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Old 11-11-2016, 10:27 AM
 
79,913 posts, read 44,167,332 times
Reputation: 17209

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Quote:
Originally Posted by jman0war View Post
ObamaCare was the end result of numerous compromises.
that's the way things work.

Trumps HC wish list has unattainables:

1.Completely repeal Obamacare.
this just lets Insurance Provider decline coverage for an ever-increasing number of conditions that end up costing them money.
You obviously have not been paying attention. It's collapsing on it's own. It's unsustainable.

Quote:
2.Modify existing law that inhibits the sale of health insurance across state lines.
Good luck getting that one past Republican Govenors that want to keep their existing monopolies alive in their states! As though this is a new idea??
No it's not a new idea but Republican Governors aren't going to nor have they ever bucked this. They also have to fund health care for state employee's and if costs come down, they look all the better.

Quote:
6.Block-grant Medicaid to the states.
Bad idea that's been done before. Lots of precedents of existing block grants that the State Legislatures then use to plug other budgetary holes and not on what it was supposed to be for.
Sheesh. This is not hard to do.

 
Old 11-11-2016, 10:33 AM
 
1,285 posts, read 591,323 times
Reputation: 762
the real elephant in the room regarding HC is the costs.
They are astronomical compared to other 1st world industrialzed nations.

Why does the UK, France, Germany, Spain get to purchase the same drugs from the same pharma companies at a fraction of the price that US pays?

(i have read)
It's because each country negotiates with the pharma company as a large bloc.

In the US, each little hospital tries to negotiate prices and they are so small they get screwed.

I like the proposal for price transparency.
But that alone isn't going to lower prices.
 
Old 11-11-2016, 10:39 AM
 
7,736 posts, read 4,984,285 times
Reputation: 7963
Quote:
Originally Posted by usayit View Post
Is that 300 to 1000 over what term? per month? Sucks.... why didn't you go somewhere else for insurance?
0 deductible plan. It started at 300 then shot to 1000 this past year then I just got a letter that said they were dropping me.
 
Old 11-11-2016, 10:43 AM
 
Location: Foot of the Rockies
90,297 posts, read 120,694,120 times
Reputation: 35920
Quote:
1. Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.
2. Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state.
3. Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions?
4. Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate.
5. Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals.
6. Block-grant Medicaid to the states.
7. Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. .
1. Bluster
2. It is legal now to do so in 5 states. Hasn't done a thing to reduce costs. "The idea of states allowing free-market sales across state lines, outside of federal regulation is an untested proposition. . . .Insurers not interested in selling ObamaCare across state lines. Full article; Published by The Hill, Oct. 13, 2016
"... For the last 10 months, states have been legally allowed to let insurers sell plans outside their borders. Despite the idea’s enduring popularity, no states have signaled interest in the policy, insurance experts and regulators say."
Long article, I suggest you read.
3. That would be nice, but it wouldn't help those who don't itemize, which is most taxpayers.
4. Extant now.
5. Harder than you think.
6. And people complain about "waste, fraud and abuse" now!
7. "Vaccines cause autism" per Donald Trump.
 
Old 11-11-2016, 10:49 AM
 
9,952 posts, read 6,665,261 times
Reputation: 19661
Quote:
Originally Posted by stellastar2345 View Post
I'm not an obama fan either. I don't believe in universal healthcare. Poor people are supposed to die. Sick people are supposed to die. That's how things work.




no, pre 2014, insurance could deny you on pre exisiting conditions.
https://en.wikipedia.org/wiki/Pre-existing_condition

I think if you have cancer/diabetes/etc , no insurance should be forced to cover you. Maybe stop eating junk food.




sure, and we should stop giving er visits to poor people. That will definitely fix the problem.




I work for a big company. My medical/dental/vision insurance is only like $130/month, actually a bit less because that include my *free* gym membership. If $130/month is a struggle for you, maybe you aren't fit for a country like this.
Great. Go back to 1914 when you could die from the flu or a basic infection and tell us how you enjoy it.

You are female. You get pregnant? Have a C-section? In the past, you'd probably die. Sound fun to you? I guess you wouldn't know because you'd die in childbirth. Maybe your child would be dead. We need children to have society continue, so encouraging women and children to die in childbirth isn't a great thing, is it? That's why we have Medicaid to cover expectant mothers and babies.

Be born with a "pre-existing condition" that is not at all your fault and have an insurance company tell you that you can never be covered. Those people make up a lot of people who have "pre-existing" conditions. Not the people who have type type 2 diabetes.

The reality of the matter is that when people are asked "Do you like Obamacare?" they will say no.

When asked about specific aspects of the Affordable Care Act, they say yes. Unfortunately "Repeal and Replace" means it all has to go.

Most people like that the ACA covers people with pre-existing conditions, but the only way to make that at all manageable is to require everyone, not just people who really need insurance, to be covered. The young, healthy people who feel like they don't need insurance aren't happy that they are stuck with a penalty if they don't buy insurance.

Most people like that they can cover their kids or remain on their parents' insurance until age 26. That also helps with the above issue since the sub-26 crowd is less likely to have the pre-existing conditions that drives insurance rates up.

There are other major issues too- like drug companies radically increasing drug prices on legacy drugs. The benefit of more universal care (not necessarily single payer) is the negotiation to prevent a manufacturer from making a $10 drug $1000 for no good reason.
 
Old 11-11-2016, 11:03 AM
 
Location: Foot of the Rockies
90,297 posts, read 120,694,120 times
Reputation: 35920
Quote:
Originally Posted by RamenAddict View Post
Great. Go back to 1914 when you could die from the flu or a basic infection and tell us how you enjoy it.

You are female. You get pregnant? Have a C-section? In the past, you'd probably die. Sound fun to you? I guess you wouldn't know because you'd die in childbirth. Maybe your child would be dead. We need children to have society continue, so encouraging women and children to die in childbirth isn't a great thing, is it? That's why we have Medicaid to cover expectant mothers and babies.

Be born with a "pre-existing condition" that is not at all your fault and have an insurance company tell you that you can never be covered. Those people make up a lot of people who have "pre-existing" conditions. Not the people who have type type 2 diabetes.

The reality of the matter is that when people are asked "Do you like Obamacare?" they will say no.

When asked about specific aspects of the Affordable Care Act, they say yes. Unfortunately "Repeal and Replace" means it all has to go.

Most people like that the ACA covers people with pre-existing conditions, but the only way to make that at all manageable is to require everyone, not just people who really need insurance, to be covered. The young, healthy people who feel like they don't need insurance aren't happy that they are stuck with a penalty if they don't buy insurance.

Most people like that they can cover their kids or remain on their parents' insurance until age 26. That also helps with the above issue since the sub-26 crowd is less likely to have the pre-existing conditions that drives insurance rates up.

There are other major issues too- like drug companies radically increasing drug prices on legacy drugs. The benefit of more universal care (not necessarily single payer) is the negotiation to prevent a manufacturer from making a $10 drug $1000 for no good reason.
Re: being covered on your parents policy until age 26:
"That's where they found that since 2011, young Republicans have had a higher rate of enrollment in their parents' health insurance plans than young Democrats.

Right now, 45 percent of young Democrats receive coverage through their parents' plan, compared to 63 percent of young Republicans.

Rates have also been higher among more affluent young adults and those with college degrees, who are more likely to have access to a parent's insurance plan in the first place."
https://www.washingtonpost.com/news/...han-democrats/
Here's an article from NPR: Marketplace Customers Likely Wouldn't Be Affected Immediately By Obamacare Repeal : Shots - Health News : NPR
 
Old 11-11-2016, 11:56 AM
 
79,913 posts, read 44,167,332 times
Reputation: 17209
Quote:
Originally Posted by RamenAddict View Post
Great. Go back to 1914 when you could die from the flu or a basic infection and tell us how you enjoy it.

You are female. You get pregnant? Have a C-section? In the past, you'd probably die.
Hyperbole.
 
Old 11-11-2016, 11:59 AM
 
79,913 posts, read 44,167,332 times
Reputation: 17209
Quote:
Originally Posted by Katarina Witt View Post
Re: being covered on your parents policy until age 26:
I supported this part of Obamacare.......it was much of the rest that sucked. Just because one or two good things came about it does not mean the rest isn't going to collapse.

If Obama had done all of this in progression......take the parts where the already sick could get coverage. Allow those up to 26 to stay on their parents insurance......actually address costs as opposed to sucking up to the pharmaceutical companies and built from there the (D)'s do not lose the House and Senate and Trump is not president.
 
Old 11-11-2016, 12:01 PM
 
4,901 posts, read 8,747,912 times
Reputation: 7117
Can't wait for Trump to anger 20 million people by scrapping the Affordable Care Act


It won't anger my son's friend who had to pay $600-something a month for a policy on him and his young wife (both healthy) while he was on unemployment after being laid off in the oilfield downturn.
 
Old 11-11-2016, 12:05 PM
 
Location: usa
1,001 posts, read 1,095,215 times
Reputation: 815
Quote:
Originally Posted by RamenAddict View Post
Great. Go back to 1914 when you could die from the flu or a basic infection and tell us how you enjoy it.

You are female. You get pregnant? Have a C-section? In the past, you'd probably die. Sound fun to you? I guess you wouldn't know because you'd die in childbirth. Maybe your child would be dead. We need children to have society continue, so encouraging women and children to die in childbirth isn't a great thing, is it? That's why we have Medicaid to cover expectant mothers and babies.

LOL. Do you think all of them died? The healthy/strongest ones survived. That's how it works. Anyway, learning about sterilization helped more than anything else.

Quote:
Originally Posted by RamenAddict View Post
Be born with a "pre-existing condition" that is not at all your fault and have an insurance company tell you that you can never be covered. Those people make up a lot of people who have "pre-existing" conditions. Not the people who have type type 2 diabetes.
Either way, people like that are the reason why healthcare costs so much. Out with them.

Quote:
Originally Posted by RamenAddict View Post


The reality of the matter is that when people are asked "Do you like Obamacare?" they will say no.

When asked about specific aspects of the Affordable Care Act, they say yes. Unfortunately "Repeal and Replace" means it all has to go.

Most people like that the ACA covers people with pre-existing conditions, but the only way to make that at all manageable is to require everyone, not just people who really need insurance, to be covered. The young, healthy people who feel like they don't need insurance aren't happy that they are stuck with a penalty if they don't buy insurance.
Thanks captain obvious. That's why they created the penalty to try to force young people into buying insurance. What's your point? Trump is getting rid of that which is essentially going to derail any act he has. Insurance exists to make a profit. People seem to be forgetting that.

Quote:
Originally Posted by RamenAddict View Post


Most people like that they can cover their kids or remain on their parents' insurance until age 26. That also helps with the above issue since the sub-26 crowd is less likely to have the pre-existing conditions that drives insurance rates up.

the money the sub 26 crowd (my age people) spends on healthcare is what is going to support the fat old obese people. Hopefully Trump will be able to kick the people who actually need healthcare out, and my rates will be even cheaper!

Quote:
Originally Posted by RamenAddict View Post

There are other major issues too- like drug companies radically increasing drug prices on legacy drugs. The benefit of more universal care (not necessarily single payer) is the negotiation to prevent a manufacturer from making a $10 drug $1000 for no good reason.

well limiting profits on drug companies is pretty anti capitalistic/trump/republican, so good luck convincing drug companies to sell drugs at a reasonable price. The countries that have reasonable drug prices have limits on drug companies. we don't.
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