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What about the people who had equity in there homes and are now trying to sell them homes and losing everything because now no one can get approved for a mortgage to buy ?
I am a "victim" I purchased a house 3 years ago in NJ with over over 30% down. I had perfect credit and got a normal loan. Now 3 years later I have lost my job, gotten separated and am forced to move. My house is up for sale and the only offers that are coming in are for close to 130k lower then what I purchased for. I am losing all I have worked for because the average joe can no longer get a mortgage and the market has taken such a beating up here.
When I finally do sell I wont be in a position to purchase as I will have lost all my equity and won't get approved for a mortgage as I am still looking for a job.
Not sure what I have done to bring this all on but I sure don't think I am a deadbeat. Not everyone who is struggling now has made poor choices........
We're coming from a very similar situation and I understand and I bristle as well at the "deadbeat" label. People throw it around WAY too easily without understanding that 'there but for the grace of God, go they'.
Same scam highlighted in AARP Bulletin May 2008 !!
In the new AARP Bulletin (YES, I'm over 50!!!!) there is an article on this scam alerting potential renters. The same Rev. Moderator cut: removed replied to inquiries about a property in in downtown D.C, stating he was the owner but left for "a mssionary trip in Nigeria". His ad was replete with poor grammar and misspellings. It is recommended that any suspicious ad be "flagged" to the website administrator. There is also a Scambusters.com website you can notify. Seems these rental scams on on the rise since so many people are desperately seeking affordable housing.
LOL, I've been getting AARP stuff forever and I'll be 31 next week.
You're a "victim of Americas current Mortgage crisis"??? What does that mean? Not being able to pay your mortgage doesn't make you a victim - it makes you a bad financial steward. You want a government bailout I bet, huh?
That scam is a classic. The real owner is gone and the scammer pretends to be the owner and "rents" the place to you .............until the real owner shows up and kicks you out.
Another scam is the "jury duty" alert. Somebody calls you and pretends to work for the Wake county court system and is sending the Sheriff out to arrest you because you failed to show up for jury duty. Upon you claiming you never received a letter informing you of the jury duty, he says he can stop the arrest process ............. then he wants to confirm your full name, address and SS number. That's it, your identity just got stolen.
What about the people who had equity in there homes and are now trying to sell them homes and losing everything because now no one can get approved for a mortgage to buy ?
I am a "victim" I purchased a house 3 years ago in NJ with over over 30% down. I had perfect credit and got a normal loan. Now 3 years later I have lost my job, gotten separated and am forced to move. My house is up for sale and the only offers that are coming in are for close to 130k lower then what I purchased for. I am losing all I have worked for because the average joe can no longer get a mortgage and the market has taken such a beating up here.
When I finally do sell I wont be in a position to purchase as I will have lost all my equity and won't get approved for a mortgage as I am still looking for a job.
Not sure what I have done to bring this all on but I sure don't think I am a deadbeat. Not everyone who is struggling now has made poor choices........
You are so right. You were a good steward but things went wrong.
Now, time to move on. If you can get out of the house without defaulting, great. If not, use Chapter 7 bankruptcy if necessary to get a new start.
Find a rental and rebuild your credit status. Time heals bad credit.
I was there in 1989 after the economic collapse in Louisiana, Now have an 850 FICO score.
Hang in there, think positive, find strength with family, friends, and your faith in the Lord.
I was actually thinking the same thing. Everyone is entitled to their own opinions, but I wonder how those two people (the ones with such negative things to say in the first place) would feel if some stranger kicked them while they were down. At least have a little compassion for the children, bad things happen to good people all the time. And if she messed up, so be it, but don't judge her to boot.
If you don't have anything nice to say...
As for the OP, I feel for you and I sincerely hope things work out for you and your family. I also commend you for taking the time to try and protect anyone else from this scam.
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not nice
