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While speaking to insurance agents this week, all of them mentioned the increased possibility of deer accidents on the road. I was curious just how common this was?
If you did hit a deer, were you hurt? How bad was the damage to your car?
I haven't hit a deer in NC, but they certainly are around.
I hit a couple in PA.
Damage can be expensive. They don't destroy the car, but by the time you buy a fender, a grill, a hood, and headlight assemblies, etc, the cost runs up.
I carry Actual Cash Value comprehensive insurance.
No deductible for deer or windshield replacements due to stones, among other things.
I seem to get a lot of windshields.
They cannot raise your premium for hitting deer or for windshields.
The scary thing about deer, IMO, is the possibility of hitting them head-on and tossing them up into your windshield, particularly at high speed.
Otherwise, it is just a bit of a pricey shame to hit one.
I haven't hit a deer in NC, but they certainly are around.
I hit a couple in PA.
Damage can be expensive. They don't destroy the car, but by the time you buy a fender, a grill, a hood, and headlight assemblies, etc, the cost runs up.
I carry Actual Cash Value comprehensive insurance.
No deductible for deer or windshield replacements due to stones, among other things.
I seem to get a lot of windshields.
They cannot raise your premium for hitting deer or for windshields.
The scary thing about deer, IMO, is the possibility of hitting them head-on and tossing them up into your windshield, particularly at high speed.
Otherwise, it is just a bit of a pricey shame to hit one.
No or low deductible comprehensive is very affordable, so I think I'm going to do that. I didn't know they couldn't raise your premiums for those claims, that's great to know.
I personally have never hit one but was a passenger in a car that did, on a winding mountain road. We were very lucky, the deer and the car... not so much. That was my fear after that - going up and over the hood. That's why I asked about personal injury.
I've read you shouldn't slam on your brakes because it lowers the nose of the car, increasing the likelihood of them going over the top. But the few times I've come close, it was a natural reaction, I don't know how I could retrain myself not to unless I had more than 1 second of reaction time.
No or low deductible comprehensive is very affordable, so I think I'm going to do that. I didn't know they couldn't raise your premiums for those claims, that's great to know.
I personally have never hit one but was a passenger in a car that did, on a winding mountain road. We were very lucky, the deer and the car... not so much. That was my fear after that - going up and over the hood. That's why I asked about personal injury.
I've read you shouldn't slam on your brakes because it lowers the nose of the car, increasing the likelihood of them going over the top. But the few times I've come close, it was a natural reaction, I don't know how I could retrain myself not to unless I had more than 1 second of reaction time.
I think State Farm has done 6 or 7 "free" windshields for me over the years.
Once, I took a stone in the middle of one that had been replaced just 10 days earlier.
Hitting the brakes is much safer than swerving, of course.
I don't think the lowering of the nose of the car is very significant.
If the deer is in the air, i.e., jumping to the roadway, you are more likely to get under it regardless.
When I was a kid, my dad had one jump off a bank into the fender of the car. It could have as easily been a split second earlier and on the hood.
Car full of kids, after dark. Scary for a 10 year old.
I've hit two; one in FL and the other in NC. The one in FL ran into my wheel well and I saw the ears go completely around the tire. It got up, shook itself off and ran away.
The one in NC hit me around 55 mph. It just ran into the side of my car. No damage.
I carry liability only and have for >decade without issue, playing with fire (sort of).
I think State Farm has done 6 or 7 "free" windshields for me over the years.
Once, I took a stone in the middle of one that had been replaced just 10 days earlier.
Hitting the brakes is much safer than swerving, of course.
I don't think the lowering of the nose of the car is very significant.
If the deer is in the air, i.e., jumping to the roadway, you are more likely to get under it regardless.
When I was a kid, my dad had one jump off a bank into the fender of the car. It could have as easily been a split second earlier and on the hood.
Car full of kids, after dark. Scary for a 10 year old.
That was something else the driver said - that his father taught him that if the deer is stopped in the middle of the road, to aim straight for them. That's what he did. I freaked out at first, not understanding why, but after looking at the sheer drop next to us, he definitely saved our lives that day.
I've hit two; one in FL and the other in NC. The one in FL ran into my wheel well and I saw the ears go completely around the tire. It got up, shook itself off and ran away.
The one in NC hit me around 55 mph. It just ran into the side of my car. No damage.
I carry liability only and have for >decade without issue, playing with fire (sort of).
Wow that's crazy. You're the first person I've heard of that got hit BY the deer!
I noticed it's much worse around here when it's mating season. The timing of sunset is also pretty bad that time of year, it's a double whammy. My daily commute becomes pretty interesting.
Came close once in 50 years of driving. If I didn't learn but one thing in drivers ed all those years ago, it was an important one. "Read The Road Ahead" and I still remind myself today to do just that.
I do a lot of travel in this state between 2am and 4am depending on distance and witness alarming stuff makes me so apprensive between drunk drivers, drousy truckers, and wildlife. Scary is when its dense fog so another element watching out for others. I passed this past weekend deer blood on the interstate and saw a Doe watching on side of the road, maybe it learned look before crossing.
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