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Old 04-26-2008, 04:22 PM
 
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I smiled as I typed this but it is a serious question. They are after all minorities in these 3 cities/counties so how would this work? Thanks
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Old 04-26-2008, 04:30 PM
 
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Great question. I'll wait for the answer.
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Old 04-26-2008, 05:01 PM
 
Location: Washington DC
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Any history of racial bias in lending practices to the Ford family?
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Old 04-26-2008, 06:54 PM
 
Location: Earth
24,620 posts, read 28,199,637 times
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Interesting poor little white people thread as on overlay for racism.
You might want to read this article about redlining that profiles minorities and low-income folks. These folks can be white, too, if they’re in the low-income group.
Laws are frequently enacted to make up for the shortfall in rights provided to one group or another by practice. The US census still shows AAs as

Redlining in a majority Black city?: mortgage lending and the racial composition of Detroit neighborhoods. - Journal, Magazine, Article, Periodical
Race and the Lending Gap

Redlining, which entails the denial of credit to low-income and minority communities, has been a concern in the United States for decades. The practice took its most overt form in the early to mid-1900s, when the National Association of Real Estate Boards (NAREB) and the Federal Housing Authority (FHA) discouraged lending in urban communities with high concentrations of the poor and minorities (Judd, 1984; Massey and Denton, 1993; McKenzie, 1994). Since that time, redlining was made illegal by the Federal Fair Housing Act of 1968.


Homeowners and Renters in the metropolis
You might want to look at the American Communities Project based on ownership/renting. You can select any city and view the data.

Census 2000 data for the United States
Here’s the US census data for 2000. You can view it as you like.

Eclectica: Racial breakdown of US population
According to this blog and pie-chart, whites are still 66% of the population in the US.
I don’t think they qualify as a minority.
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Old 04-26-2008, 06:59 PM
 
Location: California
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Minority means minority within the nation....not the city or district.

You don't see white ghettos in any of those cities mentioned, lol.
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Old 04-26-2008, 08:56 PM
 
Location: Thumb of Michigan
4,494 posts, read 7,460,603 times
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Quote:
Originally Posted by amc760 View Post
Minority means minority within the nation....not the city or district.

You don't see white ghettos in any of those cities mentioned, lol.
Uhh...speaking for Detroit, yeah you do, well, at least when i was growing up there in the 80's. (Delray and neighboring areas...)
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Old 04-26-2008, 11:31 PM
 
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There are definitely white ghettos in the Detroit area. Sorry to disappoint.
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Old 04-26-2008, 11:38 PM
 
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Quote:
Originally Posted by amc760 View Post
Minority means minority within the nation....not the city or district.

You don't see white ghettos in any of those cities mentioned, lol.
This was specifically what I was asking. So, what if these cities/counties offer minority programs? Would it not be discrimination if they were denied?
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Old 04-26-2008, 11:57 PM
 
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If you look at poverty in the US; 80% of it is located in 20% of the country and is in rural areas in two small parts of the country.But 80% of governmant help for the poor goes to the poor in the urban areas. That is becasue of political power of the urban areas.Governamnt help is dished out by not where needed but by voting power.So I think you will find that minority loans are the same.
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Old 04-27-2008, 12:32 AM
 
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If that's true then calling them minority loans is inaccurate, is it not?
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