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A quit claim deed transfers whatever interest the transferor has in the property to the transferee. If there are liens or other impediments on the title, the property transferee accepts the property as is, with those impediments. They is common in transfers to trusts, transfers in a divorce, transfers within a family, etc.
A warranty deed transfers a guaranteed clear and clean title to the transferee. if there are problems with the title, the transferor is warranting that they will be fixed. That is what you should expect, likely what your offer requires and what your realtor has told you will be given. The fact the the prior deed was a quit claim is not relevant if the seller gives you a warranty deed, as the seller is guaranteeing clear title. If you are getting a mortgage, the lender will insist on a warranty deed and on you providing title insurance. I always suggest a buyer's title policy since the incremental cost is not great and it protects you and not the lender.
Use an agent, get the purchase to go through a title company and get the title insurance. The title company will insure any other claims on the property.
Use an agent, get the purchase to go through a title company and get the title insurance. The title company will insure any other claims on the property.
Why would the OP need an agent???
If anything the OP could/should use a real estate attorney
I've never heard of a quit claim deed when getting married. I did get a quit claim deed from my ex-wife so our house could be put in my name only. That's when you want one, so there is no cloud on the deed of trust.
Call a title company and talk to an escrow officer. You'll get the downside of QCD's very quickly. Personally, I'd never buy a property using one unless it was someone within my family and i would think long and hard about that. With no title insurance you're leaving yourself hanging during the entire time you own the property.
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