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Old 12-30-2015, 11:27 AM
 
9,582 posts, read 4,594,524 times
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I live in southern Missouri. In my area we had no flood damage. We don't build on the river banks. While I have sympathy for those who were flooded, the same areas flooded in 1993. Why do we keep bailing put businesses and residences built in the 100-year flood plain? Most of those who had insurance have federal flood insurance. So, we the taxpayers, keep paying for people to rebuild in areas we know WILL flood again. And not just here. Look at New Orleans. Billions were spent to rebuild in areas that WILL flood again. It happens all over the country. If the government got out of flood insurance, maybe people would quit building in the flood plain.

Last edited by Floorist; 12-30-2015 at 11:43 AM..
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Old 12-30-2015, 11:29 AM
 
13,128 posts, read 4,476,925 times
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I say insurance companies shouldn't cover homes and businesses in those areas.
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Old 12-30-2015, 11:42 AM
 
Location: The analog world
17,086 posts, read 9,861,863 times
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I grew up in a city situated at the confluence of five rivers that was devastated by flooding in 1913. The area was so plagued by floods that when it was originally platted in 1796 the local Native Americans warned the settlers repeatedly to stay away. Beginning shortly after the flood of 1913, a series of five major dams were successfully built for flood control, and the city has remained dry ever since. Just sayin'.
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Old 12-30-2015, 11:45 AM
 
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The days of bailing out are numbered. FEMA has been in the process of updating 100 year floodplain maps and new buildings in the greatly expanded floodplain areas will have to be at least 12"-18" above the flood level in order to even qualify for insurance. For better or worse, people like being near water and our economy needs waterways and harbors, so places like New Orleans aren't going away.
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Old 12-30-2015, 11:46 AM
 
29,737 posts, read 16,429,981 times
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If private insurance is expensive or nonexistent that is your first clue that a building location is high risk or simply not advisable.
But so long as govt subsidizes the insurance to hide the true risk, people will put themselves ( and our money) in harms way.
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Old 12-30-2015, 11:48 AM
 
29,737 posts, read 16,429,981 times
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Quote:
Originally Posted by randomparent View Post
I grew up in a city situated at the confluence of five rivers that was devastated by flooding in 1913. The area was so plagued by floods that when it was originally platted in 1796 the local Native Americans warned the settlers repeatedly to stay away. Beginning shortly after the flood of 1913, a series of five major dams were successfully built for flood control, and the city has remained dry ever since. Just sayin'.
Who paid for the dams?
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Old 12-30-2015, 11:50 AM
 
Location: The analog world
17,086 posts, read 9,861,863 times
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It was funded by a conservancy district paid for by local taxes. John Patterson was also a major contributor. Kept him out of prison, but that's another story entirely.
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Old 12-30-2015, 11:57 AM
 
29,737 posts, read 16,429,981 times
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Quote:
Originally Posted by randomparent View Post
It was funded by a conservancy district paid for by local taxes. John Patterson was also a major contributor. Kept him out of prison, but that's another story entirely.
So no federal tax money and you have conventional private insurance?
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Old 12-30-2015, 12:01 PM
 
Location: Places you dream of
20,203 posts, read 12,113,035 times
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so what you want people to do with their properties? maybe lands left by family over the years? like it is so easy just to go and live someplace else- for everyone
your area might get hit by a tornado? or rain storms - fires ---hope not--but - leave those folks alone- stuff happens everywhere


FRM -Miami BEACH FL
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Old 12-30-2015, 12:04 PM
 
29,737 posts, read 16,429,981 times
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Originally Posted by tinytrump View Post
so what you want people to do with their properties? maybe lands left by family over the years? like it is so easy just to go and live someplace else- for everyone
your area might get hit by a tornado? or rain storms - fires ---hope not--but - leave those folks alone- stuff happens everywhere


FRM -Miami BEACH FL
If people want to live in harms way, that is their business, but leave our money alone.
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