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Old Today, 04:38 PM
Location: Grosse Ile Michigan
25,105 posts, read 60,338,008 times
Reputation: 27641


Originally Posted by LifeIsGood01 View Post
That would be my concern with old homes if they may have any aluminum, cloth or knob and tube wiring and how that would affect even the option of insuring the home. As well as the plumbing as you mentioned and I also would not want a home in a historic district.
Not a problem no impact on insurance. Some insurance companies say no. others have no problem. No significant difference in premiums.

We have had all of those things.

Aluminum is only a problem if it is mixed with other metals. if it was mixed with other metals and has not yet caught on fire, it is pretty simple to fix the problem with some adapters.

K & T wiring with or without cloth insulation is not a problem, again unless it was mixed with other types of wiring or messed with by someone who did not know what they are doing. Even if the cloth insulation had turned to dust, the wires were typically set on studs at least 16' apart. sometimes they just used bare wie anyway.

It is usually not grounded, but that is not really that critical for most of today's uses, or you can ground the outlets separately if that is important to you.

Remember these kinds of wiring were used for years or even hundreds of years.There are still tens of thousands, probably hundreds of thousands with this wiring currently in use. We do not have a declining population from people dying in fires from them. Nor do we have a building boom caused by rebuilding these homes as they suddenly burn down b the thousands because they realize it is now 2018 and building codes have changed, so they should just suddenly burn down.
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