Quote:
Originally Posted by Drewcifer
I think Republicans have forgotten that insurance premiums have been rising faster than inflation for decades. Obamacare was an attempt to fix something that was already broken. It failed because the only thing that is really going to fix it is single payer but the political support for that isn't there yet. No matter what the Republicans do with health care the prices will keep going up - our political system allows lobbyists for the insurance industry to write our health care laws and as a result the real problems never get fixed.
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*sighs*
It's going to fail when you have everyone employed or not, for the model is to spread the debt either to tax payers or to force deductibles to be met so the insurance companies aren't paying out like they used to. The intentions of everyone having insurance feels good, absolutely.
But not in your wallet.
You want health insurance costs to be lowered? Here's how it's done *cracks knuckles*
1. Pass a consumer protection act that does not allow any company to drop coverage for any reason.
2. Become an informed consumer and research what product best suits your needs. Are you single? Healthy? Do you really need an expensive policy? Are you married with kids? Do you want to skimp to save a buck in the short run and wind up paying big in the long run?
3. 0 government subsidies to offset costs. If the provider goes bankrupt perhaps their 7 and 8 figure+ salaried CEOs are to be at fault.
4. Hospitals and doctors. No more than a 35% markup on goods and services. Hospital goes bankrupt and it's not for profit perhaps their board members who vote to give themselves raises annually instead of to the care providers and investing in the hospitals equipment and procedures are to blame.
5. Pharmaceutical companies. Same thing. All for making a profit but come on... you're giving board members million dollar plus raises per year?! They're not in the business of healthcare. They're not concerned about curing or treating chit! They're only concerned with profits. Duh...
So what do we do. Like a bunch of idiots fall for the feels good ACA and continue to reward the system. Thing is the system rewards failure and bad practices across the board. Fix that then maybe we can discuss subsidizing health care/health insurance costs. No different than bailing out banks and car companies. As much as I love Chevy pickups... that Wagoner fella that led GM to bankruptcy was not deserving of 70 80 million dollar per year salary. I'd be upset with no more Silverados.... but I was more upset that we bailed out a company that
1. Didn't invest in researching what the market wanted.
2. Cut costs with platform sharing slapping different badges on the same vehicle maybe altering the body panels slightly.
3. Cut costs to warranty repairs and recalls by cutting the throats of the mechanics with asinine low labor times they would cover. Not one. Not a single labor operation could be completed in the alloted flat rate time in the north east due to the time not compensating for rust and neglect, and it was and is illegal for the dealer to charge the customer for that. Think the manufacturer compensated time lost? Think again. They didn't.
You see everything else we don't like what do we do? We don't support it financially anymore. Take the NFL for example. Ticked off alot of people allowing the protest to go on holding the viewers and attendees political hostage. So they stopped watching. Who's hurting now? Definitely not the people who stopped paying extra for sports channels.
And you don't think the same can happen for health insurance?