2-10 Home Buyers Warranty (fee, insurance, claim, deductible)

[cityloop]

A portion of the coverage that was povided by my builder is about to expire. Before sending a check, I'd like to hear your experience (good or bad ) with the 2-10 Home Buyers Warranty.
I've been in my home for just one year, so no claims have ever been filed. According to the brochure sent to me, the portion of the 2-10 Home buyers warranty that is set to expire would cover the following items:
[SIZE=2] Central Heating System[/SIZE]
[SIZE=2] Central Air Conditioning[/SIZE]
[SIZE=2] Hot Water Heater[/SIZE]
[SIZE=2] Plumbing Systems[/SIZE]
[SIZE=2] Electrical Wiring[/SIZE]
[SIZE=2] Lighting Fixtures[/SIZE]
[SIZE=2] Attic Fans[/SIZE]
[SIZE=2] Kitchen & Bathroom Exhaust Fans[/SIZE]
[SIZE=2] Septic Tank Mechanical System[/SIZE]
[SIZE=2] Water Well Mechanical System[/SIZE]
[SIZE=2] Permanently Mounted Sump Pump[/SIZE]
[SIZE=2] Permanently Mounted Electronic Air Cleaner[/SIZE]
[SIZE=2] Central Vacuum System[/SIZE]
[SIZE=2] Garage Door Opener[/SIZE]
[SIZE=2] Door Bell System[/SIZE]
[SIZE=2] Burglar Alarms[/SIZE]
[SIZE=2] Fire Alarms[/SIZE]
[SIZE=2] Garbage Disposal[/SIZE]
[SIZE=2] Refrigerator[/SIZE]
[SIZE=2] Oven/Range[/SIZE]
[SIZE=2] Dishwasher[/SIZE]
[SIZE=2] Built-In Microwave Oven[/SIZE]
[SIZE=2] Built-In Trash Compactor[/SIZE]
Here is the renewal cost: $ 249.00 (one year), $449 (two years), $599.00 (three years). There is a $50.00 service fee per service call.

[mathjak107]

if you read on line about most of these warrantys you will find people tend to have most claims not honored.... i just read about a family that was told their ac compressor couldnt be replaced under the warranty as they didnt vacuum the condensor good enough....... someone else was told a plumbing issue couldnt be handled because of rust in the pipes......
seems almost as bad as my dental insurance

[Debi18]

I know 2 families that have had good luck with the 2-10 warrantly. The first family purchased a house that had the warrantly, within 4 months the A/C unit went out. The entire unit was replaced subject to whatever the service deductible was at that time, I think it was like $50 or something. Can't beat that. The other family had a dishwasher fail right after move in, it was repaired, then several months later they had a Dryer fail, also repaired. Several months after the Dryer was repaired it went out again, this time they replaced it with a new one. If I were to buy an existing house with a few years on the appliances and systems I would definitely get a 2-10 warranty on it and for the small cost of renewing it, I'd keep it in force.