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Old 08-23-2017, 01:46 PM
 
Location: North Idaho
32,638 posts, read 48,015,234 times
Reputation: 78406

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Quote:
Originally Posted by Landing Place Apartments View Post
.........Can a prospective renter ask for a copy of their rental credit report to verify that they even had one ran on them, if they were denied?
Federal law: if an applicant is denied because of something on the credit report, the landlord must send a letter that tells the applicant how to get a free copy of their credit report from the credit bureau. Very few states require the landlord to give a copy of the credit report (California does) and the credit bureaus all have a contract with the landlord that says that the landlord can't give a copy of the report to anyone.

Not having your credit report run does not mean you were not screened. Some of my applicants, I don't get any further than discovering they have given me the name of a friend who is pretending to be their landlord. That applicant gets rejected without a credit report being run and that applicant has been screened.
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