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Old 06-10-2016, 05:21 AM
 
Location: Port Charlotte FL
908 posts, read 519,793 times
Reputation: 2458

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Quote:
Originally Posted by mktobob View Post
I was very impressed with the coverage I received through Progressive. They sent Florida Marine Works who did a great job pulling my boat off a sand bar in the Myakka River last summer. I just signed my name and Progressive paid the $726 bill.
........
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Old 06-10-2016, 06:13 AM
 
Location: New Jersey/Florida
5,370 posts, read 10,126,849 times
Reputation: 3496
Quote:
Originally Posted by double6's View Post
........
People should be aware that towing boats and assistance is very expensive. I called for a battery jump a few years back and the cost was $392. I have Boat US insurance for about 25/30 years and it was covered.
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Old 06-10-2016, 06:34 AM
 
Location: Venice, FL
704 posts, read 535,777 times
Reputation: 318
My only problem with Progressive is that they don't tow you back to your home Marina which leaves you with the problem of getting back to your car and possibly a mechanic you know and trust.
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Old 06-10-2016, 07:16 AM
 
1,809 posts, read 604,741 times
Reputation: 2603
I've been boating for over 50 years and have had both Sea Tow and Towboat US. Both of them do a great job and if you only use their service once in every 7 or 8 years, you break even. As mentioned, the AVERAGE tow is about $700 and if you really get stuck or have to be towed far, it gets even worse.

There are minor differences between the two companies, like, Sea Tow covers your boat, whereas Towboat US covers YOU. So, if you have more than one boat, or are on a friends boat (and you are captain that day), they still cover you. Sea Tow only covers that one boat.

Tow Boat US also just had a price reduction, I think it is now $129 a year plus the $24 West Marine membership fee. I take the West Marine membership even when I do not have the coverage with them anyway. My points add up and I get a lot of money in rewards back in the mail. Tow Boat US also will come to your dock and take the boat to a marina for repairs, not sure if Sea Tow does that now.

One thing to check is how much coverage each one has in your particular area. There is something about them not being North of Burnt Store Marina as I recall, but I could be wrong on that, so check.

But, if you have a boat, do not even think about if you should have towing coverage or not.....it is not a matter of IF you will need help, but WHEN. BTW, some people think that the towing coverage on their regular policy is enough, IT IS NOT. Check what and where they will pay and you will see it has holes in it.
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Old 06-10-2016, 07:51 AM
 
Location: Venice, FL
704 posts, read 535,777 times
Reputation: 318
Quote:
Originally Posted by WMak70 View Post
I've been boating for over 50 years and have had both Sea Tow and Towboat US. Both of them do a great job and if you only use their service once in every 7 or 8 years, you break even. As mentioned, the AVERAGE tow is about $700 and if you really get stuck or have to be towed far, it gets even worse.

There are minor differences between the two companies, like, Sea Tow covers your boat, whereas Towboat US covers YOU. So, if you have more than one boat, or are on a friends boat (and you are captain that day), they still cover you. Sea Tow only covers that one boat.

Tow Boat US also just had a price reduction, I think it is now $129 a year plus the $24 West Marine membership fee. I take the West Marine membership even when I do not have the coverage with them anyway. My points add up and I get a lot of money in rewards back in the mail. Tow Boat US also will come to your dock and take the boat to a marina for repairs, not sure if Sea Tow does that now.

One thing to check is how much coverage each one has in your particular area. There is something about them not being North of Burnt Store Marina as I recall, but I could be wrong on that, so check.

But, if you have a boat, do not even think about if you should have towing coverage or not.....it is not a matter of IF you will need help, but WHEN. BTW, some people think that the towing coverage on their regular policy is enough, IT IS NOT. Check what and where they will pay and you will see it has holes in it.
From what I gather by your post Boat US is the best way to go. I am totally unfamiliar with West Marine. Nevermind, Googled West Marine.

Last edited by Old Gal; 06-10-2016 at 08:04 AM..
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Old 06-10-2016, 07:59 AM
 
Location: Punta Gorda
2,323 posts, read 1,566,616 times
Reputation: 552
Quote:
Originally Posted by Old Gal View Post
From what I gather by your post Boat US is the best way to go. I am totally unfamiliar with West Marine.
Boat US has different levels of towing so you can pick what best suits your needs. West Marine is a boating supply store.
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Old 06-10-2016, 08:05 AM
 
Location: Venice, FL
704 posts, read 535,777 times
Reputation: 318
Quote:
Originally Posted by SeaRay35 View Post
Boat US has different levels of towing so you can pick what best suits your needs. West Marine is a boating supply store.
Thanks.
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Old 06-10-2016, 08:29 AM
 
Location: Venice, FL
704 posts, read 535,777 times
Reputation: 318
Just wanted to thank everyone who has responded to all of my questions. Please bear with me since we have never owned a boat. Actually we still don't - yet. We are getting much closer though.
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Old 06-10-2016, 09:00 AM
 
Location: Lemon Bay, Englewood, FL
3,037 posts, read 4,275,680 times
Reputation: 1012
FYI, BoatUS used to be a competing boat supply store (and I LOVED it!). Then West Marine bought them out. They still kept the BoatUS program, including towing services. I've been a member since '97 and they are BIG boater advocates when the government wants to do stupid things relating to boating rules & regs.
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Old 06-10-2016, 09:08 AM
 
Location: Florida
1,625 posts, read 2,017,867 times
Reputation: 1070
Quote:
Originally Posted by Harbor Hopper View Post
...they are BIG boater advocates when the government wants to do stupid things relating to boating rules & regs.

Very true, I like that even though I might not ever need a tow, I know that some of my membership money is being used to fight for my rights.
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