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View Poll Results: Would you rather pay $5000 more in private premiums than $2000 more in health care taxes?
Yes, paying more to the insurance companies ensure that I am free 27 29.67%
No, paying less into a Medicare-style system is the sensible thing to do 64 70.33%
Voters: 91. You may not vote on this poll

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Old 06-10-2019, 05:11 PM
 
4,323 posts, read 882,417 times
Reputation: 2401

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Quote:
Originally Posted by T-310 View Post
How about my Danish aunt who was diagnosed with gallstones but died in agony from liver cancer. This is a legacy of the Scandinavian model of health care.

I had my gallbladder out. In the hospital for 48 hours paid out of pocket $1500 because I had insurance pre Obamacare. When Obamacare came into being, my health insurance tailored for me became illegal following the monstrous lie of the century. I became uninsured because I refuse to subsidize deadbeats.

I paid for me while the socialized version killed my aunt. I am self reliant and I take care of myself. Those too stupid to prepare for the future deserve what they get. I have one bank account with only enough money to cover bills. The rest of my assets is in precious metals that I have physically and not guaranteed by paper and in paid for property. My stock in building materials is doing well particularly my Vulcan Materials stock which the dividends I use to buy more precious metals that I hold.

Good luck in getting your paws on that to fund your socialism.
Just got back from my 6 months I am allowed to be in the US. Just meaning yesterday. Have had a persistent sinus issue for the last 5 weeks. Called my doctor, my appointment is tomorrow at 9:30 AM. I am the one who spent 3.5 months in ICU 14 years ago with a very nasty condition called necrotizing pancreatitis. Over 30% of people don't make it. Not only did I survive, but no cost to me, no deductible, no co-pay, no premiums, no increase in premiums, my continued coverage is not denied because of a preexisting condition, and my tax rate is only marginally higher than in the USA while our corporate tax rate is lower.

Yup, if that's socialism, I'll take it. Oh, and a much better national debt to GDP ratio (what ever happened to the GOP being concerned about deficits, but I digress). Yup, if that's socialism, I'll take it.

Oh, BTW, my US girlfriend who was transferred to a new area, and works for one of the largest medical insurance companies in the USA? She still can't get a primary care doctor since March, and had to see a Nurse Practitioner instead. Gotta luv that US healthcare system. The same one that cost her $1,200 last year to get a glass sliver removed from her foot. Gotta luv that US healthcare system, where people delay getting care because of deductibles and co-pays. Just gotta luv it.
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Old 06-10-2019, 05:15 PM
 
24,005 posts, read 11,930,026 times
Reputation: 10198
Quote:
Originally Posted by normstad View Post
Just got back from my 6 months I am allowed to be in the US. Just meaning yesterday. Have had a persistent sinus issue for the last 5 weeks. Called my doctor, my appointment is tomorrow at 9:30 AM. I am the one who spent 3.5 months in ICU 14 years ago with a very nasty condition called necrotizing pancreatitis. Over 30% of people don't make it. Not only did I survive, but no cost to me, no deductible, no co-pay, no premiums, no increase in premiums, my continued coverage is not denied because of a preexisting condition, and my tax rate is only marginally higher than in the USA while our corporate tax rate is lower.

Yup, if that's socialism, I'll take it. Oh, and a much better national debt to GDP ratio (what ever happened to the GOP being concerned about deficits, but I digress). Yup, if that's socialism, I'll take it.

Oh, BTW, my US girlfriend who was transferred to a new area, and works for one of the largest medical insurance companies in the USA? She still can't get a primary care doctor since March, and had to see a Nurse Practitioner instead. Gotta luv that US healthcare system. The same one that cost her $1,200 last year to get a glass sliver removed from her foot. Gotta luv that US healthcare system, where people delay getting care because of deductibles and co-pays. Just gotta luv it.
Good for you. You pay over $6 for a gallon of gas. Your taxes are usurious, enjoy giving up over 60% of your income for your “free” stuff. I prefer to take care of me and to keep my money for me.
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Old 06-10-2019, 05:29 PM
 
Location: Austin TX
6,006 posts, read 3,467,932 times
Reputation: 8114
Quote:
Originally Posted by normstad View Post
Just got back from my 6 months I am allowed to be in the US. Just meaning yesterday. Have had a persistent sinus issue for the last 5 weeks. Called my doctor, my appointment is tomorrow at 9:30 AM. I am the one who spent 3.5 months in ICU 14 years ago with a very nasty condition called necrotizing pancreatitis. Over 30% of people don't make it. Not only did I survive, but no cost to me, no deductible, no co-pay, no premiums, no increase in premiums, my continued coverage is not denied because of a preexisting condition, and my tax rate is only marginally higher than in the USA while our corporate tax rate is lower.

Yup, if that's socialism, I'll take it. Oh, and a much better national debt to GDP ratio (what ever happened to the GOP being concerned about deficits, but I digress). Yup, if that's socialism, I'll take it.

Oh, BTW, my US girlfriend who was transferred to a new area, and works for one of the largest medical insurance companies in the USA? She still can't get a primary care doctor since March, and had to see a Nurse Practitioner instead. Gotta luv that US healthcare system. The same one that cost her $1,200 last year to get a glass sliver removed from her foot. Gotta luv that US healthcare system, where people delay getting care because of deductibles and co-pays. Just gotta luv it.
You are working way too hard here. Seriously.
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Old 06-10-2019, 05:30 PM
 
4,323 posts, read 882,417 times
Reputation: 2401
Quote:
Originally Posted by T-310 View Post
Good for you. You pay over $6 for a gallon of gas.
You got to be kidding me? I just drove up for the States and paid an average of about 2.75 in the various States (as high as $3.05 in Illinois). Highest I paid in Canada was 1.23/litre, which translates into 3.12 at today's conversion rate. That is as recent as last week in the US, and this weekend in Canada.

Quote:
Your taxes are usurious, enjoy giving up over 60% of your income for your “free” stuff. I prefer to take care of me and to keep my money for me.
Where do you get your information from? Fox news?

Here, try a real source on for size:
"According to the OECD's report entitled "Taxing Wages 2018"[6] in 2017, the "employee net average tax rate for a single person in Canada with no children was 22.8%, compared to 26.1% in the United States. Canada placed "11th lowest among 35 OECD countries".[6] The OECD "estimates take into account federal and provincial or state taxes, as well as social security contributions and money returned in the form of family benefits".[32]

In 2016, Canada's tax revenue to GDP ratio was 31.7% ranking 24th out of 35 OECD countries,[8] compared to the US at 26% ranking at 30th, according to the OECD.[9]"
Source;https://en.m.wikipedia.org/wiki/Comp...ican_economies

It might be time for you to update some of your perceptions with real facts.
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Old 06-10-2019, 05:35 PM
 
18,273 posts, read 10,374,392 times
Reputation: 13335
Quote:
Originally Posted by T-310 View Post
Good for you. You pay over $6 for a gallon of gas. Your taxes are usurious, enjoy giving up over 60% of your income for your “free” stuff. I prefer to take care of me and to keep my money for me.
What a crock.

Your previous posts claimed you were making out like a bandit with all the overtime you were getting driving trains for Buffet's BNSF hauling crude oil south.

If you are to be believed in that instance, you get your health insurance paid for by the negotiating clout of belonging to a Union "collective". Your "closed shop" hive gets you your healthcare with you having nothing whatsoever to do with it and not having any choice in the matter other than to quit your job driving trains.

And no Canadian pays 60% of his income in taxation. Especially since we're NOT paying anywhere near this nonsense: https://www.usatoday.com/story/money...our/676046002/

Holy moly - - $28K a year!!!!! With co-pays and deductibles !

Even with the ACA, here's some points for consideration.

https://www.counterpunch.org/2018/12...han-obamacare/

One third of all GoFundMe donations in the U.S. are going to medical expenses!

https://time.com/5516037/gofundme-me...one-third-ceo/

It's not so much a debate just about the costs anymore; it's now distilled down to just being stupid as compared to the rest of the first world's, developed nations citizens.
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Old 06-10-2019, 05:36 PM
 
24,005 posts, read 11,930,026 times
Reputation: 10198
Quote:
Originally Posted by normstad View Post
You got to be kidding me? I just drove up for the States and paid an average of about 2.75 in the various States (as high as $3.05 in Illinois). Highest I paid in Canada was 1.23/litre, which translates into 3.12 at today's conversion rate. That is as recent as last week in the US, and this weekend in Canada.


Where do you get your information from? Fox news?

Here, try a real source on for size:
"According to the OECD's report entitled "Taxing Wages 2018"[6] in 2017, the "employee net average tax rate for a single person in Canada with no children was 22.8%, compared to 26.1% in the United States. Canada placed "11th lowest among 35 OECD countries".[6] The OECD "estimates take into account federal and provincial or state taxes, as well as social security contributions and money returned in the form of family benefits".[32]

In 2016, Canada's tax revenue to GDP ratio was 31.7% ranking 24th out of 35 OECD countries,[8] compared to the US at 26% ranking at 30th, according to the OECD.[9]"
Source;https://en.m.wikipedia.org/wiki/Comp...ican_economies

It might be time for you to update some of your perceptions with real facts.
I thought you were from Norway. Regardless, I prefer not to pay for other people’s stuff.
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Old 06-10-2019, 05:48 PM
 
4,323 posts, read 882,417 times
Reputation: 2401
Quote:
Originally Posted by T-310 View Post
I thought you were from Norway. Regardless, I prefer not to pay for other people’s stuff.
Do you see how your information was wrong? I always reference the Canadian healthcare system, the one that costs 1/3 less than the US one and Canadians get to live longer.

Outcomes matter. So does money.
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Old 06-10-2019, 06:01 PM
 
24,005 posts, read 11,930,026 times
Reputation: 10198
Quote:
Originally Posted by BruSan View Post
What a crock.

Your previous posts claimed you were making out like a bandit with all the overtime you were getting driving trains for Buffet's BNSF hauling crude oil south.

If you are to be believed in that instance, you get your health insurance paid for by the negotiating clout of belonging to a Union "collective". Your "closed shop" hive gets you your healthcare with you having nothing whatsoever to do with it and not having any choice in the matter other than to quit your job driving trains.

And no Canadian pays 60% of his income in taxation. Especially since we're NOT paying anywhere near this nonsense: https://www.usatoday.com/story/money...our/676046002/

Holy moly - - $28K a year!!!!! With co-pays and deductibles !

Even with the ACA, here's some points for consideration.

https://www.counterpunch.org/2018/12...han-obamacare/

One third of all GoFundMe donations in the U.S. are going to medical expenses!

https://time.com/5516037/gofundme-me...one-third-ceo/

It's not so much a debate just about the costs anymore; it's now distilled down to just being stupid as compared to the rest of the first world's, developed nations citizens.
I opted out of it. My choice. Crappy coverage especially pandering to Obamacare. I stopped auto disbursements to the union. I don’t want to be a part of it. I am salaried as opposed to getting paid by the trip. Due to my seniority. I work as much as I want.
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Old 06-10-2019, 06:07 PM
 
1,957 posts, read 411,054 times
Reputation: 965
Quote:
Originally Posted by PCALMike View Post
Simple question, is it better to pay more in private health care premiums, deductibles and co-pays than paying less than that in taxes?
Government isn't your mommy or daddy, wetnurse or baby-sitter. How much suffering at the hands of socialism does it take to wake you up.
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Old 06-10-2019, 06:11 PM
 
Location: Barrington
45,831 posts, read 34,049,024 times
Reputation: 15311
Quote:
Originally Posted by InformedConsent View Post
You all realize that the maximum FEMA flood insurance claim payout on an insured's home is $250,000, no? And, depending on risk zone, the annual premium for that $250,000 worth of insurance can be $7,000+/year.

https://www.fema.gov/news-release/20...vers-hurricane

The cost of the premium is most definitely based on the risk. And the insured are rarely made whole after a flood-based disaster damages/destroys their home given the very low maximum claim amount.
When the private sector declined to insure flood risks, the Federal Government stepped in. No shortage of coastal developers were the primary beneficiaries.

I understand how flood insurance works and the cap on benefits.

I understand repetitive loss claims represent 30% of all claims.

I also understand premiums are woefully inadequate to cover claims and requires $25-30 billion in government grants, each year.
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