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Old 11-10-2009, 07:04 AM
 
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Okay, let me get this straight because according to bankrate.com the lowest rate on a 30 year fixed is 4.25% AND 5.11% is the average. I guess my question is, does anyone here know which bank is actually giving 4.25% on a 30 year fixed and whom do I have to kill to get that rate?

Does that rate even exist at any of the banks here in NC or would I have to do this over the internet? I am looking for the best rate on a 30 year fixed, but my closing will not be until sometime in February and I am wondering if it would be a good idea to lock in a rate for 60 days or gamble on the hopes that the rates will drop more between now and then. Any ideas?
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