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Old 08-11-2009, 09:45 AM
 
26,205 posts, read 49,007,205 times
Reputation: 31751

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Here's an article that reminds us how insurance companies NOW determine who lives and who doesn't. Read the article....

Health care is ALREADY rationed by nameless, faceless bureaucrats whose only interest is making a PROFIT for their employer. Anyone who went to see the movie SICKO saw the interviews with doctors who work FOR the insurance companies in which the docs talked about how they weaseled out on paying claims and denying medical services to people. DENIAL OF CARE has been an industry practice for years. Obama's reforms want to STOP this abuse, not implement it.

Excerpt from the article:

- A study by the AMA found the biggest insurance companies in the country denied 2-5% of claims put in by doctors last year ... There is no national database of insurance claim denials, though, because private insurance companies aren't required to disclose such stats. ... just three insurance companies kicked at least 20,000 people off their rolls between 2003 and 2007 for such reasons as typos on their application paperwork, a preexisting condition or a family member's medical history. People who buy insurance under individual policies, about 6 percent of adults, may be especially vulnerable ...
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Old 08-11-2009, 09:54 AM
 
Location: Redondo Beach, CA
7,835 posts, read 8,435,415 times
Reputation: 8564
The fact that opponents of this bill are lying about its purpose is absolutely infuriating. The fact that stupid people in this country believe the lies without stopping to say, "hmmm, something doesn't sound right about that," is truly terrifying.
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Old 08-11-2009, 09:55 AM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,317,985 times
Reputation: 7627
Yup.
It happens EVERY SINGLE DAY.
The whole "bureaucrats are going to make the decision whether you live or die" argument is meant to sway the stupid and ignorant who are too dumb to know that that situation IS ALREADY THE CASE.

And you want to know something?
The tactic works.
Sadly there are PLENTY of stupid and ignorant people out there.

Ken
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Old 08-11-2009, 09:57 AM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,317,985 times
Reputation: 7627
Quote:
Originally Posted by Jill61 View Post
The fact that opponents of this bill are lying about its purpose is absolutely infuriating. The fact that stupid people in this country believe the lies without stopping to say, "hmmm, something doesn't sound right about that," is truly terrifying.
Yup, there are plenty of very stupid Americans to be sure - and the folks spreading the BS know it - in fact they are COUNTING on it.

Ken
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Old 08-11-2009, 10:08 AM
 
1,224 posts, read 1,286,559 times
Reputation: 417
Quote:
Originally Posted by Mike from back east View Post
Here's an article that reminds us how insurance companies NOW determine who lives and who doesn't. Read the article....

Health care is ALREADY rationed by nameless, faceless bureaucrats whose only interest is making a PROFIT for their employer. Anyone who went to see the movie SICKO saw the interviews with doctors who work FOR the insurance companies in which the docs talked about how they weaseled out on paying claims and denying medical services to people. DENIAL OF CARE has been an industry practice for years. Obama's reforms want to STOP this abuse, not implement it.

Excerpt from the article:

- A study by the AMA found the biggest insurance companies in the country denied 2-5% of claims put in by doctors last year ... There is no national database of insurance claim denials, though, because private insurance companies aren't required to disclose such stats. ... just three insurance companies kicked at least 20,000 people off their rolls between 2003 and 2007 for such reasons as typos on their application paperwork, a preexisting condition or a family member's medical history. People who buy insurance under individual policies, about 6 percent of adults, may be especially vulnerable ...
Insurance is a contract, just like buying a house, a car, or executing a multi-million dollar contract between two entities. One has to KNOW what is signed, and what the exclusions and conditions of the contract means. Ignorance of the content of a contract cannot be used as a defense.

Just because a claim was denied initially by an insurance company doesn't mean it was not refiled and paid. Many claims filed by doctors are filed incorrectly, are coded improperly, and have to be refiled. Happens every day.
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Old 08-11-2009, 10:11 AM
 
26,205 posts, read 49,007,205 times
Reputation: 31751
Quote:
Originally Posted by Jill61 View Post
The fact that opponents of this bill are lying about its purpose is absolutely infuriating. The fact that stupid people in this country believe the lies without stopping to say, "hmmm, something doesn't sound right about that," is truly terrifying.
Yes, agree. If it sounds too good/bad to be true then it's probably false.

ALL of the claims being made by snarling extremists and racists are false.

Anyone with even a scintilla of sense will read balanced explanations such as these and expel the demonic lies of the rabid right.

Obama has largely been silent up to now. The jackals on the far right have behaved in their characteristically ludicrous manner, spewing total lies and fomenting anger and violence. But all the far right has done is walk right into Obama's trap, which he will begin springing on them today when he does his own town hall and makes a mockery of the rubes on the right.

Health care will get passed.
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Old 08-11-2009, 10:14 AM
 
13,053 posts, read 12,945,330 times
Reputation: 2618
Quote:
Originally Posted by cdne View Post
Insurance is a contract, just like buying a house, a car, or executing a multi-million dollar contract between two entities. One has to KNOW what is signed, and what the exclusions and conditions of the contract means. Ignorance of the content of a contract cannot be used as a defense.

Just because a claim was denied initially by an insurance company doesn't mean it was not refiled and paid. Many claims filed by doctors are filed incorrectly, are coded improperly, and have to be refiled. Happens every day.
This is a HUGE one and accounts for a ton of denials. My wife used to complain about idiots in the doctors office who couldn't fill out a simple form properly causing a large amount of stress on the patient, doctors AND the insurance companies because it.
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Old 08-11-2009, 10:18 AM
 
Location: Blankity-blank!
11,446 posts, read 16,179,092 times
Reputation: 6958
To me it seems ridiculous when those against healthcare reform point their fingers and are (or pretend to be) outraged at the report of suffering under the healthcare of another nation. It's a bit pretentious and phony.
That people without healthcare in America suffer or die is of little concern to them. That's the Status Quo they want to preserve.
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Old 08-11-2009, 10:22 AM
 
26,205 posts, read 49,007,205 times
Reputation: 31751
Quote:
Originally Posted by Nomander View Post
This is a HUGE one and accounts for a ton of denials. My wife used to complain about idiots in the doctors office who couldn't fill out a simple form properly causing a large amount of stress on the patient, doctors AND the insurance companies because it.
Ya know, I've seen things like this when I worked for the Army (30 year civilian). We have a "training form" (Form DD1556) that was one page, but it was extremely detailed. A lady in our Personnel shop got so tired of sending them back for correction/re-doing that she wrote a 22-page booklet to explain to the rank and file how to fill out the damned form. I saw that booklet and laughed my ass off. The point is that if you need a small book in order to fill out a 1-page form, FIX THE DAMNED FORM, as the problem is the form itself. Same with the medical claims / coding biz; automating the claims process with standard codes for procedures obviously needs fixing if the people can't file a claim correctly. The SYSTEM is the problem, REFORM the system, and that's what we want to do, rather than keep the status quo with all it's ills.
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Old 08-11-2009, 10:35 AM
 
Location: SE Arizona - FINALLY! :D
20,460 posts, read 26,317,985 times
Reputation: 7627
Quote:
Originally Posted by Mike from back east View Post
Ya know, I've seen things like this when I worked for the Army (30 year civilian). We have a "training form" (Form DD1556) that was one page, but it was extremely detailed. A lady in our Personnel shop got so tired of sending them back for correction/re-doing that she wrote a 22-page booklet to explain to the rank and file how to fill out the damned form. I saw that booklet and laughed my ass off. The point is that if you need a small book in order to fill out a 1-page form, FIX THE DAMNED FORM, as the problem is the form itself. Same with the medical claims / coding biz; automating the claims process with standard codes for procedures obviously needs fixing if the people can't file a claim correctly. The SYSTEM is the problem, REFORM the system, and that's what we want to do, rather than keep the status quo with all it's ills.
Right on Target.

Ken
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