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Old 08-29-2016, 05:15 AM
 
Location: Honolulu
1,708 posts, read 1,143,418 times
Reputation: 1405

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I am under Blue Cross/Blue Shield PPO. Even I am treated in out-of-network hospital, I am just responsible for 30% of the charges. And the annual deductible is capped at $2,500. After that the insurance carrier pays 100% of the charges.

I have close friends and relatives in UK and Canada. In UK, my sister has to buy extra insurance to get additional coverage due to her old age. In Canada, for non-urgent surgery like cataract and colonoscopy, the patient has to wait -- sometimes up to years. And in both UK and Canada, the patient has to go through their family doctor first in order to see a specialist.

For PPO plan in US, I can see any doctor anywhere I like (so far I have seen only one doctor who is not affiliated with Blue Cross/Blue Shield). In fact, I have written a post under another topic regarding how I suddenly had retinal detachment in NYC, the retinal specialist I saw in NJ right away booked an appointment for me with the retinal specialist in Honolulu for surgery.

I don't think those health plans in UK or Canada will react so swiftly for such cases or even allow the patient to do that (i.e. mandate the patient to see the family doctor first). Neither does the HMO plan in this country (IMO HMO plan is real junk).

 
Old 08-29-2016, 07:59 AM
 
19,966 posts, read 7,865,118 times
Reputation: 6556
Quote:
Originally Posted by Corascant View Post
This true, but from my experience a lot of the frustration among Asian-Americans I know (including in my own family) is that US society has structured itself to never really allow Asians to be "American". One of my relatives pointed out the hypocrisy, there was this local politician railing against "hyphenates" and telling Asians to "just be American". But then the very same institutions that politicians like him work for, deliberately separate out Asian-Americans based on affirmative action or other policies (or discriminate against them in the workplace or in various industries), in other words find ways to make it clear that Asians are not really considered American depsite all the sweet talk and platitudes. It's like the officials in US society and guardians of freedom loving American patriotism and flag waving are talking out both sides of their mouth, on one hand pretending to welcome Asian-Americans but then in reality finding every way possible to make it clear Asian-Americans aren't really Americans, separating out and discriminating against them. And a lot of Asian-Americans feel like they can't win. That's what I was getting at earlier, it seems a lot of what's bringing so many Asians to Asia (the ones who stay long-term and settle down there at least) is a combination, partly pulling factors due to economic opportunity. But also pushing from a society that seems hell bent on making it clear they're not welcome, despite what the official platitudes say.

It seems like Asians are wanting to be on both sides of the fence, and have their cake and eat it too. White Americans suffer from affirmative action too. Asians are 4x overrepresented at Harvard, have higher median incomes than whites etc, but they still complain. Do they think they should all be members of the 1% in America? News flash 99% of whites many with ties to America's beginning are not in the 1%. Many whites feel unwelcome in their own country they founded. White Americans only have America and they don't really even have that. Are whites equal to Asians if they emigrate to Asia? Whites are rarely always given equal opportunity in non-white owned and managed workplaces. When we're discriminated against, no one will acknowledge it not even the courts. There's no white countries that get to have monoculturalism. All whites have is non-whites complaining and blaming them and asking whites to give up more.
 
Old 08-29-2016, 08:29 AM
 
2,678 posts, read 1,699,618 times
Reputation: 1045
Quote:
Originally Posted by mtl1 View Post
It seems like Asians are wanting to be on both sides of the fence, and have their cake and eat it too. White Americans suffer from affirmative action too. Asians are 4x overrepresented at Harvard, have higher median incomes than whites etc, but they still complain. Do they think they should all be members of the 1% in America? News flash 99% of whites many with ties to America's beginning are not in the 1%. Many whites feel unwelcome in their own country they founded. White Americans only have America and they don't really even have that. Are whites equal to Asians if they emigrate to Asia? Whites are rarely always given equal opportunity in non-white owned and managed workplaces. When we're discriminated against, no one will acknowledge it not even the courts. There's no white countries that get to have monoculturalism. All whites have is non-whites complaining and blaming them and asking whites to give up more.
The overwhelming majority of whites in the US were not even here since the nations founding, very similar to the Asian Americans you're mentioning.

The topic has nothing to do with "the 1%."
 
Old 08-29-2016, 08:41 AM
 
19,966 posts, read 7,865,118 times
Reputation: 6556
Quote:
Originally Posted by Relaxx View Post
The overwhelming majority of whites in the US were not even here since the nations founding, very similar to the Asian Americans you're mentioning.

The topic has nothing to do with "the 1%."

Most whites have very distant ties in America. Most Asians have post 1970 ties. That's a fact. But none of that is the main point. The point was all the Asian whining like they're a discriminated against minority when they do pretty good in America, arguably better than white average. And insinuating all whites are more privileged and are discriminatory toward Asians.
 
Old 08-29-2016, 01:09 PM
 
25,021 posts, read 27,917,737 times
Reputation: 11790
Quote:
Originally Posted by mtl1 View Post
Most whites have very distant ties in America. Most Asians have post 1970 ties. That's a fact. But none of that is the main point. The point was all the Asian whining like they're a discriminated against minority when they do pretty good in America, arguably better than white average. And insinuating all whites are more privileged and are discriminatory toward Asians.
There is a lot of racism towards Asians in the US, in particular to Asian men. Just because you never experienced racism in your life doesn't mean it doesn't exist. And stop with the white persecution complex please you white guys are so ****ing insecure, I swear. White men have been predicting their own downfall and persecution since 1492. Give it a rest. White men, the only group in the world that owns most of the world's wealth, and political power, and STILL whine everyone is taking whats theirs! Man talk about entitlement mentality.
 
Old 08-29-2016, 01:28 PM
 
Location: Honolulu
1,708 posts, read 1,143,418 times
Reputation: 1405
Do Asians face racism in U.S.?

It all depends where you live. In Hawaii, it is the White who always complain being discriminated by the Natives. I never heard any Asians are discriminated. In Mainland, I heard that even in California, Asians in San Francisco have better image than those in L.A. area.

But frankly speaking, almost every community in Asia also harbors certain degree of racism towards the minority or foreign nationals. Usually White is not at the receiving end.

But fellow poster mtl1 has his point. With the exception of those expatriates, I don't think most White Americans can acquire a decent life in Asia if they emigrate to Asia. On the other hand, most Asian immigrants in U.S. can if they study hard and work hard.
 
Old 08-29-2016, 01:42 PM
 
Location: Honolulu
1,708 posts, read 1,143,418 times
Reputation: 1405
I also don't understand why so many fellow posters complain about Asians being discriminated by Ivy League Schools for under-representation.

I have written that my daughter graduated from an Ivy League School, with 4-year scholarships covering all expenses including tuition, room and board. Many of her classmates from High School, also Asians, entered Ivy League Schools or Stanford with different amounts of financial aid.

On my daughter's campus, I always encountered Asian students. In fact, on weekend, there are loads of Asian tourists coming in from tour buses to make pilgrimage to the campus. (Many Asians have an obsession with Ivy League Schools.)

I suspect most whining came from Asian students who reside or attend school in Southern California. The reason why they are rejected even though they have very good academic record or high SAT scores and still got rejected is not racism but geographical distribution.

For admission into Ivy League Schools, one of the key criteria is geographical distribution. Since there are so many over-qualified applicants from California who are Asians, they have much less chance of being selected.

Move to North Dakota or Alaska and you have better chance. Or Hawaii may work too.

Last edited by Ian_Lee; 08-29-2016 at 01:54 PM..
 
Old 08-29-2016, 02:13 PM
 
Location: Silicon Valley, CA
13,561 posts, read 10,347,250 times
Reputation: 8252
Quote:
Originally Posted by Ian_Lee View Post
I also don't understand why so many fellow posters complain about Asians being discriminated by Ivy League Schools for under-representation.

I have written that my daughter graduated from an Ivy League School, with 4-year scholarships covering all expenses including tuition, room and board. Many of her classmates from High School, also Asians, entered Ivy League Schools or Stanford with different amounts of financial aid.

On my daughter's campus, I always encountered Asian students. In fact, on weekend, there are loads of Asian tourists coming in from tour buses to make pilgrimage to the campus. (Many Asians have an obsession with Ivy League Schools.)

I suspect most whining came from Asian students who reside or attend school in Southern California. The reason why they are rejected even though they have very good academic record or high SAT scores and still got rejected is not racism but geographical distribution.

For admission into Ivy League Schools, one of the key criteria is geographical distribution. Since there are so many over-qualified applicants from California who are Asians, they have much less chance of being selected.

Move to North Dakota or Alaska and you have better chance. Or Hawaii may work too.
I work with Asian families as an educational consultant.

We find a pattern - a lot of these families apply to a very narrow band of schools, the ones they've heard of, or are just going for prestige and the name (without considering whether the school environment is a fit). If they're 1st generation families, they may be going off of the narrow hierarchical arrangement of name schools back in the old country - example of Tokyo U in Japan, Seoul National in Korea, Tsinghua or Peking U in China. Now this kind of snobbery isn't really as preevlent in most professions in the US. Maybe if you want to be Supreme Court judge, an investment banker, it might be a better chance to go to a big name professional school. But for undergraduate work, naw.

So it's always going to be something like University of California, Carnegie Mellon, USC, NYU, the Ivies, etc. Don't really consider liberal arts colleges, even though I tell them that a lot of my classmates in graduate school came out of there and were as successful as anyone else.

Or that in a job, it's what you can do rather than the school you go to, that counts.
 
Old 08-29-2016, 02:55 PM
 
25,021 posts, read 27,917,737 times
Reputation: 11790
Quote:
Originally Posted by Ian_Lee View Post
Do Asians face racism in U.S.?

It all depends where you live. In Hawaii, it is the White who always complain being discriminated by the Natives. I never heard any Asians are discriminated. In Mainland, I heard that even in California, Asians in San Francisco have better image than those in L.A. area.

But frankly speaking, almost every community in Asia also harbors certain degree of racism towards the minority or foreign nationals. Usually White is not at the receiving end.

But fellow poster mtl1 has his point. With the exception of those expatriates, I don't think most White Americans can acquire a decent life in Asia if they emigrate to Asia. On the other hand, most Asian immigrants in U.S. can if they study hard and work hard.
That's because most Asians that want to come here work hard to move and live here. Whites that go to Asia are there looking to get laid (not as easy as they think. Well, maybe the Philippines is a different story), had a bad job at home and want to escape a depressing life, etc. Basically, what I call all the wrong reasons. That's the difference between the two.
 
Old 08-29-2016, 06:35 PM
 
19,966 posts, read 7,865,118 times
Reputation: 6556
Quote:
Originally Posted by theunbrainwashed View Post
That's because most Asians that want to come here work hard to move and live here. Whites that go to Asia are there looking to get laid (not as easy as they think. Well, maybe the Philippines is a different story), had a bad job at home and want to escape a depressing life, etc. Basically, what I call all the wrong reasons. That's the difference between the two.
Well a poor white person certainly isn't going to Asian expecting to work their way up the elite class in Asia. It's all about white males with Asian women with you isn't it? Whites bad, Asians good everywhere they go, and what ever they do, right?
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