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Old 02-03-2016, 10:37 PM
 
Location: Florida
7,750 posts, read 6,323,455 times
Reputation: 15728

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A huge component of medical cost is the legal profession milking the health care system. The Dems would not even mention Tort Reform. They were perfectly willing to add thousands of bureaucrats to the IRS.

A large number of Doctors are taking early retirement. Fewer Doctors will cause higher costs.

The problem with socialism is that eventually you run out of other people's money.
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Old 02-03-2016, 11:46 PM
 
8,081 posts, read 6,923,178 times
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Quote:
Originally Posted by engineman View Post
A huge component of medical cost is the legal profession milking the health care system. The Dems would not even mention Tort Reform. They were perfectly willing to add thousands of bureaucrats to the IRS.

A large number of Doctors are taking early retirement. Fewer Doctors will cause higher costs.

The problem with socialism is that eventually you run out of other people's money.
Tort Reform doesn't actually work.

Imagine a situation if you will.

Let's say I am hit by a drunk driver leaving me mangled, concussed and very injured. It turns out that I have brain damage, I won't be able to work, I'll require a home care professional to come to my house and feed me at a cost to my estate. I have a family who depends on my salary, but I will no longer receive that salary because I was just fired thanks to at-will employment.

In many states where Tort Reform has been implemented I will be limited to a certain verdict. So while, my injuries will end up costing me and my family (at no fault of my own), let's say 15 million in a lifetime. I may be barred to having to accepting a max 3 million compensatory/punitive damage award. That means that for being injured, negligently, while I was under, I will be shorted 12 million over my lifetime along with my estate.

We will imagine a similar incident involving Doctors. Let's say I go for minor surgery, while I am under, something happens unknown to me and only known to the medical staff, somehow they broke my shoulder and damaged my skull causing me brain damage. In my lifetime it will cost 15 million dollars for the subsequent treatments and homecare I will need for the rest of my life. But I live in Colorado or Texas. A damage cap has been set at a number closer to 2-4 million thanks to Tort Reform. My family and I are SOL on the rest.

At the same time, where Tort Reform has been implemented, no actual reduction in healthcare costs has actually occurred. Only 1/10 actions for negligent torts are actually initiated against doctors, insurance companies indemnify their insured and pay for counsel. Punitive damages are only awarded in exceptional circumstances, Compensatory damages place you back where you were before the incident.

So in the end here's what happens with Tort Reform:
No reduction in malpractice insurance premiums
Restricted access to courts
Restricted $$ amounts leaving me out to cold if I am injured.


Why people hate the only institution designed to protect your liberties (the judiciary), and the only place you can exercise a right to correct an action in this country is beyond me.

There's a decent documentary on this topic on Netflix called "Hot Coffee" it has its biases like anything else, but I recommend you watch it.

You should also look into Liebeck v. McDonalds (the infamous Coffee spilling case)
http://www.jtexconsumerlaw.com/V11N1/Coffee.pdf



https://www.youtube.com/watch?v=LqEu9c-iwd4

This case has been the rallying cry of the Tort Reform movement.
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Old 02-03-2016, 11:53 PM
 
8,924 posts, read 5,597,261 times
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Quote:
Originally Posted by lilyflower3191981 View Post
Okay. we will be waiting.
Rubio hasn't got any answers. He doesn't give any details if he does...
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Old 02-04-2016, 12:47 AM
 
79,907 posts, read 44,021,490 times
Reputation: 17189
Quote:
Originally Posted by JGMotorsport64 View Post
Tort Reform doesn't actually work.

Imagine a situation if you will.

Let's say I am hit by a drunk driver leaving me mangled, concussed and very injured. It turns out that I have brain damage, I won't be able to work, I'll require a home care professional to come to my house and feed me at a cost to my estate. I have a family who depends on my salary, but I will no longer receive that salary because I was just fired thanks to at-will employment.
You have brain damage......are you expecting your employer to prop you up in a corner and just continue to pay you?
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Old 02-04-2016, 12:50 AM
 
4,699 posts, read 4,053,867 times
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Quote:
Originally Posted by bringamac92 View Post
1. If Obamacare is so bad and it should be repealed what do we replace it with? Do we go back to the days where private, unregulated insurance companies can deny payments of claims for any reason? Do we allow insurance companies to discriminate against those who have had cancer or diabetes therefore making them ineligible?

2. I hear Republicans frequently talk a lot about Healthcare but why doesn't anybody address Medical Cost Inflation?
No, but we should go back to a system where it is possible for them to deny claims. By removing caps, and preexisting conditions completely, then you lead to health care cost inflation for everyone.

In addition it is important to reduce legal costs, and increase competition.

And for your second point, republicans often say that obamacare has lead to much higher premiums.

Quote:
4. How do you deal with homelessness? The reason I ask is this is a two party system. Thought I am aware that there are many moderates who do care in/on the Republican Side the party is also home to extremists who would let them starve to death because "Murica'" and because "Capitalism".
In my opinion homelessness is caused by disease, debt or unemployment. The first need to be solved by welfare, the second by letting people go bankrupt, and the third by keeping unemployment low.

I know Republicans don't favour this, but I believe government should have a last resort job scheme. People who are unemployed, should have the opportunity to get a minimum wage job from the government.

Quote:
5. How do we deal with the drug problem in this country, the DEA costs billions yet incarcerates more people for petty weed or petty possession, why not instead of punishing, we invest the same amount of money we do in jails into a Mental Health Facility or Rehab Facility. Or heck even legalizing it and taxing it! Your opinions please?
By not sending so many people to prisons for non violent crimes, this is one of the strongest arguments from Rand Paul.

Quote:
6. How would you bring back jobs to America?
You don't bring them back, you create them.

You can do that by making it easy and cheap to create jobs in America. The current minimum wage in the US is low, it is not what is preventing job creation. The main issue is unions pushing up wages in some sectors, which obviously means less jobs.

But won't this lead to a collapse in wages in all sectors, not if you have competition because low wages means low costs. The costs can only be high if some group get very high wages, and that group needs to be larger than CEOs. If there is no competition, then we need to fix that problem first.
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Old 02-04-2016, 02:09 AM
 
2,055 posts, read 1,442,101 times
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5. How do we deal with the drug problem in this country, the DEA costs billions yet incarcerates more people for petty weed or petty possession, why not instead of punishing, we invest the same amount of money we do in jails into a Mental Health Facility or Rehab Facility. Or heck even legalizing it and taxing it! Your opinions please?

Quote:
Originally Posted by Camlon View Post
By not sending so many people to prisons for non violent crimes, this is one of the strongest arguments from Rand Paul.
These two posts leave me confused.

The first one (#5) comes up with the same crap that was tried and failed over a hundred years ago. Narcotics were legal and taxed. The US gave up a source of revenue by making drugs illegal and eliminated the tax. Why? Addiction.

The second ... just what do you do with non violent criminals? Ignore them? Pay them to not commit crimes (a la Washington DC)? Decriminalize everything and let anarchy prevail?

Sigh.

El Nox
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Old 02-04-2016, 02:55 AM
 
4,699 posts, read 4,053,867 times
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Quote:
Originally Posted by El Nox View Post
These two posts leave me confused.

The first one (#5) comes up with the same crap that was tried and failed over a hundred years ago. Narcotics were legal and taxed. The US gave up a source of revenue by making drugs illegal and eliminated the tax. Why? Addiction.

The second ... just what do you do with non violent criminals? Ignore them? Pay them to not commit crimes (a la Washington DC)? Decriminalize everything and let anarchy prevail?

Sigh.

El Nox
Some states has even legalized weed, why do other states insist on putting them into prison? Yes, you ignore them and rather focus on suppliers.

But expanding rehabilitation programs is not a bad idea.
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Old 02-04-2016, 04:46 AM
 
Location: Londonderry, NH
41,478 posts, read 59,638,996 times
Reputation: 24860
Healthcare - have the government adopt, without the underfunding, the VA system to everyone. As no one has any real choice in requiring health care or has the opportunity to shop for a provider there is no real market in the system. Without a market the services should be provided by publically owned system. There is no reason the health insurance, big privately owned medical center hospitals or patent protection for Pharma needs to exist. They only drive up costs by instituting monopolies in all their variations.

Homeless - Reestablish long term hospitalization for the people that cannot be educated or employed because of medical, including mental health, reasons. Stop destroying the shanty towns where the "bums" find shelter. Provide some protective law to these areas.

Drugs, Addiction, Incarceration - There was a huge "Reform" movement in the late 1890's to 1920's where set of mostly church going people decided that alcohol was a societal problem (actually mostly for the manufacturers that could not operate mass production with drunks) that destroyed all the Kristian virtues. They not only made Alcohol illegal they did that for most of the rest of the "recreational" drugs. When prohibition was repealed J. Edgar Hoover made certain that MJ and the opiates remained illegal so the FBI remained a relevant and secure bureaucracy that could persecute minorities to the end of time. Not to mention control the rest of government by really effective blackmail.

My solution is to legalize all the currently prohibited drugs and, like alcohol is sold in New Hampshire, market then through state owned stores. That assures the quality of the drugs, enforces age limits and collects the profits instead of some other form of taxation. This is likely to be implemented as drug addiction is effecting the "soccer mom" parts of society instead of remaining a problem for the destitute.


Environmental protection - Free the EPA from the ownership by the petroleum and natural gas industries. Almost all of the current absurdities of their regulation of the coal fired electrical generation has nothing to do with the environment and everything to do with promoting natural gas. have the Agency get back to reducing pollution instead of being a conduit for tax money to private industry.

Foreign Competition and jobs - Drop out of all the existing Trade Agreements. Replace them with countervailing tariffs to remove the cost differentials between goods and services produced offshore created by lower wages, environmental regulations and collective ownership of the industries. The primary problem is the US is attempting to be a "Free Trader" in a world economy dominated by Mercantile economics.

Foreign Policy - Remove our military from the Middle East regardless of the results of the conflicts. Stop trying to protect the American investors that have bet their money overseas. they made the gamble that their investments will not be taken by the government that claim the oil. That was a risk so let the companies suffer the losses. We invaded Iraq in order to restore US investor ownership of the oil fields. The cost to the rest of us was not remotely worth it.

Immigration - Discourage illegal immigration by punishing the employers of these people as well as selected deportation of criminals. Create some path to legalize residence for those already here. Eliminate the H1b immigration program or at lease eliminate the cost differentials. Make the high tech industry really prove there is a shortage of US citizens available to do the work even if they would have to be paid more.

These are my suggestions as a Liberal Democrat. Have the government own and operate the Natural Monopolies and have the private sector do the rest with enough regulation to prevent crony capitalism and all forms of monopoly.
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Old 02-04-2016, 08:55 AM
 
8,081 posts, read 6,923,178 times
Reputation: 7978
Quote:
Originally Posted by pknopp View Post
You have brain damage......are you expecting your employer to prop you up in a corner and just continue to pay you?
Way to miss the point.
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Old 02-04-2016, 11:07 AM
 
58,684 posts, read 27,030,609 times
Reputation: 14176
Quote:
Originally Posted by bringamac92 View Post
With all do respect, I have done my research and know where the candidates from the Green Party and Democratic Party Stand. I just wish to know the Republicans point of view.
"I have done my research and know where the candidates from the Green Party and Democratic Party Stand. I just wish to know the Republicans point of view."

Then I suggest you do your OWN research of the MANY repub politicians that have spoken multiple times on the issue and get it straight form the horses mouth rather then wasting your, and our, time at a place such as this.
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