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You can’t really afford it if you have to take out debt and pay it over 30 years. That’s not Including books and everyday life expenses if you come from a low income family that can’t support you for 4 years in school
Move to CA. JC here is free first year and upper class at State schools is less then two grand a year if it's that important to you.
But, highest COL in the nation, so there is that. Again, how old are you and why is anyone "supporting" you? Really? You can't survive without someone coddling you? My God. Most people leave the nest at 18 and are glad to do it.
How many of these loans are for $50k plus per year private schools? I grew up in a low income household and went to a state university, even though I was accepted at several higher tier private schools. I went to the state university because that is what I could afford without graduating with mortgage-sized debt. Most teachers I know that went through public higher ed can afford to pay their loans back.
I worked for several years in public education, the vast majority of teachers went to state schools. They paid on their loans until they hit the five year consecutive mark then utilized loan forgiveness (which is only applicable to highly qualified teachers in low income schools). The max amount forgiven is $17,500, I never met a teacher who was anywhere near the max amount when the remainder was forgiven. Low income schools tend to pay less, this is a trade off so that these teachers can still continue in these positions despite the lower pay.
They don't realize many teachers making 30k a year are in Loan forgiveness programs as well
So imagine how bad public schools will get when the pool of teachers continue to get smaller and smaller due to all the education required but the pay being dismal
Students loans should be forgiven for doctors, nurses and teachers because they go into these fields to benefit all of us not just themselves. And anyone going to a military academy should also not have to pay. The naval academy pays for everything as long as you give 5 years of service. The merchant marines have to pay for their tuition. We need all of these professions.
You realize automation is taking away a lot of labor jobs and will continue to do so
That’s what they said back in the days, learn a trade, go work in a factory build cars. Then the auto industry crashed. Then the rhetoric changed to get an education, learn coding, get into Stem.
automotive assembly line jobs...sure...but
automation is not taking the car/truck mechanics job
automation is not taking the truck drivers job
automation is not taking the jobs in railroading
automation is not likely to take the teachers job
automation is not taking the speech therapist job
automation is not taking drafting jobs
automation is not taking concrete workers jobs
automation is not taking the police/fire jobs
ALL of these service jobs make good money
and yes many teachers are underpaid...by the overpaid admins
What makes you ENTITLED to go to this school???????
You seem over-emotional. The posters point is that this is an inexpensive school as far as schools go, but the total expense adds up for all education.
New York SUNY is around 6 grand tuition, however it’s the room and board amoung other expenses that make it 25k a year.
Dorms are extremely expensive. I just lived with a bunch of roommates near my school.
And yes, roommates require a bit of compromise, as is working full time while also being a full time student but it was so worth graduating with ZERO debt.
My husband also graduated with no debt, but he also went to a public university...and he was lucky enough to be able to live with his parents rent-free.
We also graduated with STEM degrees, a field that I guess we're fortunate enough to naturally be interested in.
Its in the national interest to fund students who belong in college and will utilize the degree for a real career.
Raising intelligent individuals out of low wage labor and poverty both makes society mentally and economically healthier, through allowing for better income distribution, as well as makes the low wage labor pool more viable, via less competition, for those who belong in blue collar jobs.
Sending talented students to college also allows for the training that allows the advanced manufacturing and technology economies to keep growing, which are about the only economies that create new blue collar jobs at this point (in addition to energy).
This growth makes everyone's lives economically better. Unless you have a way to start lowering the population and don't care about stock market growth (for your retirement funds) then there is no way around the requirement for this growth.
In one sense it's not useful to fund the large amount of students to go to college who do not belong there. They won't make significant use of the degree, it crowds Universities, and makes schools bloated on the student loan economy.
In another sense it is useful because a certain contingent of people are pretty useless as far as economic value is concerned (their true potential is more or less limited to low skill labor), and sending them to college takes them out of labor pool for 4-6 years. This lowers crime and lowers labor competition for those who probably have a better aptitude for skilled blue collar work. In other words, it briefly but importantly solves a social problem in a manner that may be cheaper than you think given the alternatives. It's a population issue that won't be solved by limiting student loans. I'm unsure what the answer is. Its probably cultural in large part.
What does hurt the country is funding these students to attend Universities that are eventually forced to lower academic standards so that they do not experience massive failure rates.
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