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Old Yesterday, 06:05 PM
 
5,025 posts, read 3,005,108 times
Reputation: 3157

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Quote:
Originally Posted by PilgrimsProgress View Post
Why are stupid people trying to 'keep up with the Joneses?'
If staying afloat is “staying up with the Joneses” then damn, the Joneses have really fell on hard times..
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Old Yesterday, 06:09 PM
 
5,025 posts, read 3,005,108 times
Reputation: 3157
Quote:
Originally Posted by ContraPagan View Post
Get rid of the Internet, smartphones, iPads, streaming services and cable, and only buy cars you can afford by paying cash. That would be a start.
You kind of need a phone and internet in today’s store world. Not for entertainment but because the world operates on that now. Id be screwed from my job without it. Sending projects with google drive and staying in contact with people I work with. Its a tool.
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Old Yesterday, 06:27 PM
 
Location: the Sticks
8,878 posts, read 2,536,612 times
Reputation: 4685
Quote:
Originally Posted by pete98146 View Post
Exactly! My wife is a dental hygienist and all of her co workers tease her about the 2006 Scion that she drives. My wife asked the young lady who was teasing her, "oh how much do you guys pay for your car payments each month?" Response was "me and my husband both have new cars and we pay $1300 per month."


There are little financial tricks that smart people learn:


1. Max out your 401K
2. Buy the smallest house in a really nice neighborhood for your first home
3. Don't buy depreciating assets like new cars
4. Use credit cards for emergencies only.


These are just a few tricks that help folks get ahead....
I pretty much did everything on the list. I am 56, been debt free for at least 11 years./

Life is all about choices. The only thing I did differently is #3. I always buy new and keep them forever..
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Old Yesterday, 06:49 PM
 
Location: Watervliet, NY
4,325 posts, read 1,603,355 times
Reputation: 7893
Quote:
Originally Posted by Bobdreamz View Post
Honestly it all depends on your priorities, I would rather have all of the things you mentioned to get rid of first than to have a car.
That's the problem, these people don't have the slightest idea how to prioritize their spending. They gave no concept of the difference between needs and wants, necessary items and luxuries. Me, I'm proud of the fact that I am debt-free and pay all my bills in full every month. I also lead a very low-key lifestyle that allows me to sock away money into savings every payday.
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Old Yesterday, 06:52 PM
 
Location: Watervliet, NY
4,325 posts, read 1,603,355 times
Reputation: 7893
Quote:
Originally Posted by Chicano3000X View Post
If staying afloat is “staying up with the Joneses” then damn, the Joneses have really fell on hard times..
I'm curious how many people even know who "the Joneses" are that that term refers to.
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Old Yesterday, 06:55 PM
 
9,199 posts, read 7,085,215 times
Reputation: 11154
Quote:
Originally Posted by ContraPagan View Post
Get rid of the Internet, smartphones, iPads, streaming services and cable, and only buy cars you can afford by paying cash. That would be a start.
I would not even consider hiring someone who didn’t have a smartphone and internet access. Those things are not luxuries, they’re essential to functionality in today’s world. Much like pants, and a toothbrush.
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Old Yesterday, 07:42 PM
 
Location: the Sticks
8,878 posts, read 2,536,612 times
Reputation: 4685
Quote:
Originally Posted by ContraPagan View Post
That's the problem, these people don't have the slightest idea how to prioritize their spending. They gave no concept of the difference between needs and wants, necessary items and luxuries. Me, I'm proud of the fact that I am debt-free and pay all my bills in full every month. I also lead a very low-key lifestyle that allows me to sock away money into savings every payday.
Wait are we talking about people Orr the federal government?
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Old Yesterday, 07:45 PM
 
5,025 posts, read 3,005,108 times
Reputation: 3157
Quote:
Originally Posted by BrookCreek23 View Post
If people didn't spend so much on food, America wouldn't be fat and and you would have more money
Isn’t it really the cheap foods that are fast and unhealthy?
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Old Yesterday, 07:46 PM
 
Location: southern california
55,791 posts, read 74,818,248 times
Reputation: 48355
Destroying ourselves is something boomers are willing to do to support their kidults
The sky is cryin
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Old Yesterday, 08:19 PM
 
Location: Watervliet, NY
4,325 posts, read 1,603,355 times
Reputation: 7893
Quote:
Originally Posted by FinsterRufus View Post
I would not even consider hiring someone who didn’t have a smartphone and internet access. Those things are not luxuries, they’re essential to functionality in today’s world. Much like pants, and a toothbrush.
Why??? No job I've ever had required me to have those things, and if one did, they'd be the ones paying for it. Thankfully my employer mind their own business in that regard.
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