New Adult drivers with experience in other countries (car insurance, buy)
Raleigh, Durham, Chapel Hill, CaryThe Triangle Area
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Anyone managed to get a decent insurance payment for a car.
I have a friend who is a wake county teacher ( here from UK on exchange) just got an NC DL and faces $400 month car insurance with no account taken of her 7 years driving in UK.
Anyone managed to get a decent insurance payment for a car.
I have a friend who is a wake county teacher ( here from UK on exchange) just got an NC DL and faces $400 month car insurance with no account taken of her 7 years driving in UK.
What sort of car is she driving?
That seems steep. I'm paying around 150 a month for full coverage on 3 vehicles with 3 drivers.
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Most insurance companies do not recognize driving experience outside of the US and Canada. She will not be able to get out of the inexperienced operator charge, that is a state legal requirement. Driving is simply too different in other parts of the world and they don't consider it the same experience. It will get better for her after a few years, just like with teen drivers, as long as her record stays clean.
As the last post states, they will not consider any driving history from the UK. I moved to the US 5 years ago from the UK and had to pay around $360 a month when I got my US license. The only thing I can recommend is shopping around every 6 months, I moved to different insurance a few times to get my costs down.
Insurers like stability and understand repeat ability.
Unfortunately for your friend they have neither.
Pay and bear until one or both above gets better
and requote every 6 months.
P.S. The UK drivers drive on the wrong side of the road so that makes the person a higher risk for an accident here. Its all math and numbers to the insurance companies.
Something is messed up with that. Unless she is driving an extremely expensive car, I think she's getting ripped off.
That is DOUBLE what it cost for full coverage insurance for my teenager.
Like my teenager, she's a "newly licensed driver", however her age alone should make it less expensive than a teenager.
She should shop around, and possibly speak to a human rather than do it online if that's how she did it. International drivers are probably not something most cookie cutter online forms take into account.
Insurers like stability and understand repeat ability.
Unfortunately for your friend they have neither.
Pay and bear until one or both above gets better
and requote every 6 months.
P.S. The UK drivers drive on the wrong side of the road so that makes the person a higher risk for an accident here. Its all math and numbers to the insurance companies.
On the other hand, UK drivers actually have to have many hours certified instruction and pass a RIGOROUS test to get their license that includes actual checking of their ability to drive a car properly. Hopefully, they don't make U.K. people wait years to get better rates, it should be a few month adjustment period at most and then they are probably way better than most here.
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