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More about who supported slavery in the past and who promotes slavery to government today! Voting for Hillary is wanting more government power in our lives and the same dull road of Democrat BS!
The point was that time marches on and whites don't honor their enslaved ancestors and probably haven't for hundreds of years. There will likely come a day when blacks couldn't care less about their enslaved ancestors.
But Whites right on this forum honor their rebel dead and excuse the KKK.
What does any of this have to do with slavery? Or are you on to another agenda?
I did read the article, you go back and read it......it had nothing to do with being rejected by banks, purchasing a home, it was about not paying taxes to the IRS and a unsecure contract made between a black man and a private seller, who sold him out. Banks were not involved in any of it and nothing about discrimination. White people and black people lost their farms back then and still do today, nothing about banks taking from them, most the time they lost the means to pay the mortgage payment.
Umm...dude you were the one who made the comment below to me. What sort of "agenda" would I have or do you think I have . My response of which you quoted in this post was in a direct response to the one below:
Quote:
Originally Posted by 3~Shepherds
If you would read your own advice......it has nothing to do with blacks not qualifying for a loan. It has to do with accessible cash on hand, job income or qualify for a loan.
Most people don't have these means. For you to talk and act like this is some easy thing to do, all one needs is cash, makes me wonder if you understand renting, buying in low income areas versus buying in a clean neighborhood. Most people are not contractors or construction workers for fixer upper homes.
I rented a house out that I owed and the renters destroyed it beyond my finances to fix it. The insurance company only paid so much out. This was reported and made me a high risk homeowner. The insurance companies put a high tag on home insurance and they would not allow me to carry renters insurance, in the end I lost the house, you can't rent out without insurance. The home was for sale and I could not sell the house with all the damage and I lived out of state.
Plus, you seem to not be addressing the upkeep on the house, property taxes, homeowners insurance and renters insurance......its a lot more than just a mortgage payment. Most fixer uppers are not what poor people can afford, they need to be able to do the repairs.
Kind of false information.......like your Atlantic article.
I did read the article, you go back and read it......it had nothing to do with being rejected by banks, purchasing a home, it was about not paying taxes to the IRS and a unsecure contract made between a black man and a private seller, who sold him out. Banks were not involved in any of it and nothing about discrimination. White people and black people lost their farms back then and still do today, nothing about banks taking from them, most the time they lost the means to pay the mortgage payment.
On this, you evidently did not read the article.
It was about the FHA program and redlining and how banks actually did reject black potential home owners. Black people were not allowed to get traditional mortgages or any government back mortgages, even those who were veterans were not allowed due to systematic racism against black people.
The neighborhoods that black people lived in were "redlined" meaning they were highlighted in red and labeled by the FHA (our federal government) as locations that the government would not back mortgages. The redlined neighborhoods were deemed "undesirable" and stagnated in value in comparison to those that were not redlined. Neighborhoods with a high amount of "undesirable" residents, which was usually black residents, were redlined and devalued. As a result black people's homes today are still devalued in majority black neighborhoods. Lower housing values means that black people have less wealth, which means that housing discrimination of the past still has a lingering affect on the net worth of black families.
Again, read the article. I knew you didn't read it and your paragraph above is proof that you didn't because it actually does discuss how black people were denied mortgages in banks.
Just so you won't have to read too much, from the article I posted (FYI, Clyde Ross is a black man):
Quote:
Ross had tried to get a legitimate mortgage in another neighborhood, but was told by a loan officer that there was no financing available. The truth was that there was no financing for people like Clyde Ross. From the 1930s through the 1960s, black people across the country were largely cut out of the legitimate home-mortgage market through means both legal and extralegal. Chicago whites employed every measure, from “restrictive covenants†to bombings, to keep their neighborhoods segregated.
Their efforts were buttressed by the federal government. In 1934, Congress created the Federal Housing Administration. The FHA insured private mortgages, causing a drop in interest rates and a decline in the size of the down payment required to buy a house. But an insured mortgage was not a possibility for Clyde Ross. The FHA had adopted a system of maps that rated neighborhoods according to their perceived stability. On the maps, green areas, rated “A,†indicated “in demand†neighborhoods that, as one appraiser put it, lacked “a single foreigner or Negro.†These neighborhoods were considered excellent prospects for insurance. Neighborhoods where black people lived were rated “D†and were usually considered ineligible for FHA backing. They were colored in red. Neither the percentage of black people living there nor their social class mattered. Black people were viewed as a contagion. Redlining went beyond FHA-backed loans and spread to the entire mortgage industry, which was already rife with racism, excluding black people from most legitimate means of obtaining a mortgage.
How is this different than coal miners that were only paid in script that had to be redeemed in a "company store"?? Those people were treated like slaves.
Slavery was propagated by Democrats. It was Republicans who lead the fight to free them.
Fortunately, most Blacks understand that the parties have totally reversed roles in civil rights for at least the past half century. Unfortunately, you don't. And if there's any question in your mind about what the parties stand for, less than 1% of the delegates at this year's Republican convention were Black.
But Whites right on this forum honor their rebel dead and excuse the KKK.
The KKK were Dems.
Democrat Senator Byrd ring a bell?
And this...
Quote:
"In outright defiance of the Republican-led federal government, Southern Democrats formed organizations that violently intimidated blacks and Republicans who tried to win political power. The most prominent of these, the Ku Klux Klan"
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