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well, a replacement for Obamacare can quite easily guarantee coverage for those with pre-existing conditions. The key is to provide the right level of financial assistance to sicker people whose coverage costs more. That can be done through direct premium assistance, in the form of tax credits
Trump’s core policy principles: (1) repealing and replacing Obamacare; (2) near-universal coverage; (3) lower health insurance premiums. As a bonus, these goals can be achieved by a plan that reduces federal spending, cuts taxes, and improves health outcomes for the poor.
The anology is inherently flawed because it does not take into consideration the fundamental point of insurance.
If enrollment is optional and we keep preexisting condition clause, the price will have to go up. Even Trump admitted this already.
You need to offset those that are already sick with those that are healthy in order to keep the cost down. Without that mandate, there is no incentive for healthy individuals to enroll.
True. Republicans have been opposing ACA just for the sake of opposing it, and they never even tried to understand the basics. Only now that they have to deal with it, they have to learn about it.
I wonder if repeal includes throwing all of those millions upon millions who now have healthcare through expanded Medicaid out in the cold again. My sister is alive today because she qualified for expanded Medicaid several years ago. She has a life threatening condition that would kill her if she loses this coverage, as she falls into that income crack you are talking about above.
I think most people realize this but the problem is that this law is putting more people into the situation your sister is.
The most seriously ill tbat would need a program such as the ACA wont be helped much with tax credits. Direct premium assistance would be only increase the tax burden on the tax payers. So try convincing those that are able to buy insurance outside of ACA that they are also paying more tax to prop somthing that they dont benefit from up to make keep kt solvent.
I pay insirance premiums already.... Now you want me to also py premiums for another insurance program that i dont benefot from. Good luck with that.
Insurance costs for auto in NJ is high because those of us paying for insurance are paying extra for those that are driving ininsured irresponsibily. The uninsured motorist penalty we pay is VERY Unpopular
Exactly. The mandate is what holds the entire law together. Without the mandates, forcing insurance companies to cover pre-existing conditions would not work, as it would become too cost prohibitive for them to stay in business.
Trump claiming he wants to keep the pre-existing conditions part but scrap the rest of the law just goes to show how breathtakingly ignorant he is. Which comes as no surprise to more than 50% of the population.
Certain disabilities currently qualify for Medicare, regardless of age.
An alternative is for the Federal Government to define allowable conditions and insure those who qualify, in effect an extention of Medicare. Private insurers would then be required to cover all other conditions, going forward.
...and they never even tried to understand the basics.
Umm McFly,,, Hello? You can go back and find posts that I have made on this topic predicting this was going to happen. The Democrats were repeatedly warned about it, the only ones who didn't understand the basics was them.
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From the US Census - in 2015 there were still 29 million people without health insurance. You may think the ACA solved all the problems but there are more not insured than there were before it and the care people receive is substandard because they can't afford to go to the drs and get the needed testing due to the deductibles.
well, a replacement for Obamacare can quite easily guarantee coverage for those with pre-existing conditions. The key is to provide the right level of financial assistance to sicker people whose coverage costs more. That can be done through direct premium assistance, in the form of tax credits.
Tax credits don't help people pay monthly premiums. Subsidies do. And those go away when you take away the mandate.
Quote:
Originally Posted by lilyflower3191981
Trump’s core policy principles: (1) repealing and replacing Obamacare; (2) near-universal coverage; (3) lower health insurance premiums. As a bonus, these goals can be achieved by a plan that reduces federal spending, cuts taxes, and improves health outcomes for the poor.
So you are saying his plan is to repeal the ACA and replace it with "near-universal coverage"? First of all, what exactly is that? And secondly, do you seriously believe a Republican Congress is going to pass anything at all that even resembles universal coverage?
Your statements in bold are just vague talking points. The real question is how will he be able to achieve any of it, to say nothing of doing it while cutting taxes and reducing federal spending?
Please, Lily, tell us how he can possibly achieve all of this? Because we've heard all of these talking points for months now, but nothing specific that outlines how any of it is possible. Without the how, it's just a bunch of words.
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