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Here in America we believe in the rights of big, greedy insurance companies to profit off of people's illnesses and misfortunes. And with big, greedy insurance companies deciding who is worthy and deserving of care and who is not, based solely on how much profit they will be able to make off of their suffering.
Every other first world country on the planet, and even many who aren't first world, have found a way to provide medical care for all of their citizens, but America, the richest country on the planet, can't seem to manage it. That's kind of sad, don't you think?
Are insurance companies greedy or are underlying medical costs just too high ?
Are insurance companies greedy or are underlying medical costs just too high ?
Chicken or the egg.
If you've ever dealt with insurance payment you know that you're not spending any persons money which gives you a LOT of leeway when it comes to billing.
If you ever deal with insurance lawyers, they have low hourly billing rates, but things just seem to take a long time?
Another insight I'd like to impart as a native of rural KY is that attitudes towards health care are different there. Even people with insurance rarely go to a doctor especially not for preventative care. Most people have the attitude that you have no control over life outcomes, you have an 'appointed time' when you will die no matter what you do. That's why people live in trailers and never worry about tornado warnings, why it took decades for wearing a seatbelt to be seen as smart. This is always why education is not important, the purveying view is that you have control over life outcomes so getting more education is a waste of time. Remember that most people in that area are part of Christian religions that emphasize predestination, the belief that you have no control over getting to heaven or hell based on behavior but God has already decided who is going where.
That's def a 3rd world way of life right there. Many Asians and Hispanic people are that exact same way.
Are insurance companies greedy or are underlying medical costs just too high ?
Medical decisions should be left between a doctor and his patient. No one should be able to profit by denying or limiting care simply to protect their bottom line.
That's the system we have right now. The insurance industry is the second largest lobbyist group in the country. They spend billions of dollars to make sure they protect their profits. Who do you think they're thinking about when they lobby Congress? The people who they are insuring, or the big salaries of their top executives?
This is why medical care should not be a commodity.
Went to the ER and passed the costs down to the rest of us.
OR racked up heavy medical debts that required either (1) suing somebody maybe at fault, or (2) declaring bankruptcy.
We were absorbing the costs as a society and will without the ACA, the ACA was supposed to solve some of these problems, but as legislation it's just not quite there. But scrapping it entirely is impractical and borderline stupid.
We hoped and prayed we didn't get sick or injured, because it meant bankruptcy or death. But the good news is, the insurance executives get their multi-million dollar salaries along with multi-million dollar bonuses each year. Because when your healthcare is a commodity, all that matters is the bottom line.
I live in Kentucky. Ask one of us. Geez the assumptions from a crappy article (note: the individual indicating coal in the mountains... that's a lot of it. Also Boone national forest covers 70% of the Appalachia region limiting private expansion. The mountains really are a sad area right there with the Mississippi delta).
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