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I'm four years away from being eligible. I have paid in, too, all my life. I am still concerned about my fellow Americans who remain uninsured. Apparently you feel differently.
t.
There you go again - accusing people who disagree with you of not caring about people, while you hold yourself up as superior. I really wish liberals like you would get a grip on their moral "superiority."
I care about vulnerable, elderly citizens, who after a lifetime of contributing to Medicare (and losing what easily would have amounted to $500,000, adding in investment returns), are being asked to pick up the tab so others can get Medicare for free. But that.s me - caring about old, vulnerable Americans. Apparently you feel differently.
OH, and by the way, ever since OBamacare, I have NOT been able to go to the specialist I had been seeing for several years prior. There's no coverage for that specialty in the plans in my area. I've paid thousands out of pocket for the first couple of years, and now I'm going to a non-specialist. It was great before Obamacare, when I could get adequate coverage. And MILLIONS are in the same boat.
You are wrong. Only Medicare Part A (hospitals) has $0 Premiums. If you are over 65, that is the only Free Medicare. Part B (doctors, labs, etc) has a monthly premium. Mine is $137/month, although since it is taken out of SS check, I am not actually paying that much because under the Hold Harmless Clause my SS check cannot be decreased by rate increases. If there is a SS COLA increase along with Medicare Premium increase, I get less or no SS increase.
Part D has a monthly premium as well. Never elected to take that so I don't know how much that is.
Then there are all those Supplemental Plans which charge another monthly fee. Don't have that either.
So all Seniors would be mad if everyone got Free Medicare? Why, if all those Part B, C, D, etc., premiums went away, and they got all the benefits of them for free?
Although I have been on Medicare for 5 years, and haven't used it at all, it is far better than my public school health insurance paying $365/month just for me, with a $3,500 deductible (including doctor visits), and 50% after that.
Our combined income from SS is $42,000 a year. Too much to qualify for Medicade.
Medicare Part A is Hospitalization coverage or skilled Nursing ONLY.
Medicare Part B is an Insurance program for anything outside of Hospitalization ..... and there is a monthly charge ranging from $134 to $428.60
There are multiple private Insurance policies (B, C, D Advantage Plans) & for Medigap coverage.
It's next to impossible to avoid paying for Medicare Part B and illegal to have another insurance policy other than an Advantage Plan UNLESS you are still working and using Employer Insurance.
THIS IS KEY .......
Medicare is a Federal program for Seniors age 65 and you are automatically enrolled. The exception that is bankrupting Medicare is that it is also used for those on Disability (any age that has passed approval).
This isn't my definition, it's the Government's definition.
Medicaid is a joint Federal/State program for those who are not Seniors and meet a Federal income ceiling. It is possible to be on both Medicare (age 65) and Medicaid and then the State pays your Part B premium.
In view of the above -- the Leftists are NOT talking about "Medicare for All"
They are really talking about Medicaid for All - and Kamala wants to raise the poverty level to $100,000 so premiums would be covered. All other forms of any Health Insurance would be folded into to their new "You can keep your Doctor" plan OR she said "we will throw them out".
Medicare (as we know it) would go away.
Union negotiated Insurance plans would go away.
Private Insurance Plans (this includes Medicate Advantage & Medigap) would go away.
The Main thing is that there is so much bad information about how other Countries handle their Health Care and in fact, how the USA handles our Health Care.
Hospitals can NOT turn away patients - not if they accept any Federal Funds (Medicare/Medicaid payments) - when we are told that X-Million people have "no access" to treatment -- THAT is a LIE. Emergency Medical Treatment and Active Labor Act of 1986
These countries have private insurance, some demand private insurance - they have cost sharing, some have co-pays, some don't. Mainly they are NOT what many believe them to be.
Medicare is a Federal program for Seniors age 65 and you are automatically enrolled. The exception that is bankrupting Medicare is that it is also used for those on Disability (any age that has passed approval).
This isn't my definition, it's the Government's definition.
Absolutely. Getting Disability means not only a monthly payment but automatic enrollment into Medicare, so health care for life. Top five states on Disability are in the South with West Virginia at the top where 15% of people aged 24-64 are on Disability, followed by Kentucky, Mississippi, Alabama and Arkansas. Guess who pays for that? Middle class taxpayers.
If it's supposedly so much cheaper, why doesn't Canada pay for it? Why does 75% of the Canadian population have to buy or earn supplemental private health insurance to pay for what Canadian national health care doesn't cover?
Quote:
Originally Posted by Natnasci
As someone has already stated, this is getting tiring.
It has been explained to you, but you keep posting exactly the SAME post over and over.
Once again, supplemental insurance, covers dental, optometrists, and prescriptions. Most people get this for free through work. I am retired, and on my partners plan through their work.
Everything else is covered, from broken fingers, to brain tumours. No networks, no co-pays, no bills. No filling out forms, no worry about costs.
The fact that if I am not feeling well, and I'm away from my doctors office visiting a friend hundreds of kilometres away from home, and knowing the I can simply go to any clinic, or hospital, and not be worried about them being in network, makes life here a bit more relaxed.
If you are poor in Canada there are programs to pay for your prescriptions etc. In my province it's Pharmacare.
There is also talk about getting a national prescription program to cover all Canadians. It's not even controversial here, because it just makes sense, and Canadians already have experience with UHC and can see the benefits.
The constant lies, about Canada on CD are also tiring. People posting that if you have cancer, you must go the US for care. BLATANT lies. Having known, several people who have gone through multiple cancers, I find the above insulting. Not only to me, but to all the Cancer Centres in Canada and the proffesional excellent care they provide.
Here's some free advice.
Instead of trying to bash or pick at Canadian healthcare, try looking at what works around the world, and start to put together a plan that works for the US. Try to see through the propaganda about UHC. Seriously, people around the world just don't understand why some in the US are fighting so hard against their OWN best interests.
Thanks for this concise explanation. It would be nice if the poster you referenced would acknowledge your post.
That's exactly the point. Canada's national health care doesn't cover everything. Supplemental private insurance must be bought or earned to cover what Canadian health care does not. Stupid lefty Americans think Medicare for All will cover everything..
You're missing one important fact.
What does US medicare have to do with the Canadian Healthcare system?
So when shown the numbers that show that the middle class is already being stolen from by Medicare recipients, say I'm picking on the elderly? The numbers were requested, I showed the numbers. If I'd shown a married couple that made minimum wage and only paid in for ten years, the benefits paid out would still be an average of $499,000 and a contribution of probably less than $20K. That's the thing, the benefits are the same, the contributions are not. The average taxpayer is paying for their own health care, their contribution to their future health care in the form of Medicare taxes AND the health care benefits of seniors they've never even met - not to mention nursing home care via Medicaid which no one contributes to.
May you live to see your children's children. Maybe then you'll have a little more empathy for old people, when you are one yourself. You never answered my point about how the money we all pay in is invested, and grows. That would defeat your statistics.
That's exactly the point. Canada's national health care doesn't cover everything. Supplemental private insurance must be bought or earned to cover what Canadian health care does not. Stupid lefty Americans think Medicare for All will cover everything..
Nonsense is still just that even after a zillion posts.
Democrats who support universal healthcare need to be honest, they like to point to other modern countries with universal healthcare, yet they lie about funding. Everybody will have to pay more in taxes or else it's just hot air. You also need to have a private health insurance industry with private hospitals to help alleviate public hospitals and wait times. I personally believe healthcare should be a right, but be f***ing honest about it for crying out loud. We all would need to pay more, whether income tax increases, a national sales tax, etc.
Democrats who support universal healthcare need to be honest, they like to point to other modern countries with universal healthcare, yet they lie about funding. Everybody will have to pay more in taxes or else it's just hot air. You also need to have a private health insurance industry with private hospitals to help alleviate public hospitals and wait times. I personally believe healthcare should be a right, but be f***ing honest about it for crying out loud. We all would need to pay more, whether income tax increases, a national sales tax, etc.
Ok, so why everybody else pays less? Nobody else spends 20 % of gdp on HC, nobody.
Ok, so why everybody else pays less? Nobody else spends 20 % of gdp on HC, nobody.
I used to live in Australia, so I know universal healthcare firsthand. I like the system, but once again, everyone pays for it and half the population has private health insurance. I'm not against universal healthcare, but when I see these empty promises, it just shows me they aren't being serious about it and it makes me worry about what we would actually get. Be honest, look at other countries and how they fund it. DO NOT GET RID OF PRIVATE INSURANCE! We should have BOTH.
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