Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Politics and Other Controversies
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 12-20-2009, 11:36 AM
 
Location: S.E. US
13,163 posts, read 1,686,730 times
Reputation: 5132

Advertisements

Quote:
Originally Posted by Finn_Jarber View Post
The question is this: why haven't they dropped them already since there hasn't been a penalty to pay? Why are they suddenly motivated to drop it now that they have to pay the penalty?

The cost of dropping the coverage in the past: ZERO
The cost of dropping the coverage with the bill : $750

So, why are they jumping into dropping it now that they have to pay for it?
Maybe because employees didn't have other (affordable)coverage options available to them, maybe because it was competitively advantageous for the company to offer benefits to attract quality employees, maybe because "that's the way it was always done" up until these massive changes.
They may not drop it in droves, but some will think hard and creatively to see if there's an advantage for them to do so, and still find a way to enjoy employee retention.

I think we all have HUGE changes ahead of us, and some of those changes will require adjustment in expectations and attitudes, and some will be painfully expensive, or even result in less care than we have had under our traditional systems. It's unfortunate that those of us who were doing OK have to be give up some of our benefits ("knocked down a few pegs") just so others can be brought up a few pegs. I guess that's what Obama meant by "redistribution of wealth". This will be redistribution of benefits (and associated costs.) I think we could have given better coverage to all the uninsured for less tax dollars than this monstrous bill represents.
Reply With Quote Quick reply to this message

 
Old 12-20-2009, 11:40 AM
 
15,446 posts, read 21,341,511 times
Reputation: 28701
Lol! Most young Americans who voted for this idiot President and who don't need health care will now have to help pay for the health care of their sickly GOP grandparents. Sometimes justice is just too sweet.

Go Obama!
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 11:44 AM
 
Location: Florida
77,005 posts, read 47,597,802 times
Reputation: 14806
Quote:
Originally Posted by southward bound View Post
Maybe because employees didn't have other (affordable)coverage options available to them, maybe because it was competitively advantageous for the company to offer benefits to attract quality employees, maybe because "that's the way it was always done" up until these massive changes.
They may not drop it in droves, but some will think hard and creatively to see if there's an advantage for them to do so, and still find a way to enjoy employee retention. .
I'll disagree until you give me a single reason why this bill should drive them to drop it. I just don't see how the penalty would encourage anyone to drop it and lose the incentive they have offered their empoyees.
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 11:53 AM
 
29,939 posts, read 39,450,111 times
Reputation: 4799
Quote:
Originally Posted by Finn_Jarber View Post
The question is this: why haven't they dropped them already since there hasn't been a penalty to pay? Why are they suddenly motivated to drop it now that they have to pay the penalty?

The cost of dropping the coverage in the past: ZERO
The cost of dropping the coverage with the bill : $750

So, why are they jumping into dropping it now that they have to pay for it?
With the preexisting clause people will pay their $750 fine and wait till the get sick and then sign-up.
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 11:54 AM
 
29,939 posts, read 39,450,111 times
Reputation: 4799
Quote:
Originally Posted by Finn_Jarber View Post
I'll disagree until you give me a single reason why this bill should drive them to drop it. I just don't see how the penalty would encourage anyone to drop it and lose the incentive they have offered their employees.
It's cheaper and they can just wait till they have a problem and then sign-up. It's a disaster waiting to happen.
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 11:55 AM
 
Location: Florida
77,005 posts, read 47,597,802 times
Reputation: 14806
Quote:
Originally Posted by BigJon3475 View Post
With the preexisting clause people will pay their $750 fine and wait till the get sick and then sign-up.
We're talking about companies dropping it for all their empoyees.
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 11:56 AM
 
29,939 posts, read 39,450,111 times
Reputation: 4799
Think about it like this. $14.42/week and not having coverage until it's needed or $22.00-$30.00 week to have it and not use it. (single person)
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 11:57 AM
 
29,939 posts, read 39,450,111 times
Reputation: 4799
Quote:
Originally Posted by Finn_Jarber View Post
We're talking about companies dropping it for all their empoyees.
It depends on what they pay their employees and their health care plan. It's not black and white.
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 12:01 PM
 
12,867 posts, read 14,908,341 times
Reputation: 4459
Quote:
Originally Posted by Finn_Jarber View Post
The liberty to do what? You are still free to opt out of any insurance.
opting out isn't free. it is asinine to make people pay for a product they don't wish to purchase, but that is our congress for you.
Reply With Quote Quick reply to this message
 
Old 12-20-2009, 12:04 PM
 
Location: Florida
77,005 posts, read 47,597,802 times
Reputation: 14806
Quote:
Originally Posted by BigJon3475 View Post
Think about it like this. $14.42/week and not having coverage until it's needed or $22.00-$30.00 week to have it and not use it. (single person)
I don't think there are many stupid enough to live without insurance.

So, if you are in an accident or have a heart attck, you just tell the ambulance to take you to the insurance company before going to the hospital?
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Politics and Other Controversies
Similar Threads

All times are GMT -6. The time now is 02:11 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top