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i see far to many come to these forums looking for answers that they really should be seeing a professional for but they don't want to spend the money .
i always say , if you think the cost of good advice is expensive wait until you see what free can cost. we see it a lot in the investing and personal finance forums where people have very complex situations but don't want to spend money to get a correct answer . so they ask others who usually are running on old wives tales and mis-information they parrot from other ill-informed people
For a moment, I half-expected you to use the line "nattering nabobs of negativism".
Well now, Spiro T, I always figured the "nattering nabobs" had a mere difference of opinion, but were working from a basis of integrity.
So, I might not apply that appealing alliteration as accurate articulation in the context.
i see far to many come to these forums looking for answers that they really should be seeing a professional for but they don't want to spend the money .
i always say , if you think the cost of good advice is expensive wait until you see what free can cost. we see it a lot in the investing and personal finance forums where people have very complex situations but don't want to spend money to get a correct answer . so they ask others who usually are running on old wives tales and mis-information they parrot from other ill-informed people
And, when told here to contact an attorney, a LOT of posters resist.
And, when told here to contact an attorney, a LOT of posters resist.
i get messages all the time from posters about giving them investment or retirement planning advice . they all get the same answer , i don't give advice . i throw general information out in the forum or talk about the things i do but i am not qualified to give advice . this stuff is only an interest of mine and i have been doing it a long time but i certainly would not tell anyone what they should do .
there are always situations that make each person unique if they really want a good plan . in fact many times their spouse has totally different feelings about having a lump of investments they don't understand dropped in their lap if you die .
Last edited by mathjak107; 03-09-2018 at 07:34 AM..
It is the implicit nature of this very successful forum that it is not manned by anyone acting as fiduciaries to visitors. We have no staff CPAs, estate and real estate attorneys, CFPs, psychiatrists, psychics or mediums, or superhero empaths.
We, licensees, do need to qualify advice given, and regularly do so. We also help a great many people daily, and have for years.
And, anyone going to a forum with a query needs to take personal responsibility when considering any conversational input, particularly when withholding pertinent facts.
They need to contemplate any input in light of the details they do not offer.
The forum is just people having conversations, hopefully helpful conversations, bringing different topics to light for visitors to consider.
It is not a formal operational manual for life.
Exposing repetitive lies from anonymous players who routinely troll to toy with the public for their own childish entertainment, or who hijack every possible thread to bloviate with narcissistic preening, is a genuine benefit to honest CD visitors.
It is something to which honest licensees here donate a great deal of time.
It would be more honest of the players to start their own forum, with their own rules, and to recruit people to act as professional fiduciaries to the public, than try to reframe, or diminish conversation in, this very successful forum on the basis of narcissism and repetitive lies from the cozy comfort of anonymity.
That's a strange way to look at it. Consumers don't 'withhold pertinent facts' on purpose so that they get the wrong advice. It's an art and science for an advisor or consultant to ask the right questions, listen, and get the information needed, including hard facts and subjective factors like objectives, and the surrounding context. Obviously an internet forum is not the place to do this unless the issue is extremely simple.
"How dare you withhold pertinent facts. You NEVER told me that you had unrecaptured section 1250 gains from selling section 1250 real property last year. It's your fault that my advice was wrong and you ended up in jail. You should have known that I needed to know that. You're so stupid." That might be the way you see things but I don't think most good advisors have this attitude toward consumers.
Licensed agents posting on real estate matters in their professional capacity need to be responsible for the advice and information that they give just as if it were in real life. If you don't have the right information, you don't try to give advice. As simple as that. You don't give bad advice and then blame the consumer for "withholding pertinent facts or not offering details.
On this forum, licensed agents should abide by the same laws, rules, professional standards, ethics, etc. as they are required to abide by in real life.
For example, as a consumer I was once referred to in a real estate forum by a licensed real estate agent posting in his or her professional capacity as being 'ESL'. This is a racially charged insult as it's code for 'foreigner'. I think you would agree that a licensed agent hurling racially charged insults at a consumer in the course of discussing matters of real estate is likely committing a very serious violation of federal housing anti-discrimination laws. It's also unethical in any business. It's disgusting and very risky in today's world where no second chances are given for this kind of thing. Even giving factual information, for example, on ESL percentages in schools could be very risky for an agent. Nevermind hurling it around at consumers as a racially charged insult.
I bet even a McDonalds clerk would get fired for making references to a customer being ESL. And the company could have serious reputational damage - it could go viral and land in the news. So why would an agent be so reckless on a public forum? Why should we tolerate licensed professionals behaving like this? Look at the Beverly Hills agent who lost it all for racially charged posts (only in her personal capacity, not professional). And Hix-DiSanto. Another agent fired with a destroyed reputation for reckless racially charged posts.
Anyway, that's just an example (a very extreme one). Every day here we see a range of misconduct from poor and reckless advice on topics that the agent is not qualified to be giving all the way up to illegally hurling racially charged insults at consumers and everything in between.
It's really not that hard to just conduct oneself in a responsible way when posting in a professional capacity in the course of engaging with consumers on real estate matters.
this is the internet , everyone is an expert lol ....
on all forums that revolve around fact and or opinion most people even in the business do not know it all and so you will see misguided information .
i am active in the financial forums and even those in the business sometimes run on out dated information or old school teachings that have been disproved to be the best way to do something by more modern research . they are not totally wrong , but they are behind the times in doing things better .
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