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Old 08-29-2019, 05:38 PM
 
3,895 posts, read 1,003,463 times
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What insurers are you nice people working with that start asking about roof age? This has NEVER been asked when setting up homeowners' insurance. There was an inspection performed by someone Nationwide sent out, but the specific age of parts of the house never came into question.
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Old 08-29-2019, 07:15 PM
 
513 posts, read 435,931 times
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Certainteed roofing has had a class-action lawsuit over their defective 3 tab organic shingles, I bought their 30 year shingles summer of 2002 and 2003 and installed my roof, by about year 6 it was clear the stuff was coming apart on the planes exposed the most to sun.


One photo attached shows how it looked in 2006, another shows it around 2012, I decided to google and discovered a big class-action suit, I joined the suit and had to submit photos and a full shingle. Soon after I rec'd a check for about $1,200


All of the roofing, including the rolls of Tamko ice guard I installed over the whole deck ran me around $900, so I essentially got a 120% refund.


A 30 year roof should not be showing DAMAGE at year 4, let alone losing all it's granules down to paper by year 9!!
Attached Thumbnails
Replace the roof? It's a 30 year roof!-screen-shot-65.jpg   Replace the roof? It's a 30 year roof!-screen-shot-67.jpg  
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Old 08-30-2019, 08:03 AM
 
15,328 posts, read 31,448,039 times
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Here in Florida most shingle roofs are near the end of their useful life at 15 yrs even if a"25 year" roof. Because of hurricanes, most roofs that age here will not pass an inspection for insurance;, if no insurance, no loan unless you are paying cash. Don't know where this house is, but realtor is probably just giving opinion that roof may be an issue.
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Old 08-30-2019, 09:34 AM
 
Location: Floribama
15,282 posts, read 31,775,684 times
Reputation: 14164
Quote:
Originally Posted by Diana Holbrook View Post
Repeating! Don't pressure wash asphalt roof. If you don't believe me, ask an inspector, or anyone who is actually in roofing. It will take literally half the life off a roof. If it's an old roof already, it will kill it.
Very true. There’s a product called Spray N Forget that can be applied with a garden sprayer. It kills the black algae and the rain gradually washes it off.
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Old 08-30-2019, 10:04 AM
 
3,207 posts, read 3,277,510 times
Reputation: 3835
Quote:
Originally Posted by ddm2k View Post
What insurers are you nice people working with that start asking about roof age? This has NEVER been asked when setting up homeowners' insurance. There was an inspection performed by someone Nationwide sent out, but the specific age of parts of the house never came into question.

In our neighborhood we had two houses sold where the mortgage company insisted that the roof have at least half its life left and needed it documented (dates of installation, manufacturer and product number of the shingles) The owners knew the shingles were 30 year shingles that were right at 15 years. One was so close that the closing date put them 30 days past halfway since installation. Sellers replaced the roof in both cases just to get the sales done.
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Old 08-30-2019, 11:42 AM
 
3,895 posts, read 1,003,463 times
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Quote:
Originally Posted by MidValleyDad View Post
In our neighborhood we had two houses sold where the mortgage company insisted that the roof have at least half its life left and needed it documented (dates of installation, manufacturer and product number of the shingles) The owners knew the shingles were 30 year shingles that were right at 15 years. One was so close that the closing date put them 30 days past halfway since installation. Sellers replaced the roof in both cases just to get the sales done.
Was any of the roof replacement reflected in the final price of the home?
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Old 08-30-2019, 12:18 PM
 
Location: Riding a rock floating through space
2,180 posts, read 641,107 times
Reputation: 5514
Quote:
Originally Posted by Diana Holbrook View Post
Repeating! Don't pressure wash asphalt roof. If you don't believe me, ask an inspector, or anyone who is actually in roofing. It will take literally half the life off a roof. If it's an old roof already, it will kill it.
I didn't realize there were people that pressure washed asphalt shingle roofs - that would blow the granules right off how stupid.
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Old 08-30-2019, 12:23 PM
 
Location: Salem, OR
14,088 posts, read 33,202,231 times
Reputation: 13001
Quote:
Originally Posted by Sculptor View Post
Certainteed roofing has had a class-action lawsuit over their defective 3 tab organic shingles, I bought their 30 year shingles summer of 2002 and 2003 and installed my roof, by about year 6 it was clear the stuff was coming apart on the planes exposed the most to sun.


One photo attached shows how it looked in 2006, another shows it around 2012, I decided to google and discovered a big class-action suit, I joined the suit and had to submit photos and a full shingle. Soon after I rec'd a check for about $1,200


All of the roofing, including the rolls of Tamko ice guard I installed over the whole deck ran me around $900, so I essentially got a 120% refund.


A 30 year roof should not be showing DAMAGE at year 4, let alone losing all it's granules down to paper by year 9!!
I was just about to mention Certainteed and Pabco. They both had class action lawsuits and it sounds like the friends' roof is right in the area that tons of those roofs were installed. I'm betting the friend has those bad shingles.
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Old 08-30-2019, 12:24 PM
 
Location: Coastal Georgia
37,425 posts, read 46,156,759 times
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I wouldn’t replace it as long as there are no visible issues. If I were shopping for a house that had 14 years left on the roof, I would be fine with that. In my experience, several 25 year roofs have lasted a lot longer than that.
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Old 08-30-2019, 12:34 PM
 
Location: Salem, OR
14,088 posts, read 33,202,231 times
Reputation: 13001
Quote:
Originally Posted by Disgustedman View Post
Have a company co-worker who was commenting about selling his place. He was told (by the realtor) he needed to replace the roof. He found out it would be about $12,900. 16 years ago it was $4,800.

I asked him why replace the roof when it still had 14 good years or better left? He said he'd talk to the realtor as to why this was wanted, since I was right about the roof not needing replacement.

Have any here had that issue and results were?
Consumers often miscalculate roofs. Here are several legitimate reasons why your friends' roof needs to be replaced early.

1) It was a Pabco or Certainteed roofing shingle involved in the class action lawsuit.
2) It was installed by a cheap roofer using #2 shingles. These are roofing shingles that come off the manufacturing line in less than perfect condition. They generally last about 10 years and don't come with a manufacturer warranty. A roofer shared this tidbit of knowledge with me when I was staring at a striped roof with some lines of good shingles with lines of bad shingles.
3) The homeowner pressure washes their roof on a regular basis. This de-granularizes the roof and causes it to age early.
4) The homeowner uses Tide or some other detergent to treat moss on their roof. People degrease their composition roofs all the time and kill them quickly as a result. Composition shingles have tar, oil, and asphalt covering the fiberglass mat. Detergents degrease which is great for clothes and exactly what you don't want to do to your roof. I have seen many Tide damaged roofs over the years.

Since a roofer quoted the replacement that tells me they agree with the agent that it needs to be replaced. Your friend can always get other roofing opinions.
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