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Well she got 200 on her next paycheck, but she could use more, since 200 is not enough to finish off the dentist bill, with the interest that goes up, the longer she takes to pay it at all.
Has she discussed a payment plan with her dentist? Our dentist usually charges interest on unpaid balances, but when we set up a payment plan he did not charge us any interest because he knew that we would pay off the debt as soon as we could manage it.
And, even some dentists that charge interest charge so little interest that it basically is only enough to pay to sent out a bill every month.
Quote:
Originally Posted by germaine2626
(snip)
BTW, when hubby and I were going through some really bad financial spots we paid our long term dentist $25 or $50 a month, even though the bills started out over $1,000 or $2,000 on a couple of occasions. The dentist knew that as soon as we had the money we would pay him off immediately and we did.
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One time, we paid $25 or $50 for at least six months, but as soon as we got our tax refund for $2,000 we paid off the bill in full.
Quote:
Originally Posted by ironpony
And the reason why she didn't get a good job, is cause the economy is not good where we live right now.
Even if the economy is bad, does she do other things to earn money? Sell things on eBay or Craigslist? Do odd jobs for money? Look for a part time job? Or does she just whine and complain about the economy?
Well she got 200 on her next paycheck, but she could use more, since 200 is not enough to finish off the dentist bill, with the interest that goes up, the longer she takes to pay it at all.
And the reason why she didn't get a good job, is cause the economy is not good where we live right now.
OP, no health care provider or dentist charges that much interest that it would be overwhelming after just a couple of months. That's a trumped-up issue. Who mentioned the interest accruing, you or her? It sounds like another attempt to pressure you to cough up more money.
Has she discussed a payment plan with her dentist? Our dentist usually charges interest on unpaid balances, but when we set up a payment plan he did not charge us any interest because he knew that we would pay off the debt as soon as we could manage it.
And, even some dentists that charge interest charge so little interest that it basically is only enough to pay to sent out a bill every month.
Quote:
Originally Posted by Ruth4Truth
OP, no health care provider or dentist charges that much interest that it would be overwhelming after just a couple of months. That's a trumped-up issue. Who mentioned the interest accruing, you or her? It sounds like another attempt to pressure you to cough up more money.
My dentist charges 1 1/2 % interest on unpaid bills (unless you set up a payment plan & then he waives the interest). I have absolutely no idea if that is typical or not, because that seems pretty darn low, but at his interest rate your GF would be charged $4.50 each month for the $300 that she has left to pay. All she would have to do is give up one fast food lunch or one Starbucks coffee with her co-workers and she would have saved that money to pay the interest.
And, even if the interest rate is higher that is the price that she needs to pay because she did not have an emergency fund saved up. BTW, my dentist reduces the bill by 15% if you pay in cash the day that the work is done. So as an example, if your GF had an emergency fund that she could use the day that she had her $1,000 dental work she would have saved $150 off of the bill.
But, once again, the bottom line is it is her teeth and her responsibility to pay the bill.
BTW, if I ever found out that my adult daughter asked a random boyfriend to pay her bills I would feel that I had failed as a parent. To me, that is sort of like being a Sugar Baby or a hooker, trading sex for money. Of course, when you are married or engaged or are equal partners in a long term, life time relationship that is a different situation. But, iron pony, I do not believe that you are married, engaged or are "equal partners" in a long term, life time committed relationship. Of course, sometimes people loan or even just give small amounts of money to a close friend who is in a jam, but this does not seem to be that type of situation. To me, it seems like she is just trying to con you out of your hard earned money instead of trying to work harder to earn money of her own.
Okay thanks. I am not going to give her the money she paid me back with, out of sympathy for her then, if that's not too harsh, if the assessment of her is right, and I have not given the wrong impression of her.
Soon? It has been almost a month since you said you were....
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