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If he can't fly solo on the application, obtain your credit report so you know exactly how things are reporting TODAY. Recent blemishes, even up to 60 days old, sometimes don't show up on a report when pulled. Of course, residential pay history will be a big swing factor for you.
What do you want to rent? A condo or apartment managed by a company might be tougher than something rented by an individual with whom you could meet and explain your human experience.
I had success using Craigslist, the "housing wanted" section, and I just laid it on the line in the post. I got several understanding replies.
If you are looking to rent a house, your prospective landlord might be in a terrible situation with their investment property(ies) due to the economy, and your deposit + 1st/last month payment might actually be saving their butt.
Get the credit report. Be up front. Your credit might not be nearly as bad as you think, especially if your husband's is good. In this market, you are in a position of greater strength than you might think.
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