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More of a libertarian here, but my answer would be to get government out of health care. Go back to a system that allows us to negotiate with our doctors on our own, remove the massive overhead that is created by forcing doctor's offices to employ people for the sole purpose of authorizing insurance claims and billing insurance companies. Insurance for catastrophic events and conditions only, but allow insurance companies to a) sell across state lines and b) sell us the coverage we select. Nobody should be forced to buy coverage for something that they will never need. Obamacare was one of the worst things to happen to medical care since the advent of employer-sponsored health insurance and it needs to go away.
What about poor people? Mentally ill and indigent? Old and insolvent?
Or, as I've often suspected, this Republican world would grudgingly..if at all, provide any healthcare?
More of a libertarian here, but my answer would be to get government out of health care. Go back to a system that allows us to negotiate with our doctors on our own, remove the massive overhead that is created by forcing doctor's offices to employ people for the sole purpose of authorizing insurance claims and billing insurance companies. Insurance for catastrophic events and conditions only, but allow insurance companies to a) sell across state lines and b) sell us the coverage we select. Nobody should be forced to buy coverage for something that they will never need. Obamacare was one of the worst things to happen to medical care since the advent of employer-sponsored health insurance and it needs to go away.
So you want doctors offices to not employ people to deal with insurance companies but still have the insurance companies exist to provide coverage Who is going to handle payments then? The doctor?
And by making every individual negotiatiate a seperate rate with a doctor this will somehow lead to cost decreases rather than groups doing so? How do you know what coverage you will need in the future? Also as pointed out before selling across state lines offers no real benefit in cost decreases.
Last edited by Metsfan53; 08-05-2017 at 07:38 PM..
The question can't be answered. All you have to do is look at the recent debacle in the Republican-led Congress over health care. They don't have an "ideal" just yet. I guess you could say they're still working on it.
Thankfully, there is a growing movement of bipartisanship taking place now, and I'm optimistic that we'll see a bit of progress.
What about poor people? Mentally ill and indigent? Old and insolvent?
Or, as I've often suspected, this Republican world would grudgingly, at all, provide any healthcare?
The point that has been consistently overlooked here is that insurance and social welfare programs are two different venues; insurance is based upon the principle that individuals pool their resources (funds) to level the risks posed by a common (and specifically described) peril, but that principle is specifically violated when a group with higher levels of risk, such as pre-existing conditions, is added to the pool by political fiat. Young, often health-conscious families are wrongly poled with people in middle age -- too young for Medicare, but often engaging in unhealthful practices such as heavy smoking, drinking, etc.
Just as the expense of welfare and its bureaucracy could be lightened by returning control of access to the safety net to the local level, where habitual abusers become easier to recognize and exclude, so health care could be reformed by identifying those segments of the population at greater risk. Special provision can be made for those in this situation though no fault of their own, but those who persist in unhealthful practices need to be warned, and firmly, that they can expect a much lower level of care and concern when "the dues come down".
Last edited by 2nd trick op; 08-05-2017 at 08:34 PM..
Do you have insurance? If you do, someone else is helping you pay for your "stuff."
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