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1) Healthcare is just too expensive for most people to pay out-of-pocket.
2) Most people don't need healthcare when they're young. So they won't buy it until they actually need it.
3) If only sick people are buying health-insurance, it is just too expensive. The only way healthcare can work, is if you can force healthy people to buy insurance.
4) When people don't have insurance, and get sick, they go to the emergency room, which is far more expensive than going to a clinic.
5) The people who don't pay their doctors bills, get subsidized by the people who do pay their doctors bills. The doctors have to get money from somewhere. If half the people aren't paying, then the half who pays, will have to pay double.
6) It is part of the Hippocratic oath(and it is the law), that a sick person is guaranteed medical care if they have a potentially life-threatening condition.
7) Society has a vested-interest in keeping you alive. Think of all the money they've "invested" in you over the course of your life(education, food, housing, healthcare, etc). It's the same reason a farmer spends so much money on vet bills for his horse. As a citizen, you're a valuable asset.
Prior to the ACA, if you had any pre-existing condition, and I mean anything as minor as cold sores, you could be rejected by the insurance company, or forced to pay very high premiums. (That's what happened to me.)
You made the statement, now.......
Convince me.......
CN
Many people have socialized medicine and a secondary plan to fill in the gaps. Traditional Medicare and a supplement such as AARP. Not to be confused with Medicare HMOs where a member turns their benefits over to a private HMO who provides all their care. Humana, United Healthcare, and Aetna offer these plans.
Kaiser offers Medicare managed care plans as well, but their business model is a bit different because they are a non- profit and don't have Wall Street to answer to.
All of the above are examples of private insurance mixed with socialized medicine.
We either roll back things a bit to give people more choices or go full on into single payer. IMO we are not capable of managing a single payer system based on how current programs are performing so I'll settle for some choices. I'd be thrilled with eliminating employee group plans and putting everyone on an equal playing field, allowing different type of policies that are more limited in scope, allowing all those companies who dropped out of the ACA or individual market to come up with things that folks might actually want to buy, etc. Sure, everyone loves the idea of a plan with no lifetime limits that covers everything for one low price no matter how many medical issues we have, but it's not hard to see the problem there.
We really need something completely different but so far nobody has come up with a system that gives everyone everything and doesn't break the bank.
The United States is more than 200 years old. For nearly all that time, we have had medical insurance of some kind available. People could buy it or not buy it, as they chose.
And for almost all that time, we have NOT had some kind of "national health care plan" or national insurance plan. There were good reasons for that. Only for a very brief period from 2010 to 2017 did we have such a thing imposed on the American people... and even that got through only by its proponents lying to the American people and hiding its costs. And it was a complete disaster.
And now we're about to get rid of it.
But strangely, the politicians are saying they will make another one!
Isn't that sort of like sailing another ocean liner through the same ice field, at the same high speed and low-visibility conditions, that the Titanic just sank in a few days ago?
From what I've heard so far, all Americans will still be forced to participate in this new "plan". That is, they will be penalized, or will miss out on rebates everyone else gets, if they don't sign up. (Did I hear this incorrectly? Someone please fill me in?)
Is there any reason to believe that another socialistic big-government health plan program will be any less a disaster than the previous socialistic big-government health plan was?
The plans that were available before Obamacare, and there were thousands, weren't perfect. But they were much better than the Obamacare disaster proved to be.
Why not simply repeal Obamacare and be done with it?
Or better yet, simply repeal the mandate - the part that penalizes people for not signing up. Then the people who want to keep their Obamacare policies, can do so. While people who didn't like Obamacare, can contract with other companies to buy other policies.
Freedom. What a concept.
It's a common tactic of the leftist big-govt pushers, to impose a plan on the country, force people to sign up for it, and get them hooked on it while hiding its problems and costs. Then when responsible people try to repeal it, the leftists scream "See? He's trying to take away your health care!!!", as though their big-govt plan is suddenly the only source.
Repeal Obamacare now, and let people go back to the plans they liked before it was enacted. Or do whatever else they like - insurance companies can keep offering Obamacare-type policies to those who want them.
The last thing we need now, is another socialistic big-govt "Universal Health Plan" forced on us. If the last 7 years' disaster taught us anything, it taught us that.
Don't sign up, or pay taxes. Move into the forest and live life. No one will ever force anything on you again.
1) Healthcare is just too expensive for most people to pay out-of-pocket.
2) Most people don't need healthcare when they're young. So they won't buy it until they actually need it.
3) If only sick people are buying health-insurance, it is just too expensive. The only way healthcare can work, is if you can force healthy people to buy insurance.
4) When people don't have insurance, and get sick, they go to the emergency room, which is far more expensive than going to a clinic.
5) The people who don't pay their doctors bills, get subsidized by the people who do pay their doctors bills. The doctors have to get money from somewhere. If half the people aren't paying, then the half who pays, will have to pay double.
6) It is part of the Hippocratic oath(and it is the law), that a sick person is guaranteed medical care if they have a potentially life-threatening condition.
7) Society has a vested-interest in keeping you alive. Think of all the money they've "invested" in you over the course of your life(education, food, housing, healthcare, etc). It's the same reason a farmer spends so much money on vet bills for his horse. As a citizen, you're a valuable asset.
Good points and the solution lies in addressing #2, some think that penalties are over restrictive but without participation any plan will fail.
Prior to the ACA, if you had any pre-existing condition, and I mean anything as minor as cold sores, you could be rejected by the insurance company, or forced to pay very high premiums. (That's what happened to me.)
You SHOULD be paying a very high premium if you need lots of care. Why should anyone get thousands worth of care for pennies on the dollar?
You SHOULD be paying a very high premium if you need lots of care. Why should anyone get thousands worth of care for pennies on the dollar?
lol... Lots of care? For cold sores?
Are some people really so stupid that they believe cold sores cost thousands of dollars to treat?
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