleased with the growth and overall performance of our Company outside of the individual exchange products and look forward to strong, positive and broad based earnings growth across our enterprise in 2016.

As you are aware, we avoided the introductory year of the public exchange, entering the market in a measured fashion in its second year. We saw it as a market with potential growth, but with acknowledged reservations as to whether that market would have balanced participation, effective controls over participants moving in and out of coverage as health care needs emerge, and whether exchanges would be regulated in ways that prioritize sustainable underwriting to ultimately reflect the true cost of coverage for the population served.

As 2015 has played out, the exchange represented the key source of increasing pressure on our overall care ratio. In our view, in recent weeks market performance expectations for exchange products have further declined. We have identified higher levels of individuals coming in and out of the exchange system to use medical services; lower expectations for new growth in overall future participation; declining performance in and accelerating failures of the sponsored health cooperatives; and our own emerging claims experience, which is worsening as the year end nears.

“The combination of these factors suggest the overall exchange market profile is more negative than we had planned"

http://www.unitedhealthgroup.com/~/m...ate.ashx?la=en
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Old 12-02-2015, 03:43 PM
 
79,390 posts, read 33,670,997 times
Reputation: 15883
Quote:
Originally Posted by le roi View Post
I think "Repealing Obamacare" is like saying you want a new airplane while in mid-flight

Unless the person proposing repeal is incredibly specific about precisely what the new system will look like, I'm going to view that proposal with extreme skepticism, and assume it is more about partisan politics than actual healthcare.

Does that make sense?
To be fair many who call for repeal are the same that called for it never to be enacted, or in other words, before the plane ever took off.

Grant it, not all of them had a better plan, which even at that was setting the bar pretty low.
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Old 12-02-2015, 03:46 PM
 
Location: Florida
22,348 posts, read 9,497,913 times
Reputation: 18236
We have known for years that health insurance companies and pharmaceutical companies are ripping off this country. Instead they blame it on Obamacare, lawyers and anything else to cast blame anywhere it actually belongs.

If this country does not have the balls to fight these two industries, nothing will ever change. Why should it? They, their shareholders and their lobbyists are doing great. This has been an ongoing national problem since 1989.

If you are one of those suckers blaming Obama, then you are playing right into the hands of the insurance and pharmaceutical industries.
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Old 12-02-2015, 03:49 PM
 
36,989 posts, read 16,129,534 times
Reputation: 8409
Quote:
Originally Posted by le roi View Post
Call me crazy, but I think American health outcomes should be a higher priority than health insurer profit margins and dividend rates.
Do you think ANY business that sells products or provides a service that is "beneficial" to mankind should return a profit?

Some do live in a loony world.
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Old 12-02-2015, 03:52 PM
 
36,989 posts, read 16,129,534 times
Reputation: 8409
Quote:
Originally Posted by Enigma777 View Post
We have known for years that health insurance companies and pharmaceutical companies are ripping off this country. Instead they blame it on Obamacare, lawyers and anything else to cast blame anywhere it actually belongs.

If this country does not have the balls to fight these two industries, nothing will ever change. Why should it? They, their shareholders and their lobbyists are doing great. This has been an ongoing national problem since 1989.

If you are one of those suckers blaming Obama, then you are playing right into the hands of the insurance and pharmaceutical industries.
"We have known for years..."

What do you mean, "We"? Do you have frog in your pocket?
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Old 12-02-2015, 04:00 PM
 
Location: Barrington
45,917 posts, read 34,094,346 times
Reputation: 15346
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Quote:
Originally Posted by greywar View Post
Really? They lost half a billion? Hmmmmmm

From April (1.4 Billion in profit that QUARTER):
http://www.modernhealthcare.com/arti...NEWS/304169977
2014: over 5 billion in profit:
http://www.modernhealthcare.com/arti...NEWS/150129988

Yeah, they're just dying there. Their stock is up from 100/share in January, to 119 today.

I want to lose as much money as they do!

dont fall for this nonsense. UnitedHealthcare is just trying to improve the regulations they operate on, so that their income can be even more obscene. Don't fall for this nonsense.
United engages in the Individual Plan Market in 23 states.

The losses are being incurred in the Individual Plan Market which generally speaking has never been highly profitable for most insurers. Insurers have been dropping out of this market segment for years, nothing to do with the ACA.

The lucrative Large Group Plan Market is the bread and butter for healthcare insurers. United also sells Worker's Comp, Employee Life, Employee Travel and Medicare Supplimentary insurance.

United Healthcare is a publicly- traded corporation. The CEO and senior management are hired to increase shareholder value, nothing more or less.

Common stuff for corporations to withdraw from unprofitable markets.
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Old 12-02-2015, 04:03 PM
 
Location: Great State of Texas
86,093 posts, read 72,556,082 times
Reputation: 27566
Quote:
Originally Posted by Enigma777 View Post
We have known for years that health insurance companies and pharmaceutical companies are ripping off this country. Instead they blame it on Obamacare, lawyers and anything else to cast blame anywhere it actually belongs.

If this country does not have the balls to fight these two industries, nothing will ever change. Why should it? They, their shareholders and their lobbyists are doing great. This has been an ongoing national problem since 1989.

If you are one of those suckers blaming Obama, then you are playing right into the hands of the insurance and pharmaceutical industries.
The insurance companies are not the ones charging outrageous prices.
The insurance companies are the ones that have to pay the doctors, hospitals and pharma companies.
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Old 12-02-2015, 04:04 PM
 
Location: Great State of Texas
86,093 posts, read 72,556,082 times
Reputation: 27566
Quote:
Originally Posted by Quick Enough View Post
Do you think ANY business that sells products or provides a service that is "beneficial" to mankind should return a profit?

Some do live in a loony world.
Health insurance is a middle man.

Should doctors/hospitals/drug companies make a profit ?
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