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Old 03-13-2008, 07:57 PM
 
Location: Pinal County, Arizona
25,100 posts, read 39,153,845 times
Reputation: 4937

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Quote:
Originally Posted by fiksi View Post
Should something, God forbid, happen to your OH, say he falls very ill...
WOULD you be able to pay for HI for all? All the expenses of illness?
Please try to remain on topic
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Old 03-13-2008, 08:05 PM
 
Location: Pinal County, Arizona
25,100 posts, read 39,153,845 times
Reputation: 4937
Quote:
Originally Posted by beanandpumpkin View Post
THAT all comes down to choices. We live quite well on my husband's income, which is NOT large at all. Under $50,000 per year. We have two children, own a small 3 bedroom home, I stay home and homeschool, we take field trips, we go on nice vacations once or twice per year. I do not understand when I hear people say "it takes two incomes to make it" and they each make more than my husband does! It all comes down to priorities. Working double to pay for 2 large car payments and a huge mortgage at the expense of time spent with the children, making sure that they are succeeding, seems counterproductive to me.
I congratulate you for putting your children’s needs first.

As one who homeschooled two of my grandchildren while their parents were mutually deployed to the ME, I found it to be a wonderful experience. Those "field trips" - to libraries, aquariums, a science lab, flying with me and learning about meteorology, map reading, snorkeling etc were times to remember. The kids learned so much - they are at the top of their class.

And, as a grandparent, I love it when they will keep bringing up, in front of a group of people, what they did with Grandpa!

You and your husband are helping to mold very fine kids - congratulations.
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Old 03-13-2008, 08:58 PM
 
Location: Pa
20,300 posts, read 22,155,989 times
Reputation: 6551
Quote:
Originally Posted by Greatday View Post
I congratulate you for putting your children’s needs first.

As one who homeschooled two of my grandchildren while their parents were mutually deployed to the ME, I found it to be a wonderful experience. Those "field trips" - to libraries, aquariums, a science lab, flying with me and learning about meteorology, map reading, snorkeling etc were times to remember. The kids learned so much - they are at the top of their class.

And, as a grandparent, I love it when they will keep bringing up, in front of a group of people, what they did with Grandpa!

You and your husband are helping to mold very fine kids - congratulations.
What a cool grand pa...
Mine was much like you. Died at 102 yrs of age. Took us on 5 mile hikes when he was in his 80's. Learned all kinds of cool things from him and he is and always will be my hero.
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Old 03-13-2008, 09:10 PM
 
Location: Pinal County, Arizona
25,100 posts, read 39,153,845 times
Reputation: 4937
Quote:
Originally Posted by tinman01 View Post
What a cool grand pa...
Thanks but, I was doing what needed to be done. Their mom and dad were each deployed, one to Afganistan, the other to Baghdad - for 11 months each.

We were only to happy to help. People might be surprised at how many of "us" are out there supporting our troops.
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Old 03-13-2008, 09:20 PM
 
Location: Great State of Texas
86,052 posts, read 84,193,087 times
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Quote:
Originally Posted by fiksi View Post
Should something, God forbid, happen to your OH, say he falls very ill...
WOULD you be able to pay for HI for all? All the expenses of illness?

Do you know for sure he wouldn't be cheated by insurers and denied claims?

Do you have enough savings that, if smth happens, you won't end up on street?

Could you start working, and pay for daycare for your kids(most likely would be close to your salary)?

Would his illness be a "choice"?

Would you then choose between food, HI, working 3 jobs or what? Calculate in the prices for HI, daycare, copays deductibles etc.

See, this happens to people a lot... I've seen it.
And what happened back in the 50's and 60's when most women stayed home ? nothing.

Most people that work two jobs do so by choice. Just have to live in the right neighborhood, drive the right car, send the kids to the right school.

I'm a single mom, work 1 job. I live beneath my means and have a good savings account.
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Old 03-13-2008, 09:43 PM
 
418 posts, read 562,744 times
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Quote:
Originally Posted by HappyTexan View Post
And what happened back in the 50's and 60's when most women stayed home ? nothing.

Most people that work two jobs do so by choice. Just have to live in the right neighborhood, drive the right car, send the kids to the right school.

I'm a single mom, work 1 job. I live beneath my means and have a good savings account.
In the 60s, minimum salary could buy much more than today... FI.

Average US household has no savings, or barely above zero.

Some i have known do not do so by choice, BUT are forced to. Especially sick people, old people...

One guy i knew went totally broke after getting a tumor. He had HI. He HAD a job. He HAD a family.
He still went totally broke and died soon afterwards. His family ended with nothing, practically on street. These cases are numerous,
and WELL documented.

That ALL being sad, living standards, as well as social status of US lone mothers are probably the worst in western world.

But, that's another topic.

Last edited by fiksi; 03-13-2008 at 09:53 PM..
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Old 03-13-2008, 09:51 PM
 
Location: Pa
20,300 posts, read 22,155,989 times
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Quote:
Originally Posted by fiksi View Post
In the 60s, minimum salary could buy much more than today... FI.

Average US household has no savings, or barely above zero.

Some i have known do not do so by choice, BUT are forced to. Especially sick people.
Most that I know do so because of poor decision making. Use of credit cards to by big screen TV's. Friday night binges. Insisting on driving new cars or trucks. The reasons are varied.
I made 70 grand last year. I have a 25 inch TV 10 years old. I drive a 2000 Toyota tacoma 4x4. I don't drink, gamble or through the money I work a 12.5 hour swing shift to earn away.
True some are poor due to things they can not control. Many more are poor due to bad decision making.
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Old 03-13-2008, 09:55 PM
 
418 posts, read 562,744 times
Reputation: 50
Quote:
Originally Posted by tinman01 View Post
Most that I know do so because of poor decision making. Use of credit cards to by big screen TV's. Friday night binges. Insisting on driving new cars or trucks. The reasons are varied.
I made 70 grand last year. I have a 25 inch TV 10 years old. I drive a 2000 Toyota tacoma 4x4. I don't drink, gamble or through the money I work a 12.5 hour swing shift to earn away.
Many more are poor due to bad decision making.
A absolutely agree with you...

I was referring to
" True some are poor due to things they can not control." ->therein lies the problem.

Like you said, some people ARE simply stupid and that's it. I've met people, here, who literally seem to "live" in malls.
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Old 03-13-2008, 10:12 PM
 
Location: Pa
20,300 posts, read 22,155,989 times
Reputation: 6551
Quote:
Originally Posted by fiksi View Post
A absolutely agree with you...

I was referring to
" True some are poor due to things they can not control." ->therein lies the problem.

Like you said, some people ARE simply stupid and that's it. I've met people, here, who literally seem to "live" in malls.
LOL Malls, bars, casino's. Can't pass up a new car every year etc.
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Old 03-13-2008, 10:16 PM
 
418 posts, read 562,744 times
Reputation: 50
Quote:
Originally Posted by tinman01 View Post
LOL Malls, bars, casino's. Can't pass up a new car every year etc.
I agree... i was shocked when i first came here. One woman was practically every day in the mall.

Why? She was buying things to be happy... thought her kids would be happy if they had new clothes every week etc. WHAT in fact they need is attention.

BUT, it is not this category that i have problems with...
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