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the youngest and the healthiest to buy insurance or face stiff, costly fines, what will they do? Remember, this group is in debt up to their eyeballs with large student loans to have to pay off at exorbitant interest rates--monthly payments that often are as large as mortgage payments, not to mention cost of living, auto loans, family obligation debts, young children to support, etc. The Big Guns in the insurance industry want this group, 18-30, dragged into the plan because they represent the ones least likely to cost the industry giants any money because they get sick with chronic illness the least. If this passes I think it would be the patriotic duty of the 18-30 crowd to go out and engage in the most risky extreme sports they can tolerate and rack up enough emergency room visits at $100,000 a pop to absolutely crush the health insurance co's----make them rue the day they ever thought of trying to rope the most financially vulnerable of us into their spider web of lies, greed and deceit. Any opinions out there from the young adults about what they'll do if they're forced by law to buy these expensive worthless policies?
My company recently closed, leaving me unemployed, and uninsured, but even I can see the UHC is a very bad deal. The system needs to be fixed, not destroyed and turned into a socialist program. If this plan ever passes, we are doomed as a nation...
The system is easily fixed, but those in charge refuse to cut off the hand that feeds them to fix it correctly.
A president with principals would introduce tort reform and make insurance competitive across state lines. BO has no principals. He won't fix the problem at the cost of the money flow into his pockets...
the youngest and the healthiest to buy insurance or face stiff, costly fines, what will they do? Remember, this group is in debt up to their eyeballs with large student loans to have to pay off at exorbitant interest rates--monthly payments that often are as large as mortgage payments, not to mention cost of living, auto loans, family obligation debts, young children to support, etc. The Big Guns in the insurance industry want this group, 18-30, dragged into the plan because they represent the ones least likely to cost the industry giants any money because they get sick with chronic illness the least. If this passes I think it would be the patriotic duty of the 18-30 crowd to go out and engage in the most risky extreme sports they can tolerate and rack up enough emergency room visits at $100,000 a pop to absolutely crush the health insurance co's----make them rue the day they ever thought of trying to rope the most financially vulnerable of us into their spider web of lies, greed and deceit. Any opinions out there from the young adults about what they'll do if they're forced by law to buy these expensive worthless policies?
Yeah, that's an idea! Let's all go play football on the freeway just to send Obama a message.
I think that this will be a major sticking point. I sure as hell can't afford the premiums. They can't get money out of people who have no money. But, maybe they will take their vans down by the river, and Mr Coffee makers ? The government can have a big yard sale. Ya that's cheaper than jailing millions of people.
It's difficult for me to fathom WHY people stand idly by and let the government TAKE their freedom of choice away from them. FINES for not having heath insurance is the most STUPID thing I've heard in a while. That's right folks,....if you can't afford monthly premiums for healthcare,...we'll just FINE YOU until you can. I know,....I know,...there's tax credits,...government assistance,...yada, yada, yada,...... Now explains the rationale behind levying fines on someone for not WANTING HEALTH INSURANCE. Many of the young really,...really,...don't need the policy that older citizens need.
It's difficult for me to fathom WHY people stand idly by and let the government TAKE their freedom of choice away from them. FINES for not having heath insurance is the most STUPID thing I've heard in a while. That's right folks,....if you can't afford monthly premiums for healthcare,...we'll just FINE YOU until you can. I know,....I know,...there's tax credits,...government assistance,...yada, yada, yada,...... Now explains the rationale behind levying fines on someone for not WANTING HEALTH INSURANCE. Many of the young really,...really,...don't need the policy that older citizens need.
Young people get sick and are injured frequently. It's not realistic to think that they are impervious simply because they are young. Anyone going without health insurance at any age is either unfortunate or plain stupid. But it's difficult to talk common sense to the crowd who thinks riding a motorcycle without a helmet is sensible.
Frankly, I don't want the cost of all their ER visits passed on to me. If they can pay, they should be required to do so.
The Insurance CEO's don't see it that way, songgirl. Here's an addendum to my OP. Read it and weep, especially you young people:
Quote:
What does the insurance industry get out of it? Tens of millions of new customers, courtesy of the mandate and taxpayer subsidies. And not just any kind of customer, but the youngest, healthiest customers -- those least likely to use their insurance. The bill permits insurers to charge twice as much for older people as for younger ones. So older under-65's will be more likely to go without insurance, even if they have to pay fines. That's OK with the industry, since these would be among their sickest customers. (Shouldn't age be considered a pre-existing condition?)
Insurers also won't have to cover those younger people most likely to get sick, because they will tend to use the public option (which is not an "option" at all, but a program projected to cover only 6 million uninsured Americans). So instead of the public option providing competition for the insurance industry, as originally envisioned, it's been turned into a dumping ground for a small number of people whom private insurers would rather not have to cover anyway.
If a similar bill emerges from the Senate and the reconciliation process, and is ultimately passed, what will happen?
First, health costs will continue to skyrocket, even faster than they are now, as taxpayer dollars are pumped into the private sector. The response of payers -- government and employers -- will be to shrink benefits and increase deductibles and co-payments. Yes, more people will have insurance, but it will cover less and less, and be more expensive to use.
From Peggy Anne:
Quote:
Ya that's cheaper than jailing millions of people.
Don't put it past them. Remember millions more in jails and prisons mean billions more $$$$'s for the Correctional Institutions Complex. There's nothing they'd love more than a few million extra "residents".
I'm against forcing people to buy health insurance, but not against having them held personally accountable for choosing not to.
If a person opts out of buying health insurance, he/she should be allowed and expected to pay for medical services out of pocket, even for ER visits. And they should be deemed ineligible for pre-existing condition coverage over the period they opted not to be covered.
My company recently closed, leaving me unemployed, and uninsured, but even I can see the UHC is a very bad deal. The system needs to be fixed, not destroyed and turned into a socialist program. If this plan ever passes, we are doomed as a nation...
The system is easily fixed, but those in charge refuse to cut off the hand that feeds them to fix it correctly.
A president with principals would introduce tort reform and make insurance competitive across state lines. BO has no principals. He won't fix the problem at the cost of the money flow into his pockets...
Tort reform would fix almost nothing. Why dont you check out the profit margins of almost every industry related to health care. There you will find the problem, which is medical profiteers at every level of the chain, not sue happy patients.
so if i go to jail for not buying healthcare i would then have it for free. now i get it
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