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What to do when your own healthcare plans suck balls and everyone knows it?
Improve your plans so that they offer reliable coverage across the American population spectrum? Nah...that would be "socialism."
Instead, let's sabotage ACA! Lots we can do to destabilize the thing and make premiums skyrocket. Then our ****ty plans will look better by comparison and we can force people into submission.
The net result will always be one and the same: tens of millions losing coverage and a proliferation of crappy coverage options that allow insurance companies to bend you over and **** you hard if you actually get sick.
Because here in America, we value our "freedom" to "choose" NOT to have quality coverage if we get hit by a car, get cancer, or have a heart attack! God forbid we lose that important right!
ACA has real flaws that could use fixing, but Republicans have never had ANY answers to improve healthcare, because their naive free market principle approaches fundamentally don't work for healthcare. Never have, never will.
You may be giving him too much credit. I wonder if he’s pissed because the republicans won’t cooperate, so he’s dismantling what he can and just worry about the results later.
At least you're honest in wanting or believing spreading the debt is a good thing.
I already addressed your emotional tirade before. Place consumer protection laws in effect, that puts the insurance industries in check.
Is that too simple, or do you still believe spreading the debt is good?
Consumer protection laws will not help the senior shopping for health insurance. If they are 60 years old with high blood pressure, a history of heart trouble and cancer, how will consumer protections help? All the insurance company has to do is quote a policy that's $20K monthly. End of story, the customer goes away. That is what Trump is setting up and Republicans are applauding.
Agree and disagree. Obama wanted a public option. Obama wanted there to be competition between insurance companies and the government. Give the public a choice. Insurance companies balked, sent their lobbyists and instead, what passed Congress was the original Republican plan developed by the Heritage Foundation and sold by Romney and Gingrich in 2006.
If we are not going to socialize health care costs, there will be winners and losers including many deaths. That's the reality of it. If someone has a financially devastating illness and can't afford a heart bypass, chemo, bone marrow transplant, etc. that is a death sentence. Companies will not compete for their business and they will die. For seniors, their health costs are going to be much more expensive at an age they are likely no longer working. That becomes a death sentence too. I know someone whose mother had a brain tumor. Surprisingly she had the brain surgery, had it removed, got chemo and five years later is still going strong. No way would she have been able to pay cash for that treatment, she would have died.
You don't get to blame the ACA on Republicans, sorry. The ACA is 100% the fault of Democrats, who passed it without Republican votes. I'm not a fan of establishment Republicans, but at least they stood their ground on this one.
As for your doom and gloom prophecy of people dying because they get an illness, that doesn't wash either. Remember, I was around a long time before Obamacare. I had family members and friends who did get cancer, and had heart attacks, and needed expensive treatments. I worked as a volunteer at the local hospital. I now have a spouse who works in insurance and was doing so before the ACA was law. This "insurance companies drop people when they get sick" mantra is complete and utter political bull. Does it happen? Occasionally, I'm sure it does. Was it ever an epidemic? Not even close. If you spent some time thinking about the realities of marketing, you'd understand why that argument was a lie, to begin with. Nevertheless, I'll explain it to you.
If you were running an insurance company and trying to increase your customer base, how likely do you think it would be that people would keep signing up for your policies once it came to light that you dropped people who got a serious illness? The best-paid advertising in the world can't hold a candle to word of mouth, and any insurance company that made dropping sick people off of their policies a standard business practice would be out of business in amazingly short order. When the politicians started talking about "all those people" who had been dropped from their insurance, most of us who have any concept of how business works knew it was bogus. We even tried to tell the rest of you that it was bogus. Unfortunately, a large portion of the American public has a misplaced trust in the very politicians that they claim are dishonest and were perfectly happy to get played.
Yeah, the Hell with those 21 million people who finally could afford HC. We got ours, why should we worry about the have-nots in this world !
It was at the expense of many others like myself whose premiums skyrocketed. My middle class next door neighbor recently lost a long battle with colon cancer which she fought without health insurance because she couldn't afford it. She died without the kind of care I had when some years ago before ACA I fought cancer myself. ACA has only made a change in who has health insurance and who doesn't. It only makes sense that if those that you are depending on to buy it for everyone else opt out it will then implode. I would love to see everyone have insurance, but you won't convince me that its better that a poor person has it and I don't.
You don't get to blame the ACA on Republicans, sorry. The ACA is 100% the fault of Democrats, who passed it without Republican votes. I'm not a fan of establishment Republicans, but at least they stood their ground on this one.
As for your doom and gloom prophecy of people dying because they get an illness, that doesn't wash either. Remember, I was around a long time before Obamacare. I had family members and friends who did get cancer, and had heart attacks, and needed expensive treatments. I worked as a volunteer at the local hospital. I now have a spouse who works in insurance and was doing so before the ACA was law. This "insurance companies drop people when they get sick" mantra is complete and utter political bull. Does it happen? Occasionally, I'm sure it does. Was it ever an epidemic? Not even close. If you spent some time thinking about the realities of marketing, you'd understand why that argument was a lie, to begin with. Nevertheless, I'll explain it to you.
If you were running an insurance company and trying to increase your customer base, how likely do you think it would be that people would keep signing up for your policies once it came to light that you dropped people who got a serious illness? The best-paid advertising in the world can't hold a candle to word of mouth, and any insurance company that made dropping sick people off of their policies a standard business practice would be out of business in amazingly short order. When the politicians started talking about "all those people" who had been dropped from their insurance, most of us who have any concept of how business works knew it was bogus. We even tried to tell the rest of you that it was bogus. Unfortunately, a large portion of the American public has a misplaced trust in the very politicians that they claim are dishonest and were perfectly happy to get played.
WRONG. Republicans submitted over 220 amendments to Obamacare and Democrats accepted 161 of those amendments. FACT. THEN Republicans changed their mind and didn't vote for it because McConnell and Boehner decided fighting was the better approach. That was AFTER the 161 Republican amendments had been accepted.
Many many many people were denied coverage once they got sick. Some took their cases public and sometimes the insurance company would relent and sometimes they would not. But that does not mean every case went public. Most of the times, the public never heard about it but there was endless testimony to Congress regarding it.
What will insurance companies quote a 60 year old customer with a history of cancer? What will insurance companies quote an overweight 50 year old with high blood pressure and heart trouble? If Medicare were to end tomorrow, what would a 70 year old be quoted when they come in using a walker? What will new parents be quoted when their child is born with a damaged heart valve? Insurance companies are not going to compete for the customers most harmed by Trump's decisions.
These people will just be quoted an exorbitant amount and shown the door.
Obamacare is NOT AFFORDABLE! And more and more people "WHO DON'T GET SUBSIDIES" are losing their insurance because they can't afford it because premiums rose so high after Obamacare was enacted. Whats going to happen?
CRASH! No one will have insurance.
I'm not sure what is so hard for you to understand. Hey, you ignored us then, why would I be so surprised you continue to ignore us.
They don't understand that the money has to come from somewhere.
Every socialized program is wealth redistribution including Medicare, Social Security, education, police, fire, roads, everything. It would have been much better if we could have had Obama's public option to force insurance companies to compete but that would never happen. Now Trump and Republicans are thinking insurance companies are going to compete for the elderly, sick, overweight, smokers of the country. They will not. They will deem them too expensive to cover and quote them a policy price that renders it useless.
Just like they are doing now except they call it a deductible.
Consumer protection laws will not help the senior shopping for health insurance. If they are 60 years old with high blood pressure, a history of heart trouble and cancer, how will consumer protections help? All the insurance company has to do is quote a policy that's $20K monthly. End of story, the customer goes away. That is what Trump is setting up and Republicans are applauding.
*sighs*
Since you want to debate hypothetical based around irrelevant emotion all Trump has to do is pass a consumer protection law that all ages are to be accepted health history not used against them, age not used against them, and that the price may not exceed x% of their weekly monthly quarter yearly however you want to phrase it, income after tax, then viola you just stomped on the insurance companies willy hard.
Ditch the mandatory fine for not having it and viola. Problem solved. Or does it empower you somehow that you can spread debt
I posed a legitimate answer.
Your idea.
Well I don't have it as good as the Trump's or Gates so I'll be fine with my fellow neighbors premiums going up and their deductibles, which didn't exist before, go up astronomically. Because spreading debt is the right thing to do...
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