PSL taxes and insurance on house??? (homeowners insurance, neighborhood, exemption)

[magicmickey]

I am told again and again that PSL has a higher tax base than some other areas. I am also told that insurance is higher East of the turnpike. Trying to get a good idea of just what I can expect to pay.

Say the house is $120,000. Approximately what can I expect to pay in taxes?

If the house is east of the turnpike, what can I expect to pay for insurance? west of the turnpike?

Any PSL homeowners want to give it a shot...thanks.

[stevep111]

Well if you take the homestead exemption it should be between $3000 and $4000. I don't know about east of the Turnpike but you definately should call the county and ask if the house is in a flood zone before you get an insurance quote. Homeowners insurance is relatively cheap around $700 but don't forget to add the Fema flood insurance. It is well worth it. I think that was $300. The city of PSL has a tax accessors site that you can get all the tax information for a particular addresss. Just go to Property Appraiser - St.Lucie County, FL and search by address.

[ddlove01]

Is that 3-4K for taxes AND insurance?

[TriMT7]

Property Appraiser - St.Lucie County, FL

According to the SLC tax estimator, a $120k house with homestead exemption would have taxes of between $1,321.37 To $1,713.95.

[stevep111]

Look up the specific house and others in the neighborhood. This will give you an idea. When it comes to taxes and insurance it is always better to estimate a bit higher than you might think. This way if it is less you feel better about it.