Stating that obvious: Trump is sabotaging ACA so that he can force a plan on us that will be far worse (impeachment, Canada)

[NY_refugee87]

How I'd fix health insurance. Consumer protection act.
Health insurance companies may not charge more than 15% of proven weekly income after tax. Why weekly? There are trades that have different pay scales. Not salary. Mechanics get paid flat rate truckers get paid in miles.

This will be on income after it has been taxed via state and federal income tax rates.
Exceptions.

Engagement in unhealthy lifestyles and habits warrants the provider to charge at a rate due to calculated risk.
Sleep around.
Smoke.
Partake in recreational drug use.
Drink in excess.
Fill your face with fast food like a glutton
Sedentary lifestyle

Those who have healthy and active lifestyles their % shall drop as a reward/incentive to stay healthy and active.

Age will have minimal factor of the percentage rate at which you are charged via insurance provider.

Let's say you are a flat rate mechanic or trucker or piece work machinist/factory assembly worker or even a commission based sales professional (real Estate car sales etc)

You bring home after tax-500 one week. 1200 the next.
15% of 500 = $75 for that week. That's a bit better than 90.
So you work out weekly, be it jog, or go to a gym. Your primary care will be the one to say Yup this person lives healthy, no weight increase due to fat. Heart rate is that of someone athletic. Your rate drops to say 12%.
12% of 500 now becomes $60.
You don't smoke cigarettes, you aren't an alcoholic, nor drug user, you dont have an STD your blood work reveals that, it drops 2.5% Now you're looking at 9.5%
9.5% comes out to be 47.50 per week making 500 per week.

you aren't taxing the rich! It won't work!

Use your head. 15% of a salary ceo who makes 20k per month working at one of those insurance companies is a hell of a lot more than your 15% of 2 to 5k per month.

But say you are a degenerate who likes to snort blow off of a strippers belly before you go heels to Jesus, catch the clap, and your liver is pickled from the jeager bombs and beer chasers. You live on double chin burgers and KFC.
Well... Harvey Weinstien...

Sucks to be you.

[Seacove]

Originally Posted by JimRom

Who passed the ACA? Those are the people to blame for the debacle. Was someone forcing them to vote for it? If not, it is the fault of those who voted for it, and not a single Republican did so.

What is your definition of "many, many"? Seriously, it was not an epidemic, nor was it a major problem in America pre-ACA.

Yes, some insurance companies will do this. They won't do it for long, because - again - word of mouth. If an insurance company quotes your grandmother an exorbitant price, are you going to become their customer? No, you aren't. You think that multi billion dollar businesses don't understand how bad decisions affect their bottom line?

As for Medicare, it isn't going anywhere. It may be the only nuclear issue left, but trying to kill it would put a politician out of office yesterday.

And continuing Medicare shows the hypocrisy of Republicans. Why should one demographic be treated differently than the rest. Why should a struggling family be forced to pay for the medical benefits of seniors when they can't even afford it for themselves?

Yes, Republicans had 161 amendments accepted into Obamacare.

https://www.salon.com/2010/02/23/hcr_amendments/

[NY_refugee87]

Could also have another % decreaser. Safer citizen.

Have 0 reported DWI incidents, have 0 crimes pertaining to violence, whether weapons were involved or hands were involved, sexual assault/rape/molestation Decrease it another 1.5%


That'll kill the incentive to be fat, lazy, engage in degenerate behaviors, or engage in criminal enterprise.

[NY_refugee87]

Go one further take the family approach, have kids and not be married add 2% to your cost. For both parties involved.
Dudes who like getting notches on their belt that father multiple kids... sucks to be you.



Have kids and be married and the rate doesn't change.

Mmmyesss... this will work greatly...

[fibonacci]

Originally Posted by Frank DeForrest

Medical freedom= lower prices, more innovation, increased productivity, longer life spans, greater quality of life

Quite possibly the dumbest thing I've ever read about the FDA in my life.

I know multiple, highly educated scientists who work for the FDA as reviewers. It's unreal the amount of garbage and the level of deceit they see in applications from companies trying to sell snake oil. It would flat out terrifying if we never had the FDA. Unless of course you wanna revert back to China where they laced baby formula with things like melamine in order to make a cheap buck.

[finalmove]

Originally Posted by ambient

What to do when your own healthcare plans suck balls and everyone knows it?

Improve your plans so that they offer reliable coverage across the American population spectrum? Nah...that would be "socialism."

Instead, let's sabotage ACA! Lots we can do to destabilize the thing and make premiums skyrocket. Then our ****ty plans will look better by comparison and we can force people into submission.

The net result will always be one and the same: tens of millions losing coverage and a proliferation of crappy coverage options that allow insurance companies to bend you over and **** you hard if you actually get sick.

Because here in America, we value our "freedom" to "choose" NOT to have quality coverage if we get hit by a car, get cancer, or have a heart attack! God forbid we lose that important right!

ACA has real flaws that could use fixing, but Republicans have never had ANY answers to improve healthcare, because their naive free market principle approaches fundamentally don't work for healthcare. Never have, never will.

Shop around. Join an association and enroll in their plan. Pay your own bills.

[finalmove]

Originally Posted by NY_refugee87

Could also have another % decreaser. Safer citizen.

Have 0 reported DWI incidents, have 0 crimes pertaining to violence, whether weapons were involved or hands were involved, sexual assault/rape/molestation Decrease it another 1.5%


That'll kill the incentive to be fat, lazy, engage in degenerate behaviors, or engage in criminal enterprise.

Cut back on full sleeve tats and earlobe disfigurement. That should cover one's healthcare.

[NY_refugee87]

I think I found a way to end degeneracy and lower crime.
Health insurance.

Charge the chit out of them.
Wanna rape/molest/sexually assault someone you go from 15% to 22.5%
Get shot for looting, rioting, mugging, car jacking, breaking and entering, instant 25%
Recreational drug use +5%
Become a drunk +5%
Smoke cigarettes chew tobacco snuff-% increases by a factor of 2 per packs a day.
Get a DWI +10%
Get an STD+5%
Get HIV/AIDS +30%

Yes we can weaponize health insurance and make it affordable for all
That'll be how you regulate the stupid out of people.

[workingclasshero]

Originally Posted by fibonacci

Quite possibly the dumbest thing I've ever read about the FDA in my life.

I know multiple, highly educated scientists who work for the FDA as reviewers. It's unreal the amount of garbage and the level of deceit they see in applications from companies trying to sell snake oil. It would flat out terrifying if we never had the FDA. Unless of course you wanna revert back to China where they laced baby formula with things like melamine in order to make a cheap buck.

the FDA is quite possibly the worst organization in our government and is one of the main reasons that healthcare is so expensive.

so a drug, prescribed in Canada(substitute any country), by Canadian doctors, approved in the Canada, is good enough for the Canada, but the FDA says no....is that a correct thing to do....NO.....but it happens all the time


the FDA (our GOVERNMENT) is a big culprit in this mess....and you want more government care....I suggest you really think about it

how is it going to change....when the government keeps renewing patents

let's look at a drug

Viagra-----
40 million men suffer from ED...40 million americans...that's more than the whole populations of the following countries:
Switzerland....8 mill
Canada.....36 mill..............hmm more americans suffer from ED, than there is the entire population of Canada
Denmark.... 5.5 mill
Norway.... 5.3 mill


When it comes to*buying 10 Viagra tablets of 100 milligrams each, costs are as follows at each of these chain pharmacies:in the USA....a tablet that is NEEDED to alleviate the issues of ED
CVS: $696.99 ($69.70 per tablet)
Walgreens: $720.99 ($72.10 per tablet)
Walmart: $691.11 ($69.11 per tablet)

the generic cost in the UK...sildenafil citrate (the active ingredient in Viagra) have fallen from £10 per pill (approximately US$15.30) to around £1 per pill (approximately US$1.53). even less in Canada

yet the FDA (our government) renewed the patent through 2020...meaning its ILLEGAL to sell a generic in the USA...ILLEGAL to import for any other country...even Canada


our government...will NOT have cheap health care.....NEVER..... everything our government puts its greedy hands on goes to crap


anyone arguing for singlepayer of UHC, is just fooling themselves

BTW...medicare/and medicaid deny Viagra.....so you can kiss the thought of lower prices away



the FDA (our government) is a major part of the problem

I was injured in Iraq..(my back)..the VA (government ) wanted FUSING, would not approve the disc replacement...yet BCBS (private ) would PAY FOR IT overseas (except for travel and lodging)it wasnt until dec 2004 that the fda approved it for single level...still the VA and tricare (government ) would not do it (said it was 'experimental'..even though it had been successful in Europe for nearly 3 decades)...FINALLY I won the battle against the government and had my back surgery in 2007

the lumbar DISC REPLACEMENT surgery was done in Europe for nearly 30 years before the FDA approved for it to be done here

and its BECAUSE OF GOVERNMENT (especially the FDA)...believe me government care is not what the basic American wants

its the way the government works....and it sucks
here what I went through:
va patient needs a MRI...the government (va) NOPE use an xray...first time
2. xray doesn't show much..patient needs an MRI...the government (va) use the xray...you have DDD
3. patient doc I am in pain,,are you sure its DDD..doc the xray shows some funny spaces, could be DDD or could be something else...let's ask for a MRI..the government nope lets xray (each xray is RADIATING the person btw)...again funny spacing...must be DDD
4. same
5. same
6. same
7. same
8 same
.
.
.
15 same
.
.
23 same

23 times with the VA xray...its DDD(degenerative disc disease)


got to the doctor and PAY FOR THE MRI out of pocket...and we find out its... one CRUSHED disc, and 2 ruptured discs....now choices...the government(va) FUSION and still have pain, and limited movement(because at the time the FDA would not allow the replacement that had been being done in europe for 30 years)(the FDA finally approved single level artificial discs in 2004, (the va and tri-care refused saying it was 'experimental"))...or non-government(blue cross) which would have covered me to fly to Europe to get it (minus lodging and the airfair) .....4 years of big pain, before my battle was won against the government



other examples of medicines approved in other countries, but NOT THE USA
examples:
Nefopam. Injectable non-opioid, non-addicting painkiller, used very often in France for hospitalized patients....NOT FDA approved...


Metamizole...non-opioid, non-addicting painkiller, It is the perfect painkiller in-between of Paracetamol and Opioids. It does not have the serious side effects of nsaids and no dependency issues like Opioids but it has a quite strong analgetic potential also it is spasmolytic and helps a lot with pain after surgery and in surgical emergencies.....used throughout Europe, Canada, Australia....yet...NOT FDA approved...





yet you people keep saying how great these other countries are, and that we are behind.........we are behind, because of GOVERNMENT REGULATIONS

[NY_refugee87]

Originally Posted by finalmove

Cut back on full sleeve tats and earlobe disfigurement. That should cover one's healthcare.

LOL true very true. Less cases of tinnitus from having wind whistling through gauged ears... less chance for bacterial infection from mutilation...