U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Real Estate > Renting
 [Register]
Please register to participate in our discussions with 1.5 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
 
Old 06-20-2013, 03:30 PM
 
2 posts, read 4,564 times
Reputation: 11

Advertisements

Hi,
I live on the lower level of an apartment in Florida. The tenant who lives upstairs had a leaky A/C line that caused a lot of water damage and mold overgrowth in one of my closets. About $2000 in belongings were damaged. The apartment complex is currently cleaning up the mold, but what about my belongings? I do have renter's insurance, but I don't want to file a claim if the apartment is responsible for the damage. I gave the apartment complex a list of the damaged items with their values and pictures for documentation. They said they would send it to their corporate office, but stated that they will not likely reimburse me because it was a "freak accident". Am I out of line for asking them to pay for the damages? Please let me know your opinion. Thanks!
Quick reply to this message

 
Old 06-20-2013, 03:43 PM
 
7,495 posts, read 9,972,829 times
Reputation: 7999
File with your insurance company and give them all the details. They will go after the apartment complex for reimbursement. However, you will get your money from your insurance policy. The complex isn't going to do anything unless your insurance agency starts bugging them or your attorney contacts them.

They probably don't have experience in this and are clueless on who to proceed, at least from the local level. Maybe they have corporate offices that know how to proceed. But they'll likely do nothing unless forced.
Quick reply to this message
 
Old 06-20-2013, 03:43 PM
 
6,558 posts, read 11,389,384 times
Reputation: 6896
This is why you have renters insurance, call your agent and file your claim.
Quick reply to this message
 
Old 06-20-2013, 04:49 PM
 
2 posts, read 4,564 times
Reputation: 11
Thanks for the advice. I called the insurance and filed my claim.
Quick reply to this message
 
Old 06-21-2013, 01:15 AM
 
13,287 posts, read 14,129,787 times
Reputation: 20679
Your insurance company pays for the damage, not the landlord.

If it had been my clothes and belongings, I would have removed them from the closet while there was a leak and dried them and stored them elsewhere until the leak was fixed.
Quick reply to this message
 
Old 06-21-2013, 06:18 PM
 
Location: Tsunami Zone of Del Norte County
11,520 posts, read 11,211,805 times
Reputation: 16249
My rental agreement states that LL is not responsible for tenant belongings, and highly suggests tenant gets insurance, but doesn't require it. Many LLs do require tenants to get insurance.
Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:
Over $99,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Real Estate > Renting

All times are GMT -6.

2005-2016, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32 - Top