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View Poll Results: Where do you prefer to keep your money?
Big banks (Bank of America, Wells Fargo, etc.) 6 33.33%
Small, community banks 7 38.89%
Credit unions 1 5.56%
Under the mattress, hidden somewhere at home 5 27.78%
Other 0 0%
Multiple Choice Poll. Voters: 18. You may not vote on this poll

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Old 12-31-2009, 10:18 PM
 
Location: Palm Springs, CA
26,529 posts, read 24,949,987 times
Reputation: 7739

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"There can be few institutions more despised as 2010 begins than big U.S. banks, but what can the average person do about it?

The answer, according to author and Huffington Post website co-founder Arianna Huffington: Withdraw your money."


Huffington Post targets big banks - latimes.com

I've thought about doing this from time to time, but I seem to be hooked to the conveniences of a major bank. Has anyone switched from a large bank to a community bank? If so, are you happy with the switch?
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Old 12-31-2009, 10:31 PM
 
Location: mancos
7,169 posts, read 6,444,775 times
Reputation: 4943
very happy with my small bank. named after my small town. no fees for anything, can talk to a human.2 blocks away
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Old 12-31-2009, 10:33 PM
 
1,179 posts, read 815,511 times
Reputation: 390
I'm with BOA now which I despise. We'll be moving it back into a credit union next week actually.
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Old 12-31-2009, 10:39 PM
 
2,560 posts, read 5,165,945 times
Reputation: 960
Clark Howard advises everyone to stay away from BOA!
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Old 12-31-2009, 10:40 PM
 
Location: Palm Springs, CA
26,529 posts, read 24,949,987 times
Reputation: 7739
Quote:
Originally Posted by Feel The Love View Post
I'm with BOA now which I despise. We'll be moving it back into a credit union next week actually.
I'd be interested in hearing why you (or others) despise B of A.
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Old 12-31-2009, 11:01 PM
 
1,179 posts, read 815,511 times
Reputation: 390
Quote:
Originally Posted by AnUnidentifiedMale View Post
I'd be interested in hearing why you (or others) despise B of A.
Crappy customer service for starters. I've been inside my local branch twice in ten years and both times they were rude and a PITA to deal with. But obviously that's not the only reason.

Quote:
Originally Posted by Okiegirlfriend View Post
Clark Howard advises everyone to stay away from BOA!
For what reasons?
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Old 12-31-2009, 11:11 PM
 
Location: Southern Illinois
63 posts, read 51,173 times
Reputation: 43
We use a small home town bank (what is not buried in the backyard) . Love them.

LOL
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Old 12-31-2009, 11:23 PM
 
Location: mancos
7,169 posts, read 6,444,775 times
Reputation: 4943
Quote:
Originally Posted by AnUnidentifiedMale View Post
I'd be interested in hearing why you (or others) despise B of A.
im interested how they wound up with my mortgage after 12 years.cant call them you only get a computer generated fake human. they dont even have an office withen hundreds of miles of my town.who are they? i dont know. gonna refi soon
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Old 01-01-2010, 03:56 AM
 
Location: somewhere in the woods
16,885 posts, read 12,994,700 times
Reputation: 5211
Quote:
Originally Posted by AnUnidentifiedMale View Post
"There can be few institutions more despised as 2010 begins than big U.S. banks, but what can the average person do about it?

The answer, according to author and Huffington Post website co-founder Arianna Huffington: Withdraw your money."

Huffington Post targets big banks - latimes.com

I've thought about doing this from time to time, but I seem to be hooked to the conveniences of a major bank. Has anyone switched from a large bank to a community bank? If so, are you happy with the switch?

I keep 5k-10k at home, plus my stash of gold and silver, plus my firearms and such at home as well.

I keep very little money in any bank at all.
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Old 01-01-2010, 04:10 AM
 
Location: Irvine, CA to Keller, TX
4,831 posts, read 6,178,629 times
Reputation: 844
Quote:
Originally Posted by AnUnidentifiedMale View Post
"There can be few institutions more despised as 2010 begins than big U.S. banks, but what can the average person do about it?

The answer, according to author and Huffington Post website co-founder Arianna Huffington: Withdraw your money."

Huffington Post targets big banks - latimes.com

I've thought about doing this from time to time, but I seem to be hooked to the conveniences of a major bank. Has anyone switched from a large bank to a community bank? If so, are you happy with the switch?
I have twice put my money in local community banks and regretted it. The last was the Bank of Newport in Newport Beach CA. It closed it's doors too, so now I have just given up and use Chase and BofA foe most of my dealings.

The funny thing is that I have never had fees with either bank yet I constantly hear people complaining about fees. What would these fees be because I have never been charged a fee for anything except for checks when I used the a while back and that was only BofA.
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