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View Poll Results: Would you rather pay $5000 more in private premiums than $2000 more in health care taxes?
Yes, paying more to the insurance companies ensure that I am free 27 29.67%
No, paying less into a Medicare-style system is the sensible thing to do 64 70.33%
Voters: 91. You may not vote on this poll

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Old 06-09-2019, 05:35 AM
 
Location: Florida
63,195 posts, read 34,429,291 times
Reputation: 10521

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Quote:
Would you rather pay $5000 more in private premiums than $2000 more in health care taxes?
I would pay less of course, as would any sane person under the age of 65.

The truth is that younger people rarely require medical attention and if they do, it is usually an emergency which are always treated immediately no matter what kind of system you have. Annual visits can be scheduled (as they are today). As you get older you can purchase additional insurance if you prefer private clinics as opposed to public hospitals. This works just fine in other countries.
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Old 06-09-2019, 06:48 AM
 
19,335 posts, read 12,278,459 times
Reputation: 10599
Quote:
Originally Posted by PCALMike View Post
Simple question, is it better to pay more in private health care premiums, deductibles and co-pays than paying less than that in taxes?
Bottom line-

Healthcare costs about $10,000 per year per policy at the minimum (bare bones). A good Blue Cross Policy costs $24K. No matter how you dice it, someone has to pay that amount.

You cannot suddenly say that healthcare is worth $2000 or $5000 per year and get the same benefits. Something would have to be dramatically cut, be it available medicines, transplants, surgeries, or intensive care unit stays.

It is amazing that the public really believes you can just name your own price for healthcare. It would be like going to a Mercedes dealership, offering them $10K and expecting to drive off the lot with a new car. The world does not work that way, except in the fantasy world of liberals.
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Old 06-09-2019, 06:57 AM
 
18,337 posts, read 10,411,152 times
Reputation: 13400
Quote:
Originally Posted by hawkeye2009 View Post
Bottom line-

Healthcare costs about $10,000 per year per policy at the minimum (bare bones). A good Blue Cross Policy costs $24K. No matter how you dice it, someone has to pay that amount.

You cannot suddenly say that healthcare is worth $2000 or $5000 per year and get the same benefits. Something would have to be dramatically cut, be it available medicines, transplants, surgeries, or intensive care unit stays.

It is amazing that the public really believes you can just name your own price for healthcare. It would be like going to a Mercedes dealership, offering them $10K and expecting to drive off the lot with a new car. The world does not work that way, except in the fantasy world of liberals.
Unadulterated horse pucky! On the one hand people say the larger the pool of insured parties serves to reduce costs to individual participants by the spreading of risk ….. then you jump to claiming the largest pool of all would serve only to reduce services.

You really are a conflicted lot of contrarians.
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Old 06-09-2019, 06:59 AM
 
66,663 posts, read 30,428,331 times
Reputation: 8702
Quote:
Originally Posted by Johnhw2 View Post
Medicare is worst and most expensive health care insurance Ive ever had. Pretending it will be cheaper is a fools errand
Many seniors experience that same rude awakening once retired and enrolled in Medicare. It's usually FAR more costly than the employer-provided insurance they had before they retired. Premiums (deducted straight from SS benefits), deductibles, co-pays, and the necessity of buying supplemental insurance to cover what Medicare doesn't are costly.
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Old 06-09-2019, 07:09 AM
 
3,636 posts, read 1,227,463 times
Reputation: 2387
Quote:
Originally Posted by middle-aged mom View Post
Many states have no restrictions.

There are 5 Urgent Care Clinic within a 10 minute drive of my house.

I appreciate that those living in rural areas often have to travel 100+ miles.
The bolded is true.
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Old 06-09-2019, 08:04 AM
 
1,100 posts, read 207,254 times
Reputation: 766
The ACA was the most radical Right wing idea the Republican Party had, except totally free market... thought out in FAR rightwing think tanks, sold through Hardline Republicans as their plan for years...

Then, Obama championed the ACA and it became Communist Healthcare in their eyes..



The best insurance policy you can get is when a single "Insurance Company" are putting all people into ONE large Pool of people. Everybody is paying in to the same pot, and paying out to a small group of sick people.

Insurance companies, interested in profitts, are splitting up the larger pool of people into smaller groups, with different profiles, which results in each are paying more, to fund a large group in their pool that are sick.
Very inefficient!!... But very profitable to the Insurance company.


.
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Old 06-09-2019, 08:24 AM
 
Location: Grove City, Ohio
10,143 posts, read 12,410,961 times
Reputation: 13997
Quote:
Originally Posted by hawkeye2009 View Post
Bottom line-

Healthcare costs about $10,000 per year per policy at the minimum (bare bones). A good Blue Cross Policy costs $24K. No matter how you dice it, someone has to pay that amount.

You cannot suddenly say that healthcare is worth $2000 or $5000 per year and get the same benefits. Something would have to be dramatically cut, be it available medicines, transplants, surgeries, or intensive care unit stays.

It is amazing that the public really believes you can just name your own price for healthcare. It would be like going to a Mercedes dealership, offering them $10K and expecting to drive off the lot with a new car. The world does not work that way, except in the fantasy world of liberals.
Where did you get this information?

From E-Health How Much Does Health Insurance Cost Without A Subsidy?

Quote:
Average premiums and deductibles nationwide for unsubsidized shoppers: Premiums for individual coverage averaged $440 per month while premiums for family plans averaged $1,168 per month.
If you can not afford that you need to get a second job. It really is just that easy.

When I was 64 my we were paying $1,400 for our health insurance and now with Medicare we are paying less than half of that.
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Old 06-09-2019, 08:26 AM
 
Location: Midwest
31,438 posts, read 19,671,437 times
Reputation: 7906
Quote:
Originally Posted by ATX Wahine View Post
Id opt for private care - even at private care prices. Worth every penny to not sit in a waiting list for care.
You mean to wait your turn with others who desperately need medical care?
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Old 06-09-2019, 08:29 AM
 
Location: Midwest
31,438 posts, read 19,671,437 times
Reputation: 7906
Quote:
Originally Posted by Loveshiscountry View Post
I don't accept the premise. How about It's better to pay less while receiving quality care.
Because the working tax payer is already paying for those that have the highest healthcare costs (e.g. elderly/disabled) with Medicare and those who, for whatever reason, cannot support themselves (Medicaid).

Then, the taxpayer is also paying for their own healthcare on top of that.
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Old 06-09-2019, 08:33 AM
 
Location: Midwest
31,438 posts, read 19,671,437 times
Reputation: 7906
Quote:
Originally Posted by skeddy View Post
who will build new hospitals under UHC? who decides who gets them?... people in Washington?
The "private system" could not keep hospitals in rural areas solvent.

Quote:
More than a fifth of the nation's rural hospitals are near insolvency, according to a new report.

Twenty-one percent of rural hospitals are at high risk of closing, according to Navigant's analysis of CMS data on 2,045 rural hospitals. That equates to 430 hospitals across 43 states that employ about 150,000 people and generate about $21.2 billion in total patient revenue a year.

Hospitals are often the economic drivers of rural communities. Per capita income falls 4% and the unemployment rate rises 1.6 percentage points when a hospital closes, a related study found. Ninety-seven rural hospitals have closed since 2010, according to the University of North Carolina Cecil G. Sheps Center for Health Services Research.
https://www.modernhealthcare.com/art...ink-of-closure
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