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Old Yesterday, 08:13 PM
 
8,959 posts, read 2,143,893 times
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Quote:
Originally Posted by serger View Post
Why? Healthcare is much cheaper anywhere else. So that would save money.
I've said this for years. Sometimes it's so cheap that for many seniors it's cheaper to pay cash there than to fly back to the US.
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Old Yesterday, 09:14 PM
 
Location: Tucson, AZ
2,228 posts, read 7,580,039 times
Reputation: 3115
No, this is silly. For example, if I have a long term residence visa to live in almost any nation in the world, one of the prerequisites of getting the visa is usually to show proof of health insurance that is issued by a private or state funded health insurance within that country. No doctor in any other country would want to know how to deal with all the Medicare paperwork that is required of medical practices in the USA. There is even a substantial portion of medical practices in the USA that don't accept Medicare patients due to all of the hassles!

I can go to almost any developed or developing country in the world and buy health insurance for less than $300 per month. Many countries it is far less. That monthly fee covers almost everything, with no co-pays for doctor visits and no big deductibles.
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Old Today, 07:33 AM
 
Location: Barrington
43,397 posts, read 32,635,668 times
Reputation: 14486
Quote:
Originally Posted by PilgrimsProgress View Post
Can people over 65 even get travel health insurance? Think of all the retirees who finally have time to travel. That never occured to me before. Sounds risky.
Traditional Medicare will not cover international travel.

Many Medigap Supplimental plans will cover emergencies up to 80%.

People 65 and older can buy travel medical insurance.

Travel medical insurance typically excludes preexisting conditions defined as ANY illness that was experienced 2-6 months prior, regardless of age. Consumers can pay more and buy travel medical insurance that waives the exclusion.

As an aside, not all healthcare plans will cover international travel for any age or such plans may limit coverage.

It’s rare for any insurance, public or private, to cover medical evacuation.

Laws for travel insurance varies state to state. Not all travel insurance covers medical.

Confirm and verify before international travel.

Last edited by middle-aged mom; Today at 07:55 AM..
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Old Today, 07:48 AM
 
Location: Great Britain
9,630 posts, read 3,285,862 times
Reputation: 5714
Quote:
Originally Posted by whogo View Post
Looking for opinions Iím divided on the issue.
If you are living in another country then you will most likely either be a student, working or retired.

In terms of international students they have to apply for a student visa and and are required to pay an immigration health surcharge as part of their visa application fee.

In terms of those working they will be expected to pay taxes and contribute to the country they live in, and will therefore qualify for healthcare in countries with universal healthcare systems.

In terms of those who have retired, some countries with universal healthcare systems have reciprocal agreements with other countries who have universal healthcare systems.

However in relation to countries that don't have such agreements then you would need to seek advice regarding healthcare insurance system.

Finaly in terms of those visiting a foreign country, you should have travel health insurance, however in terms of an emergency or accident most countries will treat someone free regardless.
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Old Today, 07:49 AM
 
Location: Cebu, Philippines
3,018 posts, read 1,102,042 times
Reputation: 5786
Quote:
Originally Posted by whogo View Post
I’m actually going to retire in the Philippines from age 63 until the wife turns 65 and then weigh my options. Health care cheap in Cebu and fairly good quality.
If you pay for hospital treatment here out of pocket, it still costs no more than the co-pay on medicare would have been. I pay my mobile physical therapist $14 an hour to come to my house..

Philhealth coverage for foreigners is $360 a year, about the same as 2 months Medicare premium.
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Old Today, 08:04 AM
 
Location: Barrington
43,397 posts, read 32,635,668 times
Reputation: 14486
Quote:
Originally Posted by PilgrimsProgress View Post
Most people think old folks go to any doctor for free. I used to think that. Then I found out, via helping a befuddled relative, that they pay a monthly Medicare premium and also have copays like any other health insurance. I don't recall if she had a deductible or not. She lost most of her long time doctors who didn't take Medicare and wound up going to a few quacks who seemed to work on a volume basis.
^ Second hand, anecdotal story from an unknown time period.

Medical practices are not required by law to accept any insurance. Nonetheless, most do.

Depending on source, 90-93% of medical practices now accept Medicare. Some practices may limit the number of Medicare patients.
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Old Today, 08:10 AM
 
Location: Barrington
43,397 posts, read 32,635,668 times
Reputation: 14486
Quote:
Originally Posted by Kibby View Post
My deductible is around $3,000 per year & then I still pay a percentage of fees -
but I have the most basic Medicare.

You can get all kinds of fancy Advantage programs - my parents were paying over $2,000 a month for the 2 of them on Medicare ..... the program that Bernie and the Socialists say will be FREE-FREE-FREE.

The Sheeple will believe almost anything that a Leftist tells them ..... they never bother to check the truth.
$3000 deductible a year?

Traditional Medicare Part B covers physician and outpatient hospital services. The annual deductible is $185 in 2019.

What am I missing?
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Old Today, 08:19 AM
 
Location: Barrington
43,397 posts, read 32,635,668 times
Reputation: 14486
Quote:
Originally Posted by recycled View Post
No, this is silly. For example, if I have a long term residence visa to live in almost any nation in the world, one of the prerequisites of getting the visa is usually to show proof of health insurance that is issued by a private or state funded health insurance within that country. No doctor in any other country would want to know how to deal with all the Medicare paperwork that is required of medical practices in the USA. There is even a substantial portion of medical practices in the USA that don't accept Medicare patients due to all of the hassles!

I can go to almost any developed or developing country in the world and buy health insurance for less than $300 per month. Many countries it is far less. That monthly fee covers almost everything, with no co-pays for doctor visits and no big deductibles.
Depending on source, 90-93% of medical practices accept traditional Medicare. Some practices may limit the number of Medicare patients within their practice.

Nearly 20% of Floridaís population is 65 or older. At least one county, the majority of the population is 65 or older. The municipality of The Villages, is one of the fast growing in the US. Republican politicians make frequent pit stops in this community to ensure residents their SS and Medicare is safe.
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