I saw an older post from 2008 about this, but wanted to get a more updated answer. We want to make an offer on a home that is in great condition from what we see, it is only missing three appliances in the kitchen (Refrigerator, microwave, and stove). The seller is not accepting 203K loans, and we really want the home, but can not do conventional. Is there anyway, other than the seller paying for them, that we can still be able to get an FHA loan? We don't have a problem acquiring the appliances after we close. Please give me your thoughts.