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Where is the property? It might qualify for under a grant program or USDA (depending on why you were denied FHA). Have you discussed with your agent? They might be able to call up someone for you.
Just curious - why does the offer HAVE to be in by 4pm today? What happens if you wait? You really shouldn't rush into a financing decision.
Most times when a cosigner is involved that is a good sign that you are making a bad decision. Of course there are some instances where its not bad, but the majority of the time it usually isn't good. Your Realtor should have a list of loan agents she uses, try calling some of them. That will probably be your best shot at getting it done the fastest.
Scott McCorkle
Home Mortgage Consultant
Wells Fargo Home Mortgage
5540 Centerview Dr. #415
Raleigh, NC 27606
919.816.4814 Direct
866.711.6424 Efax
Have bought I think 4 or 5 houses and refinanced at least 3 times with him. No affiliation other than good customer and now friend. I receive nothing but email "thanks" for referrals, and since you don't know my real name on this forum there is now way for him to know who I am anyway
Most times when a cosigner is involved that is a good sign that you are making a bad decision. Of course there are some instances where its not bad, but the majority of the time it usually isn't good. Your Realtor should have a list of loan agents she uses, try calling some of them. That will probably be your best shot at getting it done the fastest.
So I guess it isn't a good idea to co sign for the in laws???
I got the best rate around AND closed an FHA loan within 14 days from the time I applied to the time we closed. The ONLY thing that was smooth in this process was my mortgage with Suntrust. Tell him Nick referred you and you want the same service I got!!! Im a hands-on, take-no-nonsense, just get it done buyer, he'll know what you mean If urgency is what youre looking for (which is my style) he is your guy.
Kevin Martini
SunTrust Mortgage, Inc
1130 Situs Court, Suite 190
Raleigh, NC 27606
919.858.0023 (O)
919.274.3700 (C)
919.459.6873 (F)
Apply Online: SunTrust Mortgage, Inc. - Kevin Martini
I got the best rate around AND closed an FHA loan within 14 days from the time I applied to the time we closed. The ONLY thing that was smooth in this process was my mortgage with Suntrust. Tell him Nick referred you and you want the same service I got!!! Im a hands-on, take-no-nonsense, just get it done buyer, he'll know what you mean If urgency is what youre looking for (which is my style) he is your guy.
Kevin Martini
SunTrust Mortgage, Inc
1130 Situs Court, Suite 190
Raleigh, NC 27606
919.858.0023 (O)
919.274.3700 (C)
919.459.6873 (F)
Apply Online: SunTrust Mortgage, Inc. - Kevin Martini
They don't come any better.
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If urgency is what youre looking for (which is my style) he is your guy.
