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And what did she do with the money he gave her which was supposed to cover the $1300?
Yep. I think she thinks she deserves it for all the hassle the debt collectors and her ex put her through. But hopefully she will do the right thing and pay this off.
Yep. I think she thinks she deserves it for all the hassle the debt collectors and her ex put her through. But hopefully she will do the right thing and pay this off.
My point actually was that if the ex was sending her money to offset the debt for which she became liable, why didn't she send it directly to the collection agency as she received it? Sounds like a combination of Murphy's Law routines right from the beginning!
I suggest you pay it. First get something in writing from the current debt holder that says that if you pay x-amount that the debt is paid in full. Get this before you send any money.
If you don't have the full 1/2 they're asking for, ask if you can send them what you have. Get that agreement in writing (an email is fine) and send them that amount.
I suggest you pay it. First get something in writing from the current debt holder that says that if you pay x-amount that the debt is paid in full. Get this before you send any money.
If you don't have the full 1/2 they're asking for, ask if you can send them what you have. Get that agreement in writing (an email is fine) and send them that amount.
Then sue the boyfriend for whatever he owes you.
OP can't sue the boyfriend for the apartment debt, he filed for bankruptcy.
It's not clear if this person is a lawyer, but it looks like that's what the site is about.
What it says, is that the money was owed to the landlord, and that debt has been wiped out.
You'd have to be able to say he owed you money separately, that was not a debt included in the bankruptcy. Did he owe you part of the deposit? Owe you some rent? A debt that was just between you two?
Otherwise, it looks like momtothree is right. Too bad.
I'm not asking for your opinions on the lease. I asked him several times to meet up with me and take me off the lease. He always stood me up or made an excuse on why he couldn't make it. Anyway my question was what should I do about the debt. Should I pay it or not. Etc. Thank you.
Yes, pay the debt since you owe it because you did not follow through with removing yourself from the lease.
Also, be aware that if you pay 1/2 as a settlement, they will mark the debt as paid but not necessarily paid in full. The other 1/2 will be marked as a "charge off" and the 1/2 that is actually paid will be marked as "settlement". Both can make a huge impact on your credit report.
It's not clear if this person is a lawyer, but it looks like that's what the site is about.
What it says, is that the money was owed to the landlord, and that debt has been wiped out.
You'd have to be able to say he owed you money separately, that was not a debt included in the bankruptcy. Did he owe you part of the deposit? Owe you some rent? A debt that was just between you two?
Otherwise, it looks like momtothree is right. Too bad.
That's why I won't ever cosign. There's a reason why people can't qualify on their own and just because you add your signature doesn't mean it will make it more special for them to honor. People used to decking out from debt will use any excuse humanly possible.
In the OP's case, she is screwed. But as others pointed out, she has been receiving monies from the EX including a chunk of change as she put it. Has she not paid any of the debt back?
Pay the debt. Having good credit is important in many aspects of life - you don't want to have this hanging on your credit report for multiple years.
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