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View Poll Results: Would you rather pay $5000 more in private premiums than $2000 more in health care taxes?
Yes, paying more to the insurance companies ensure that I am free 27 29.67%
No, paying less into a Medicare-style system is the sensible thing to do 64 70.33%
Voters: 91. You may not vote on this poll

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Old 06-08-2019, 11:01 AM
 
23,058 posts, read 12,277,718 times
Reputation: 7299

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Quote:
Originally Posted by neko_mimi View Post
Would you rather manage your own life, or have the government manage it for you?
This shows your lack of experience with the two systems.

In the USA I have always had employer sponsored health care.

The insurance company dictates who I see, where I see them, what hospital I go to, what treatment I get, and when I run out of benefits.

I never had an issue in Canada.

The choice was always mine.

In 1997 when I moved here the biggest benefit friends in the States told me was access to specialists...well guess what - -you still need a referral from a GP with most insurance companies...and that was the biggest restriction in Canada.

You couldn't just want into a specialist - -you had to have a referral.
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Old 06-08-2019, 11:02 AM
 
Location: Barrington
45,767 posts, read 34,009,395 times
Reputation: 15273
Quote:
Originally Posted by 2nd trick op View Post
And especially so when those in front of you are there primarily because of their own poor choices of lifestyle; why should the responsible minority suffer more and suffer longer because of the stupidity of others?
All insurance, not just healthcare, mutualizes risks.

Premiums could be set based on waist size. Those within the very generous healthy range would pay the least.
In theory, this could be applied to all people, regardless of public or private insurance.
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Old 06-08-2019, 11:03 AM
 
39,213 posts, read 20,334,087 times
Reputation: 12734
Quote:
Originally Posted by PCALMike View Post
Simple question, is it better to pay more in private health care premiums, deductibles and co-pays than paying less than that in taxes?
Do the Democrats broke it and now they want to fix it. Ba ha ha ha
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Old 06-08-2019, 11:06 AM
 
Location: CA
4,247 posts, read 1,834,615 times
Reputation: 5469
Quote:
Originally Posted by moneill View Post
This shows your lack of experience with the two systems.

In the USA I have always had employer sponsored health care.

The insurance company dictates who I see, where I see them, what hospital I go to, what treatment I get, and when I run out of benefits.

I never had an issue in Canada.

The choice was always mine.

In 1997 when I moved here the biggest benefit friends in the States told me was access to specialists...well guess what - -you still need a referral from a GP with most insurance companies...and that was the biggest restriction in Canada.

You couldn't just want into a specialist - -you had to have a referral.
The insurance company doesn’t dictate anything. You can use the services of any doctor you want. If your insurance doesn’t cover it, either change plans or change providers to one that does.
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Old 06-08-2019, 11:10 AM
 
23,058 posts, read 12,277,718 times
Reputation: 7299
Quote:
Originally Posted by neko_mimi View Post
The insurance company doesnít dictate anything. You can use the services of any doctor you want. If your insurance doesnít cover it, either change plans or change providers.
When it is an employer provided plan you can't 'change' plans or providers.

You get insurance from an employer and then you get a list of 'acceptable' doctors, hospitals, etc.

And then there are further limitations each insurance plan puts on treatments.

So you can switch to resolve one issue and then find that you aren't covered for another...

Your solution isn't practical.

The USA should be able to work through and develop a system that allows for its citizens to have a basic standard of care without having to go bankrupt.
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Old 06-08-2019, 11:13 AM
 
23,058 posts, read 12,277,718 times
Reputation: 7299
Quote:
Originally Posted by petch751 View Post
Do the Democrats broke it and now they want to fix it. Ba ha ha ha
They wanted to fix it from the time it was realized that there were huge problems.

But the Republicans took a hard line of repealing the whole ACT.

Until they got control of the House & Senate and their constituents FREAKED out on them about a total repeal.

Clinton ran on fixing the ACA.

Trump ran on repealing the ACA.

You can blame the DEMS all you want but a House controlled by Republicans and a Senate controlled by Republicans with a Republican President couldn't formulate a solution to the problems........

And to this day we don't have a detailed outline of what the Republicans offer as their health care plan solutions.

All we keep hearing is how the Dems aren't playing along.

Then hit the road with the amazing Republican plan and let American voters decide.
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Old 06-08-2019, 11:14 AM
 
39,213 posts, read 20,334,087 times
Reputation: 12734
Quote:
Originally Posted by middle-aged mom View Post
No medical practice is required to accept Medicare reimbursement. While most do, they limit the number of patients dependent upon Medicare reimbursement.

Private insurance reimburses at a higher rate.

Traditional Medicare does not pay for everything. This is why many have private Medi-gap supplemental plans.

Advantage Plans May be a better option for reasonably healthy people who are willing to accept narrow networks of providers.

The use of private supplemental insurance is increasingly common in countries with Universal Healthcare.
A lot of people don't understand how medicare works and so they believe this pie in the sky free medical. A lot of people don't understand the difference between medicare and medicaid and how medicaid pays for everything for the poor while the working class has to subsidize.
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Old 06-08-2019, 11:15 AM
 
Location: CA
4,247 posts, read 1,834,615 times
Reputation: 5469
Quote:
Originally Posted by moneill View Post
When it is an employer provided plan you can't 'change' plans or providers.

You get insurance from an employer and then you get a list of 'acceptable' doctors, hospitals, etc.

And then there are further limitations each insurance plan puts on treatments.

So you can switch to resolve one issue and then find that you aren't covered for another...

Your solution isn't practical.

The USA should be able to work through and develop a system that allows for its citizens to have a basic standard of care without having to go bankrupt.
Wrong again. I used to pay for my own health insurance. It as a fairly affordable PPO (less than $200 per month) that covered almost every doctor I wanted to see. The only thing that wasn’t covered was a single emergency room visit. Otherwise I just went straight to the specialists, no problem.
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Old 06-08-2019, 11:15 AM
 
Location: Barrington
45,767 posts, read 34,009,395 times
Reputation: 15273
Quote:
Originally Posted by moneill View Post
This shows your lack of experience with the two systems.

In the USA I have always had employer sponsored health care.

The insurance company dictates who I see, where I see them, what hospital I go to, what treatment I get, and when I run out of benefits.

I never had an issue in Canada.

The choice was always mine.

In 1997 when I moved here the biggest benefit friends in the States told me was access to specialists...well guess what - -you still need a referral from a GP with most insurance companies...and that was the biggest restriction in Canada.

You couldn't just want into a specialist - -you had to have a referral.
The ACA covers 10 Essential benefits.

States remain the primary regulator of insurers. Some states allow plans that do not cover all specialties. Plan holders have no choice but to go out of network and are balance- billed for the difference between in and out of network rates.

Some healthcare systems ( hospitals) contract with out of network providers. When they do, the patient is balance- billed for the difference. This happened before the ACA and persists. As I understand it, the Trump Administration wants healthcare systems to disclose out of network contractors, up front. Itís up to Congress to act, or not.

Balance Billing: What It Is and Why Trump Wants to Get Rid of It | Fortune
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Old 06-08-2019, 11:17 AM
 
Location: Barrington
45,767 posts, read 34,009,395 times
Reputation: 15273
Quote:
Originally Posted by petch751 View Post
A lot of people don't understand how medicare works and so they believe this pie in the sky free medical. A lot of people don't understand the difference between medicare and medicaid and how medicaid pays for everything for the poor while the working class has to subsidize.
A lot of people donít understand a lot of things. That does not however, prevent them from communicating opinions as if they were facts.
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