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I pay about $5500 for my Bronze plan. That is an unfair Chuck of change considering I have to spend another $6500 deductable before getting care.
President Obama lied, I never saw lower costs and $2000 savings back to my family. We say an additional $5000 a year in burden compared to before Obamacare, plus we all lost our doctor.
Unless you can prove an Obamacare silver plan costs more than 8% of your income you are screwed. Only if expenses exceed 8%, you are a Muslim or illegal are you exempt.
Yes, Obama put his favorite Muslims in the law as excluded.
This is part of the problem many just aren't seeing. Obamacare made healthcare affordable for the very poor, and barely affordable / not affordable for others.
Meanwhile, many employers are choking as they pay larger and larger amounts out, so their employees don't feel squeezed - and those people are saying, 'What's the problem? We don't pay any more than we were paying and still have the same benefits, so obviously Obamacare works.'
No, it simply means you or your spouse works for a company that is picking up the additional cost in premiums. Goody for you.
Did you pay the tax penalty or get an exemption due to not carrying health insurance? If so you could be among the 20 million Americans who will be getting a letter in the mail soon from the IRS "encouraging" (scaring) you to buy health insurance. Forbes Welcome
This seems like a very heavy handed and inappropriate move via the government in order to try and force people to buy a product from a private corporation that they may not even be able to afford.
What do you think?
I think penalizing people for not being able to afford something is bull ****.
I also believe that the uninsured will not be motivated to seek out their own health insurance if they are treated at the emergency room of their choice and the only real consequence is a negative credit rating and maybe some half-hearted attempts by the care provider to collect the debt.
These people likely already have ****ty credit because their income is so low, so what do they care about a negative entry on their credit report for an unpaid hospital bill?
People need to have some skin in the game and a means to get ahead such that they actually have something to lose by not being insured and a way to not find themselves in that position.
This means prevailing wages and benefits need to increase relative to the free **** people get when they drop out of the workforce.
In this, government isn't the solution; it is the problem.
I think it's fine to force people to purchase health insurance, because when they get in an accident and bust their ass, they will immediately run to the ER and demand lots of "free" expensive care they didn't pay for and that other health insurance carriers will pay for.
Everyone should have to pay into health insurance, same as everyone pays into other kinds of basic services. And the whole premise behind solvency of the system is that you pay in BEFORE you need the expensive care.
I think it is fine to EITHER:
(a) force people to purchase health insurance
or
(b) use the tax code to give tax breaks for employer-provided health insurance, thereby forcing taxpayers without employer-provided benefits to subsidize insured workers with their tax dollars
It comes down to, we who pay the bronze plan because we cannot afford actual insurance and just making a payment to an insurance company so they can distribute our little wealth, to those that have nothing or barely making it.
I basically pay for the office visit now, from what was a $20 co-pay. I go to the doctor now for a cold, it cost me $165. and we get hosed monthly on our insurance premium, that is 5x's higher. No doctor will see you if you don't have insurance. You are stuck going to the ER.
Old insurance: $330 a month premium. $20 co-pay. $2500 deductible. Office visits for a cold or just feeling funky $20. Operation for a septic colon, $2500
New insurance: $1875 a month premium. No co pay, I have no clue what it is, but is seems every trip to the doctor is now $165. Had a hernia operation and it was $12,500 out of pocket, plus the hospital was separate as was the Ambulance ride.
$26,000 total.
I'm not liking Obamacare as much as I did my old plan
Did you pay the tax penalty or get an exemption due to not carrying health insurance? If so you could be among the 20 million Americans who will be getting a letter in the mail soon from the IRS "encouraging" (scaring) you to buy health insurance. Forbes Welcome
This seems like a very heavy handed and inappropriate move via the government in order to try and force people to buy a product from a private corporation that they may not even be able to afford.
What do you think?
They should already know they'll get less from the IRS, whether it's in the former of a refund or tax credit. The IRS is deducting the penalty from what they send Obamacare scofflaws.
Location: When you take flak it means you are on target
7,646 posts, read 9,949,132 times
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Does anybody know if you are required to use your savings or sell you house to pay for Obamacare? Like say you inherited some money, do you have to give it all to the insurance companies until you have nothing left if you don't earn enough to get Medicaid but your income isn't enough to pay for private insurance?
Seems to me that is socialism and outright theft of private assets by the government.
They should already know they'll get less from the IRS, whether it's in the former of a refund or tax credit. The IRS is deducting the penalty from what they send Obamacare scofflaws.
You're not understanding. The people who followed the law and paid their penalty to the IRS will now have their identifiable tax info that is protected by privacy laws, shared with HHS so that they can partner with the IRS to send letters (using your tax dollars) "encouraging" them to purchase health insurance.
Does it seem like a good use of tax payer dollars? Does it seem like a valid reason to violate confidentiality laws? Do you believe hat the people who paid the tax penalty have no idea that they can purchase health insurance? Do you think that the IRS cares about people's health? Will a letter form the IRS seem more like a letter of encouragement or harassment for a person who followed the law and paid the tax penalty?
You're not understanding. The people who followed the law and paid their penalty to the IRS will now have their identifiable tax info that is protected by privacy laws, shared with HHS so that they can partner with the IRS to send letters (using your tax dollars) "encouraging" them to purchase health insurance.
Does it seem like a good use of tax payer dollars? Does it seem like a valid reason to violate confidentiality laws? Do you believe hat the people who paid the tax penalty have no idea that they can purchase health insurance? Do you think that the IRS cares about people's health? Will a letter form the IRS seem more like a letter of encouragement or harassment for a person who followed the law and paid the tax penalty?
You DO realize that government agencies share info all the time, no? The IRS IS the enforcement agency of Obamacare. We all knew that was in the bill.That aspect of it even went to SCOTUS, which IMO extremely foolishly ruled it to be Constitutional. Why do you think so many people were opposed to Obamacare? Those of us who realized what was going on knew it gave the federal government too much power to intrude into one's private life.
Just wait until you have to deal with SS and Medicare. MORE intrusions into one's private life.
You DO realize that government agencies share info all the time, no? The IRS IS the enforcement agency of Obamacare. We all knew that was in the bill.That aspect of it even went to SCOTUS, which IMO extremely foolishly ruled it to be Constitutional. Why do you think so many people were opposed to Obamacare? Those of us who realized what was going on knew it gave the federal government too much power to intrude into one's private life.
Just wait until you have to deal with SS and Medicare. MORE intrusions into one's private life.
The Fleecing of the Middle Class, to redistribute their wealth.
Robinhood was a thief.
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