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If everyone gets health care, but not everyone can afford it, who pays? It's NOT a trick question.
They can actually CALL the hospital/doctor/clinic and negotiate a payment plan or even lower the bill. A friend of mine went to the emergency room with no health insurance. First, she worked out a payment plan. Then, the hospital picks someone each year to write off their bill as an act of charity. She got picked and only had to pay half of her emergency room bill. I have worked out payment plans with my doctors and actually paid the bill in full. Imagine...someone actually taking responsibility for themselves. Who would have thought? I didn't need the big government to come in and rescue me.
How many people know of someone that doesn't have health insurance and doesn't want any heath insurance? I personally don't know anybody and don't know anybody that knows anybody that falls into that category. I will venture to say that the percentage of people that fall into this category are extremely small.
This is what the radical right's opposition boils down to. They tried the fake abortion thing but that didn't stick so they went back to the health insurance mandate. The fact of the matter is, the vast majority of the people out complaining about the mandate already have healthcare and the others want/need healthcare. In essence they're arguing against what wont effect them or what will provide them the insurance they need. Just silly.
I still don't understand who it is who is complaining about this health care!!!! So good thread! Healthcare options in the US are absurd. I worked full time in a school district and was mandated to get one of two health coverage plans. I opted for plan A because it was all I could really afford, although it did not provide me with much coverage. My salary for this school district job was not enough to buy extra coverage. I just made do. Many of my coworkers had coverage through their husband's work plans -ample coverage at that, coverage that really trumped whatever the school district was offering. But they were STILL mandated to pay/have removed from their paychecks $ for coverage for a certain plan.
Systems like the above DON'T MAKE SENSE. You have MANY people working full time in this country at decent "honest" jobs who are paying a portion of their earnings to health care that actually does not really cover them for ANYTHING. I hope the progress of the new health care reform looks at and changes this. It's unacceptable.
They can actually CALL the hospital/doctor/clinic and negotiate a payment plan or even lower the bill. A friend of mine went to the emergency room with no health insurance. First, she worked out a payment plan. Then, the hospital picks someone each year to write off their bill as an act of charity. She got picked and only had to pay half of her emergency room bill. I have worked out payment plans with my doctors and actually paid the bill in full. Imagine...someone actually taking responsibility for themselves. Who would have thought? I didn't need the big government to come in and rescue me.
You realize nobody is going to work for free or reduced rates, out of the goodness of their hearts, on a large scale don't you? And reduced costs only work for fairly easy (ie; inexpensive) procedures. I wonder how often brain surgery goes on sale?
So the hospital picks someone each year ehh? So that covers how many people exactly?
I don't want the government to resuce me. I'll probably be paying to cover dozens of uninsured myself because of my income level. It's about basic needs here, not "giving people something for nothing". Charity only goes so far and can't be counted on anyway.
How many people know of someone that doesn't have health insurance and doesn't want any heath insurance? I personally don't know anybody and don't know anybody that knows anybody that falls into that category. I will venture to say that the percentage of people that fall into this category are extremely small.
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Originally Posted by pghquest
Thats quite an assumption..
It's not an assumption, it's a statement.
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Originally Posted by crazyfacedjenkins
I'd rather have a pool or a large savings account with several people that has the same tax benefits as insurance with a fraction of the administrative costs. Also, I already have a decent savings, don't really need insurance.
You are being incredibly naive. Hopefully, you have read the thread and have an idea how much a serious illness or accident could cost you. The cost could far exceed your savings.
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Originally Posted by Randomdude
There is nobody who doesnt want insurance (that isnt the Dale Gribble conspiracy type).
There are people who cant afford insurance, and there are people who believe the opportunity cost for insurance is too high.
There are people who truly can't afford it. I don't know why some people can't believe that.
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Originally Posted by pghquest
Ahh, WRONG as usual with liberals.. If I was hospitalized in the ICU for a week on a ventilator, with bills exceeding $100K, I would looking the UCR codes from the bill and then call and negotiate a rate just like the insurance companies would do.
More than likely the UCR billable rate wouldnt exceed $10K, just like I spent less than $7K out of pocket when I spent 5 days in the hospital a year ago when I broke two wrists, and this included the cost of hand reconstructive surgery..
So you got someone else to subsidize your care?
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Originally Posted by Badland wonder
I do not have health insurance. My income bracket is low. I would most likely qualify for Medicaid, but have never used any government programs, as such. I have been hospitalized (kidney stones). The hospital worked with me to pay a small amount monthly. Took me a year, but I did pay my bill. from what I can understand, now I will be have to sign up for something eventually with this bill? Will that be Medicaid? I really do not want to do that, as that means all of you will be paying for my bill!
I seriously doubt that you qualify for Medicaid, since you apparently have a computer and internet service. You have to be practically destitute to qualify for medicaid as an adult. Do a google search.
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Originally Posted by pghquest
Thats because Obamas own figures show about 30M individuals without healthcare coverage, 1/2 of them are illegal aliens, and only 3M individuals without coverage because they CHOOSE to go without coverage. This 3M individuals, who is about 1% of the public, represent 10% of the TOTAL justification to completely redo the whole nations healthcare bill.
All you did was prove with your posting how it was ridiculous to redo the whole nations healthcare coverage to cover 1% of the public who fall into this category..
Well, this has been covered in subsequent posts, but about 25% of the total 45 million uninsured are not citizens. Obama was criticized in the past for using the number 45 million, when some are not citizens. So he rounded the number down to 30 million. You did not make a typo, you made a misstatement, something you are only too happy to point out in everyone else.
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Originally Posted by pghquest
Lack of comprehension again. The purpose of the thread is to point out that many WITH health insurance is fighting so hard against those who DONT WANT IT...
Jesus supported national healthcare? Really? What other social programs did Jesus support? I'm an agnostic, so my bible knowledge is rather limited, but I dont recall Jesus supporting governmental mandate of much.. Want to list them?
"Render unto Ceasar that which is Ceasar's, and unto God that which is God's".
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Originally Posted by Ina Van Down By The River
The new law is that you can't be turned down for ins., even if sick. Most would obviously pay a simple cheap fine to the irs and then later get healthcare with Nobama's backroom plan if they do get sick. Are you slugs too retarded to see that?
The law is you can't be turned down for insurance b/c of a pre-existing condition. The law also is that you must have insurance, all the time.
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Originally Posted by GuyNTexas
Without trying to sound cold blooded, because I'm not .. is it my responsibility to pay for your disease? If so, please explain to me the rationale you employ to come to that conclusion. Because this IS what you are saying .. everyone should be forced to pay for healthcare to treat your's and other's diseases.
Um, actually, you are cold-blooded to say that.
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Originally Posted by tinman01
Its all a part of the entitlment mentality. You have more than me there for you owe it to me to share it.
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Originally Posted by GuyNTexas
Look, yoda ... let's not speak backwards here ... I don't have a disease that I'm asking someone else to pay for. And I don't believe you ... you don't know what the fcking weather is going to be like tomorrow, much less my medical future. I might die in my sleep, or get run over and killed by a beer truck, or Osama Bin Laden's 2nd cousin might blow up his underwear while sitting next to me.
My response was addressed to the person with the genetic malady that suggests that everyone else is responsible to pay this person's treatments, by force. And I just wanted to know what the basis was for this entitlement, and my obligation.
She does not feel it's anyone else's responsibility to pay for her health care. She has a contract with an insurance company. For all the raging that goes on here about this, I don't believe I've read anywhere that someone with a pre-existing condition can't be charged more, just that they can't be turned down.
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Originally Posted by NHartphotog
I can think of several. On a personal level, young single adults just starting out, with no health problems. Their jobs don't pay much and don't provide health insurance. I don't remember having any health problems when I was in my 20s. These people will now be required to buy insurance on the open market at premiums that subsidize needy groups, with subsidies going to them from the taxpayer.
Not necessarily. A large sub-group of the uninsured are working at jobs that offer insurance and can afford to pay it.
i havent had health in since 1987 when i had skin cancer and my cost went from 300 to 1300 a month. i just pay cash. my yearly checkups went from 300 $ to only 50$ plus i walk out with hundreds of $ in free sample meds. some even have a 100$ coupon off my next purchase! ha ha my doc loves me for paying and not spending hundreds trying to get paid. same with my dentist i pay one fourth what an insured pays and usually less tha thier stinken co pay. shop around and you would be amazed. plus they see me right away
i havent had health in since 1987 when i had skin cancer and my cost went from 300 to 1300 a month. i just pay cash. my yearly checkups went from 300 $ to only 50$ plus i walk out with hundreds of $ in free sample meds. some even have a 100$ coupon off my next purchase! ha ha my doc loves me for paying and not spending hundreds trying to get paid. same with my dentist i pay one fourth what an insured pays and usually less tha thier stinken co pay. shop around and you would be amazed. plus they see me right away
That would be easy for some people... but what if you had to see a specialist? Have an MRI done? Blood tests? Expensive medication?
Things are always easy when you're healthy...it's when you get sick that things start to get sticky.
They can actually CALL the hospital/doctor/clinic and negotiate a payment plan or even lower the bill. A friend of mine went to the emergency room with no health insurance. First, she worked out a payment plan. Then, the hospital picks someone each year to write off their bill as an act of charity. She got picked and only had to pay half of her emergency room bill. I have worked out payment plans with my doctors and actually paid the bill in full. Imagine...someone actually taking responsibility for themselves. Who would have thought? I didn't need the big government to come in and rescue me.
Cool. Try getting a chronic condition. Try working out a payment plan for $200,000 yearly cost of medication. That's not even counting doctor visits, emergencies, specialists, tests, equipment etc.
It's actually kind of sad seeing healthy people assuming everyone is like them. Not everyone was born with a bill of good health.
That would be easy for some people... but what if you had to see a specialist? Have an MRI done? Blood tests? Expensive medication?
Things are always easy when you're healthy...it's when you get sick that things start to get sticky.
actually my cancer doc is a specialist, well his son now as dad retired.they know where the money is and it aint me. when my time comes i can accept it, i cant live forever. my ex is an RN and told me horror stories about stuff like giving a 95 year old lady bone marrow transplants cause she had killer ins and some interns needed exp doing it. thats just sick and this is just one story. we need health care reform now and did not get it. page 1950 i think provides millions for native american sex offenders to rehabilitate them
They can actually CALL the hospital/doctor/clinic and negotiate a payment plan or even lower the bill. A friend of mine went to the emergency room with no health insurance. First, she worked out a payment plan. Then, the hospital picks someone each year to write off their bill as an act of charity. She got picked and only had to pay half of her emergency room bill. I have worked out payment plans with my doctors and actually paid the bill in full. Imagine...someone actually taking responsibility for themselves. Who would have thought? I didn't need the big government to come in and rescue me.
My husband just got a hospital bill for $48,000. Are you saying that you would be able to pay that? That would be one he!! of a payment plan.
actually my cancer doc is a specialist, well his son now as dad retired.they know where the money is and it aint me. when my time comes i can accept it, i cant live forever. my ex is an RN and told me horror stories about stuff like giving a 95 year old lady bone marrow transplants cause she had killer ins and some interns needed exp doing it. thats just sick and this is just one story. we need health care reform now and did not get it. page 1950 i think provides millions for native american sex offenders to rehabilitate them
I'm only 26. I guess I should just accept that it's 'my time' because I can't afford my medication.
If I wanted to pay cash, my specialist charges $350 for a half hour appt. The medical field has issues, I know this...but why punish people who honestly want to get healthy and stay healthy because there are a few bad apples?
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