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Old 10-13-2017, 01:15 PM
 
10,920 posts, read 6,865,947 times
Reputation: 4942

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Quote:
Originally Posted by TheEmissary View Post
Alot of the healthcare costs are simply, "what amount of money can I charge ...and get away with it?"
You are correct.


See the cost of many medications/treatments here in the US vs. the same exact medications/treatments elsewhere, and the differences can be very alarming.

 
Old 10-13-2017, 01:18 PM
 
52,433 posts, read 26,413,910 times
Reputation: 21092
Quote:
Originally Posted by TheEmissary View Post
Looks like a bunch of states are going to throw a monkey wrench into the Donald's MAGA healthcare plan! I guess it will go the way of Obama's Clean Air EOs.
LOL.

It will be a field day for Trump when he points out the crooked politicians paid off by the Insurance Industry.

And eventually the SCOTUS will side with with.

Trump still winning

#MAGA
 
Old 10-13-2017, 01:30 PM
 
Location: North Carolina
6,957 posts, read 8,447,088 times
Reputation: 6777
Quote:
Originally Posted by WaldoKitty View Post
LOL.

It will be a field day for Trump when he points out the crooked politicians paid off by the Insurance Industry.

And eventually the SCOTUS will side with with.

Trump still winning

#MAGA
When he points out crooked politicians, he'll have to start with a mirror for himself! Trump still waning!
 
Old 10-13-2017, 01:38 PM
 
2,333 posts, read 1,477,082 times
Reputation: 922
Quote:
Originally Posted by AZ Manager View Post
I have never been able to understand why people are always screaming about insurance all the time.

My sister pays $3270 a year for employer provided insurance for her family of 6, husband and 4 kids. I pay $350 a year, plus the no insurance penalty, for my family of 3, that is an annual physical and blood work. Last time I needed to go to the hospital was a year ago when my son broke his leg and that only cost me $1200 at the hospital and another $2200 for all the castings, none of which would have been insurance paid with today's deductibles. If I had paid for insurance plus all that I would be WAY worse off. Hell it only cost $3500 for the birth of my son and that includes the 40 weeks of doctors visits and ultrasounds/blood work and the C-section.

Insurance is a scam and not even the real problem with our health costs to begin with. Wish we would get off this insurance kick and focus on really cutting and controlling costs; prescriptions, hospitals, ambulances, and specialists are the real problem.
You're missing the point of insurance. It's not just to cover costs you KNOW you will incur... it's also for the unknowns. It's easy to look with 20/20 hindsight and say "I only needed a physical and bloodwork each year for the last 5 years" but how do you know if this is the year you're going to get a cancer diagnosis, or be a victim of crime (which happened to a family member last year), or some other unexpected event that will cost tens to hundreds of thousands of dollars? That is why people have any sort of insurance.
 
Old 10-13-2017, 01:40 PM
 
2,333 posts, read 1,477,082 times
Reputation: 922
Quote:
Originally Posted by WaldoKitty View Post
LOL.

It will be a field day for Trump when he points out the crooked politicians paid off by the Insurance Industry.

And eventually the SCOTUS will side with with.

Trump still winning

#MAGA
If you think the insurance companies are going to hurt from this, you're naive about what happens. They are just going to pass on the lost cost of the subsidies onto consumers OR exit the markets entirely where they can't. No one is forcing them to sell an unprofitable product.

Bottom line, the ones who are going to hurt from this are the people who can't afford insurance without the subsidy or people who don't get the subsidy but want a plan that may get cut from the market. The insurance companies will do fine (companies that sell insurance know how to hedge their risk). This isn't the way I would have gotten here but I understand he wanted to put pressure on Congress to pass something... and now he is. Let's see if they come through with something that will be better than this situation.
 
Old 10-13-2017, 01:50 PM
 
Location: DFW
40,929 posts, read 48,896,276 times
Reputation: 54915
Destroy this monster of a Tax law and maybe Dems will come to the table.
 
Old 10-13-2017, 01:52 PM
 
Location: Phoenix, AZ area
3,365 posts, read 5,192,922 times
Reputation: 4203
Quote:
Originally Posted by BicoastalAnn View Post
You're missing the point of insurance. It's not just to cover costs you KNOW you will incur... it's also for the unknowns. It's easy to look with 20/20 hindsight and say "I only needed a physical and bloodwork each year for the last 5 years" but how do you know if this is the year you're going to get a cancer diagnosis, or be a victim of crime (which happened to a family member last year), or some other unexpected event that will cost tens to hundreds of thousands of dollars? That is why people have any sort of insurance.
That is what catastrophic coverage was for and those plans were killed under the ACA. Those premiums for my wife and I, no son at the time, were $600 a year. So that argument could have been made a few years ago but now that isn't what insurance is for. Now insurance is for preventive care, 100% covered by all insurance plans, and minor injuries. Put back in catastrophic coverage and we'd have what you described.
 
Old 10-13-2017, 01:54 PM
 
21,989 posts, read 15,624,059 times
Reputation: 12943
Quote:
Originally Posted by Rakin View Post
Destroy this monster of a Tax law and maybe Dems will come to the table.
2018 is coming and Republicans just took health coverage from millions. Millions more will see cost increases. Millions more will get plans that cover less. And millions more will not be able to get coverage at all due to pre-existing conditions that will make health coverage costs beyond any realistic ability to pay. All thanks to Trump who owns taking this coverage away while promising the country everyone will have healthcare, better healthcare and the government will pay for it.
 
Old 10-13-2017, 01:58 PM
 
33,387 posts, read 34,659,590 times
Reputation: 20028
Quote:
Originally Posted by HockeyMac18 View Post
I would be fine with this. This is not the right way to handle this.

Do it through legislation. Don't dismantle the system by intentionally sabotaging it and putting millions of people's health and lives at risk.

It's just creating confusion and instability in the Health Care market, and it is going to hurt real Americans.
those subsidies have already been ruled illegal in federal court because congress did not appropriate the money for said subsidies, obama did that by executive order. trump merely reversed that executive order, which is his right to do so. if you want the subsidies back, then get a hold of your congressmen and have them vote to reinstate those subsidies, and appropriate the necessary funding for them.
 
Old 10-13-2017, 01:59 PM
 
2,333 posts, read 1,477,082 times
Reputation: 922
Quote:
Originally Posted by AZ Manager View Post
That is what catastrophic coverage was for and those plans were killed under the ACA. Those premiums for my wife and I, no son at the time, were $600 a year. So that argument could have been made a few years ago but now that isn't what insurance is for. Now insurance is for preventive care, 100% covered by all insurance plans, and minor injuries. Put back in catastrophic coverage and we'd have what you described.
My point was insurance is to cover both preventive and catastrophic costs these days... that's why it can't just be seen as one or the other. Should it be that way? IDK, being healthy myself, I would be OK with catastrophic plans being out there again. But because they need healthy people to pay into the same risk pool as sick people (to keep costs lower for the sick people) that's why they had to take those options off the table. :/
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