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Old 09-17-2009, 11:37 AM
 
Location: Chicago, IL
8,998 posts, read 13,070,781 times
Reputation: 3536

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Insurance Company Must Pay $10 Million For Revoking Policy Of Teen With HIV


Quote:
The South Carolina Supreme Court has ordered an insurance company to pay $10 million for wrongly revoking the insurance policy of a 17-year-old college student after he tested positive for HIV. The court called the 2002 decision by the insurance company "reprehensible."
That appears to be the most an insurance company has ever been ordered to pay in a case involving the practice known as rescission, in which insurance companies retroactively cancel coverage for policyholders based on alleged misstatements - sometimes right after diagnoses of life-threatening diseases.


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Old 09-17-2009, 11:40 AM
 
Location: Washington DC
5,915 posts, read 7,241,482 times
Reputation: 948
Those damn lawyers are at it again. Helping the weak get justice. Time for some more tort reform. We can't have this.
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Old 09-17-2009, 12:06 PM
 
1,598 posts, read 2,637,896 times
Reputation: 694
Wait a minute. You're not alking about ACORN? You mean there is corruption in other organizations? Why isn't FOX news seriously focusing on this story? Has Hannity gotten a hold of it? I'll bet his whole show today will be devoted to this outrage!
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Old 09-17-2009, 12:10 PM
 
Location: Tyler, TX
15,202 posts, read 18,209,317 times
Reputation: 8031
$10,000,000.00? Yeah, I agree that the insurance company should be penalized and forced to cover this person's care, but $10M? That's just a bit excessive.

I do find it ironic - although not surprising - that the people who cheer decisions like this one are the very same people who complain the loudest about the cost of health insurance.

Are they all really just that stupid? Or is it something else?
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Old 09-17-2009, 12:12 PM
 
Location: Chicago, IL
8,998 posts, read 13,070,781 times
Reputation: 3536
Quote:
Originally Posted by swagger View Post
$10,000,000.00? Yeah, I agree that the insurance company should be penalized and forced to cover this person's care, but $10M? That's just a bit excessive.

I do find it ironic - although not surprising - that the people who cheer decisions like this one are the very same people who complain the loudest about the cost of health insurance.

Are they all really just that stupid? Or is it something else?
I agree 10 M is excessive. They should have to pay about $750,000 and then pay for all the medicines he had to pay for out of pocket and such.
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Old 09-17-2009, 12:34 PM
 
Location: Washington DC
5,915 posts, read 7,241,482 times
Reputation: 948
Quote:
Originally Posted by swagger View Post
$10,000,000.00? Yeah, I agree that the insurance company should be penalized and forced to cover this person's care, but $10M? That's just a bit excessive.

I do find it ironic - although not surprising - that the people who cheer decisions like this one are the very same people who complain the loudest about the cost of health insurance.

Are they all really just that stupid? Or is it something else?
No they know that malpractice costs are an insignificant component of health care costs. We aren't the stupid ones. The stupid ones are the sheeple who believe the rant that suing an insurance company for bad faith or a doctor for negligence is the problem. It's the underlying bad faith and negligence that is a problem.
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Old 09-17-2009, 01:38 PM
 
Location: California
30,513 posts, read 33,327,796 times
Reputation: 25987
Quote:
Originally Posted by PurpleLove08 View Post
I agree 10 M is excessive. They should have to pay about $750,000 and then pay for all the medicines he had to pay for out of pocket and such.
Punitive damages aren't about anything but punishment. If the amount isn't big enough to hurt then they won't learn their lesson.
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Old 09-17-2009, 02:16 PM
 
Location: Boise
4,425 posts, read 5,264,051 times
Reputation: 1695
problem is.. insurance companies do not learn any lessons.. they just pay it out and jack up everyone's rates to pay for it.. they don't lose anything in this deal...
I feel bad for this guy for being denied coverage.. but 10 million dollars? you could provide basic medical services to a small african country for that much...

Problem when everything is in the hands of independent private entities.. everyone has a right to file a lawsuit and it is up to the individual courts to determine who wins and who loses and what is appropriate for a pay out...
That is just too much a a variance to make private healthcare anything other than expensive for everyone...
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Old 09-17-2009, 02:24 PM
 
Location: Washington DC
5,915 posts, read 7,241,482 times
Reputation: 948
Quote:
Originally Posted by boiseguy View Post
problem is.. insurance companies do not learn any lessons.. they just pay it out and jack up everyone's rates to pay for it.. they don't lose anything in this deal...
I feel bad for this guy for being denied coverage.. but 10 million dollars? you could provide basic medical services to a small african country for that much...

Problem when everything is in the hands of independent private entities.. everyone has a right to file a lawsuit and it is up to the individual courts to determine who wins and who loses and what is appropriate for a pay out...
That is just too much a a variance to make private healthcare anything other than expensive for everyone...
I agree the fine should be assess personally against the CEO. That will get his attention.
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Old 02-04-2010, 08:55 PM
 
1 posts, read 796 times
Reputation: 10
http://www.youtube.com/laylafanucci2
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